Summary
TEXTRAIL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €38k and a net result of €33k. Its solvency ranks better than 51% of 2435 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€38k
Net result
€33k
Total assets
€73k
Solvency
51.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €73k
Fixed assets
€2k
Current assets
€71k
Equity and liabilities €73k
Equity
€38k
Debt
€35k
Debt finances 48.2% of the balance-sheet total.
Key figures and ratios
ROE
86.8%
ROA
44.9%
Debt ≤ 1 year
€35k
Income taxes
€15k
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet
Code2025
Assets
Total assets20/58€73k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€71k
Amounts receivable after more than one year29€20k
Other amounts receivable291€20k
Amounts receivable within one year40/41€15k
Trade receivables40€14k
Other amounts receivable41€312
Cash at bank and in hand54/58€36k
Deferred charges and accrued income490/1€444
Equity and liabilities
Total equity and liabilities10/49€73k
Equity10/15€38k
Contributions10/11€5k
Reserves13€33k
Distributable reserves133€33k
Profit (loss) carried forward14€358
Amounts payable17/49€35k
Amounts payable within one year42/48€35k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€32k
Taxes450/3€32k
Income statement
Code2025
Gross operating margin9900€49k
Operating profit (loss)9901€49k
Financial income75/76B€2k
Recurring financial income75€473
Non-recurring financial income76B€1k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€48k
Income taxes67/77€15k
Profit (loss) for the period9904€33k
Profit (loss) for the period to be appropriated9905€33k
Appropriation of the result
Profit (loss) to be appropriated9906€33k
Transfer to equity691/2€33k
To other reserves6921€33k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grootheideweg 591653 BeerselGround area
325 m²
Building footprint
91 m²
Volume, LiDAR
502 m³
Parcel 23017E0703/00P000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grootheideweg 59, 1653 Beersel
since 20242.361.213.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017E0703/00P000 | Flanders | 325 m² | 1 · 91 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450091AA82D4DC0590
Similar companies · same sector, comparable size
KEURINGSFIRMA
BE 0738.489.308
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BUREAUX D'EXPERTISES - ETUDES - GESTIONS & SERVICES
BE 0843.819.826
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Hastrid Invest
BE 1006.341.247
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EXPERTS CONSEILS IMMOBILIER
BE 0649.436.378
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BREESCH EXPERTISES
BE 0451.373.167
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Of 853 companies in sector 66210 we hold annual accounts for 511. 379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.