TEX CONSULTING
ActiveTEX CONSULTING has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78k and a net result of €18k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▼-14
Solvency82▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 3.38 in 2023; short-term debt: 41.8% and cash: 57.6% of total assets), and 42.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
48 d early
2022
42 d early
2021
37 d early
2020
40 d early
2019
46 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€78k▲ 28.9%
2023 · €61k
2018: €26k
2019: €21k
2020: €11k
2021: €1k
2022: €40k
2023: €61k
2018 → 2024
Total assets
€137k▲ 63.3%
2023 · €84k
2018: €60k
2019: €45k
2020: €35k
2021: €19k
2022: €55k
2023: €84k
2018 → 2024
Net result
€18k▼ 14.4%
2023 · €20k
2018: €-15k
2019: €-5k
2020: €-10k
2021: €-10k
2022: €39k
2023: €20k
2018 → 2024
Working capital
€76k▲ 38.7%
2023 · €55k
2018: €1k
2019: €5k
2020: €-1k
2021: €-2k
2022: €38k
2023: €55k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€1k▼ 90.1%€40k▲ 3,732%€61k▲ 50.9%€78k▲ 28.9%
Operating result€-10k-€-9k▲ 6.7%€39k€23k▼ 42.2%€21k▼ 9.9%
Net result€-10k-€-10k▲ 6.5%€39k€20k▼ 47.7%€18k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €137k
Fixed assets
€4k▼ 38.1%
Current assets
€133k▲ 71.1%
Equity and liabilities €137k
Equity
€78k▲ 28.9%
Debt
€58k▲ 154%
The debt ratio rises from 27.5% to 42.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▼
2023 · €24k
Cash flow
€20k▼
2023 · €22k
Solvency
57.2%▼
2023 · 72.5%
Current ratio
2.33▼
2023 · 3.38
Quick ratio
2.33▼
2023 · 3.38
Debt / equity
0.75▲
2023 · 0.38
ROE
22.4%▼
2023 · 33.7%
ROA
12.8%▼
2023 · 24.5%
Interest coverage
15.15▼
2023 · 134.72
Debt
€58k▲
2023 · €23k
Debt ≤ 1 year
€57k▲
2023 · €23k
Income taxes
€2k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€84k€137k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€1k€324▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€78k€133k▲
Amounts receivable within one year40/41€34k€53k▲
Trade receivables40€34k€53k▲
Other amounts receivable41-€57
Cash at bank and in hand54/58€43k€79k▲
Deferred charges and accrued income490/1€854€1k▲
Equity and liabilities
Total equity and liabilities10/49€84k€137k▲
Equity10/15€61k€78k▲
Contributions10/11€19k€19k=
Reserves13€20k€33k▲
Distributable reserves133€20k€33k▲
Profit (loss) carried forward14€22k€27k▲
Amounts payable17/49€23k€58k▲
Amounts payable within one year42/48€23k€57k▲
Trade debts44€1k€32k▲
Suppliers440/4€1k€32k▲
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€17k€18k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€870€1k▲
Gross operating margin9900€25k€24k▼
Operating profit (loss)9901€23k€21k▼
Financial income75/76B€17€17▼
Recurring financial income75€17€17▼
Financial charges65/66B€179€2k▲
Recurring financial charges65€179€2k▲
Profit (loss) for the period before taxes9903€23k€19k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€20k€18k▼
Profit (loss) for the period to be appropriated9905€20k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€40k▼
Profit (loss) brought forward from the previous period14P€22k€22k▲
Transfer to equity691/2€20k€13k▼
To other reserves6921€20k€13k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €39k
Net result €39k after 4 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 3.54
Current ratio from 0.89 to 3.54; short-term debt falls from €18k to €15k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-01-2023
Resigned as Managing director
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Babaures 41325 Chaumont-GistouxGround area
846 m²
Parcel 25018B0107/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TEX CONSULTING SPRL
since 19942.066.316.962
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018B0107/00M000 | Wallonia | 846 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FRONT GROUP
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NICLE
BE 0630.938.082
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QUARANTE NEUF
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J.M.B. ASSOCIATION
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Of 1,276 companies in sector 46160 we hold annual accounts for 686. 539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-1994
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
51160
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.