TETRASERVE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €34k and a net result of €-12k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 14% of 8024 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
265 d late
2022
4 d early
2021
87 d late
2020
27 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▼ 26.1%
2024 · €46k
2019: €68k
2020: €66k
2021: €65k
2022: €59k
2023: €49k
2024: €46k
2019 → 2025
Net result
€-12k▼ 440%
2024 · €-2k
2019: €-8k
2020: €-2k
2021: €-812
2022: €-6k
2023: €-10k
2024: €-2k
2019 → 2025
Total assets
€490k▲ 34.8%
2024 · €363k
2019: €338k
2020: €353k
2021: €359k
2022: €360k
2023: €363k
2024: €363k
2019 → 2025
Solvency
7.0%▼ 5.8pp
2024 · 12.8%
2019: 20.1%
2020: 18.6%
2021: 18.1%
2022: 16.3%
2023: 13.4%
2024: 12.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€59k▼ 9.6%€49k▼ 17.0%€46k▼ 4.6%€34k▼ 26.1%
Operating result€200-€-5k€-9k▼ 70.4%€-1k▲ 84.8%€-11k▼ 691%
Net result€-812-€-6k▼ 668%€-10k▼ 60.0%€-2k▲ 77.5%€-12k▼ 440%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €1k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€329k▼ 1.6%
Current assets
€161k▲ 454%
Equity and liabilities €490k
Equity
€34k▼ 26.1%
Debt
€455k▲ 43.7%
The debt ratio rises from 87.2% to 93.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
7.0%▼
2024 · 12.8%
ROE
-35.2%▼
2024 · -4.8%
ROA
-2.5%▼
2024 · -0.6%
Debt
€455k▲
2024 · €317k
Debt ≤ 1 year
€455k▲
2024 · €283k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€363k€490k▲
Fixed assets21/28€334k€329k▼
Tangible fixed assets22/27€12k€7k▼
Land and buildings22€3k€3k▼
Plant, machinery and equipment23€9k€4k▼
Financial fixed assets28€322k€322k=
Current assets29/58€29k€161k▲
Stocks and contracts in progress3-€55k
Stocks30/36-€55k
Amounts receivable within one year40/41€11k-
Trade receivables40€9k-
Other amounts receivable41€1k-
Cash at bank and in hand54/58€18k€105k▲
Deferred charges and accrued income490/1€52€557▲
Equity and liabilities
Total equity and liabilities10/49€363k€490k▲
Equity10/15€46k€34k▼
Contributions10/11€33k€33k=
Profit (loss) carried forward14€13k€924▼
Amounts payable17/49€317k€455k▲
Amounts payable after more than one year17€34k-
Financial debts170/4€34k-
Amounts payable within one year42/48€283k€455k▲
Current portion of amounts payable after more than one year42€6k-
Trade debts44€4k€71k▲
Suppliers440/4€4k€71k▲
Taxes, remuneration and social security45€1k€503▼
Taxes450/3€1k€503▼
Other amounts payable47/48€272k€384k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€810€718▼
Gross operating margin9900€5k€-5k▼
Operating profit (loss)9901€-1k€-11k▼
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€866€1k▲
Recurring financial charges65€866€1k▲
Profit (loss) for the period before taxes9903€-2k€-12k▼
Profit (loss) for the period9904€-2k€-12k▼
Profit (loss) for the period to be appropriated9905€-2k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€924▼
Profit (loss) brought forward from the previous period14P€15k€13k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
31-03
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 265 days late
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 87 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverputstraat(HA) 109450 HaaltertGround area
2,576 m²
Building footprint
621 m²
Parcel 41024A0090/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
TETRASERVE
since 20092.175.183.923
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024A0090/00D000 | Flanders | 2,576 m² | 1 · 621 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHaaltert2.175.183.923
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 9,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-12-2008
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
01420Raising of other cattle and buffaloes
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.