Summary
B-COM CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €141,655 and a net result of -€70. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 89% of 8074 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
9 d early
2023
on the day
2022
3 d late
2021
16 d late
2020
49 d late
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€141,655=
2024 · €141,725
Net result
-€70
2024 · €43,702
Total assets
€156,145▼ 4.9%
2024 · €164,234
Solvency
90.7%▲ 4.4pp
2024 · 86.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30,929▲ 217%-€19,005€15,154€65,898▲ 335%€1,111▼ 98.3%
Net result€22,814within the sector's middle half▲ 178%-€15,879below the sector's middle half€14,224within the sector's middle half€43,702within the sector's middle half▲ 207%-€70below the sector's middle half
Equity€154,475within the sector's middle half▲ 17.3%€138,596within the sector's middle half▼ 10.3%€98,024within the sector's middle half▼ 29.3%€141,725within the sector's middle half▲ 44.6%€141,655within the sector's middle half=
Total assets€202,007within the sector's middle half▲ 16.5%€144,931within the sector's middle half▼ 28.3%€114,526below the sector's middle half▼ 21.0%€164,234within the sector's middle half▲ 43.4%€156,145within the sector's middle half▼ 4.9%
Debt€47,532▲ 13.8%€6,335▼ 86.7%€16,502▲ 160%€22,508▲ 36.4%€14,490▼ 35.6%
Working capital€152,962▲ 17.1%€132,918▼ 13.1%€95,741▼ 28.0%€139,876▲ 46.1%€140,641▲ 0.5%
Solvency76.5%above the sector's middle half▲ 0.6pp95.6%above the sector's middle half▲ 19.2pp85.6%above the sector's middle half▼ 10.0pp86.3%above the sector's middle half▲ 0.7pp90.7%above the sector's middle half▲ 4.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156,145
Fixed assets
€1,133 ▼ 38.7%
Current assets
€155,012 ▼ 4.5%
Equity and liabilities €156,145
Equity
€141,655 =
Debt
€14,490 ▼ 35.6%
Debt's share of the balance-sheet total falls from 13.7% to 9.3%. Debt is lower.
Key figures and ratios
ROE
0.0%▼
2024 · 30.8%
ROA
0.0%▼
2024 · 26.6%
Debt ≤ 1 year
€14,371▼
2024 · €22,508
Income taxes
€1,276▼
2024 · €22,227
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €781 | €4,744 | €842 | €803 | €686 | ▼ 14.6% |
| Other operating charges640/8 | - | €1,514 | €1,193 | €1,232 | €963 | ▼ 21.8% |
| Gross operating margin9900 | €37,466 | -€12,747 | €17,189 | €67,933 | €2,759 | ▼ 95.9% |
| Operating profit (loss)9901 | €30,929 | -€19,005 | €15,154 | €65,898 | €1,111 | ▼ 98.3% |
| Financial income75/76B | - | €3,621 | €3,552 | €2,583 | €2,577 | ▼ 0.2% |
| Recurring financial income75 | €4,957 | €3,621 | €3,552 | €2,583 | €2,577 | ▼ 0.2% |
| Financial charges65/66B | - | €295 | €1,631 | €2,552 | €2,483 | ▼ 2.7% |
| Recurring financial charges65 | €1,815 | €295 | €1,631 | €2,552 | €2,483 | ▼ 2.7% |
| Profit (loss) for the period before taxes9903 | €34,071 | -€15,679 | €17,075 | €65,929 | €1,205 | ▼ 98.2% |
| Income taxes67/77 | €11,257 | €200 | €2,851 | €22,227 | €1,276 | ▼ 94.3% |
| Profit (loss) for the period9904 | €22,814 | -€15,879 | €14,224 | €43,702 | -€70 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €22,814 | -€15,879 | €14,224 | €43,702 | -€70 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €202,007 | €144,931 | €114,526 | €164,234 | €156,145 | ▼ 4.9% |
| Fixed assets21/28 | €1,545 | €5,711 | €2,316 | €1,849 | €1,133 | ▼ 38.7% |
| Tangible fixed assets22/27 | €1,545 | €5,711 | €2,316 | €1,849 | €1,133 | ▼ 38.7% |
| Furniture and vehicles24 | - | €5,711 | €2,316 | €1,849 | €1,133 | ▼ 38.7% |
| Current assets29/58 | €200,462 | €139,220 | €112,210 | €162,384 | €155,012 | ▼ 4.5% |
| Amounts receivable after more than one year29 | - | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Other amounts receivable291 | - | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Amounts receivable within one year40/41 | €63,032 | €40,676 | €9,386 | €56,718 | €47,599 | ▼ 16.1% |
| Trade receivables40 | - | €8,736 | €8,736 | €47,903 | €43,700 | ▼ 8.8% |
| Other amounts receivable41 | - | €31,940 | €649 | €8,815 | €3,899 | ▼ 55.8% |
| Cash at bank and in hand54/58 | €45,047 | €16,106 | €19,888 | €22,628 | €24,952 | ▲ 10.3% |
| Deferred charges and accrued income490/1 | - | €2,438 | €2,936 | €3,038 | €2,460 | ▼ 19.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €202,007 | €144,931 | €114,526 | €164,234 | €156,145 | ▼ 4.9% |
| Equity10/15 | €154,475 | €138,596 | €98,024 | €141,725 | €141,655 | = |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €142,075 | €142,075 | €87,279 | €129,325 | €129,325 | = |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €140,215 | €87,279 | €129,325 | €129,325 | = |
| Profit (loss) carried forward14 | - | -€15,879 | -€1,655 | €0 | -€70 | - |
| Amounts payable17/49 | €47,532 | €6,335 | €16,502 | €22,508 | €14,490 | ▼ 35.6% |
| Amounts payable within one year42/48 | €47,500 | €6,302 | €16,469 | €22,508 | €14,371 | ▼ 36.2% |
| Trade debts44 | €6,253 | €872 | €5,668 | €2,535 | €8,343 | ▲ 229% |
| Suppliers440/4 | - | €872 | €5,668 | €2,535 | €8,343 | ▲ 229% |
| Taxes, remuneration and social security45 | - | €5,430 | €3,609 | €19,973 | €6,029 | ▼ 69.8% |
| Taxes450/3 | - | €5,430 | €3,609 | €19,973 | €6,029 | ▼ 69.8% |
| Other amounts payable47/48 | - | - | €7,192 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €33 | €34 | €0 | €119 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,814 | -€15,879 | €14,224 | €43,702 | -€70 | ▼ 100% |
| + Depreciation and write-downs630 | €781 | €4,744 | €842 | €803 | €686 | ▼ 14.6% |
| Operating cash flow (approximation) | €23,595 | -€11,135 | €15,066 | €44,505 | €615 | ▼ 98.6% |
| Investment in fixed assets (approximation) | - | -€8,910 | €2,553 | -€336 | €31 | ▲ 109% |
| Change in cash | - | -€28,941 | €3,782 | €2,740 | €2,324 | ▼ 15.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €43,702 ▲207%
Operating result €65,898, net result €43,702, both a record.
31-03
Financial
Equity above €100,000Eq €141,725 ▲44.6%
2 profitable years in a row build equity to €141,725.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €14,224
Net result €14,224 after one loss-making year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Weakest financial yearnet -€15,879
Net result drops to -€15,879, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity times 5current ratio 22.09
Current ratio from 4.22 to 22.09; short-term debt falls from €47,500 to €6,302.
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
31-03
Financial
Equity above €150,000Eq €154,475 ▲17.3%
3 profitable years in a row build equity to €154,475.
2020
19-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 49 days late
Show earlier events
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2008
Ground area
858 m²
Building footprint
452 m²
Volume, LiDAR
32,679 m³
Parcel 35013A1635/00E002, Flanders · tallest building 89.5 m, ±25 floors. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
B-COM CONSULT
since 20082.173.598.269
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1635/00E002 | Flanders | 858 m² | 1 · 452 m² | 89.5 m · 25 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,118 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2008
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899010450
Also
9925:BE0899010450
Registered
10-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.