TESTA ROSSI DMF
ActiveThe computed 12-month bankruptcy probability of TESTA ROSSI DMF is 3.1% (moderate). The 2025 annual accounts show negative equity (€-327k) and a net result of €-88k. Equity is shrinking by ~46.3% per year across the filed fiscal years. Its solvency ranks better than 7% of 13091 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
16
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.45 in 2024; short-term debt: 149.6% and cash: 2.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-192.7%
Return on assets
-52.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-327k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
13 d early
2023
21 d early
2022
45 d early
2021
18 d late
2020
45 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-327k▼ 37.0%
2024 · €-239k
2018: €193k
2019: €189k
2020: €99k
2021: €52k
2022: €-71k
2023: €-179k
2024: €-239k
2018 → 2025
Total assets
€170k▼ 32.3%
2024 · €251k
2018: €501k
2019: €392k
2020: €330k
2021: €358k
2022: €320k
2023: €287k
2024: €251k
2018 → 2025
Net result
€-88k▼ 47.0%
2024 · €-60k
2018: €-34k
2019: €-4k
2020: €-24k
2021: €29k
2022: €-124k
2023: €-107k
2024: €-60k
2018 → 2025
Working capital
€-189k▼ 30.9%
2024 · €-145k
2018: €224k
2019: €180k
2020: €113k
2021: €63k
2022: €-85k
2023: €-124k
2024: €-145k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€-71k€-179k▼ 151%€-239k▼ 33.7%€-327k▼ 37.0%
Operating result€29k-€-118k€-96k▲ 18.2%€-51k▲ 46.8%€-82k▼ 60.9%
Net result€29k-€-124k€-107k▲ 13.2%€-60k▲ 44.0%€-88k▼ 47.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €82k in 2025 against €51k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€105k▼ 20.1%
Current assets
€64k▼ 45.7%
Key figures and ratios
EBITDA
€-50k▼
2024 · €-15k
Cash flow
€-56k▼
2024 · €-24k
Solvency
-192.7%▼
2024 · -95.3%
Current ratio
0.25▼
2024 · 0.45
Quick ratio
0.17▼
2024 · 0.30
Debt / equity
-1.52▲
2024 · -2.05
ROA
-52.1%▼
2024 · -24.0%
Interest coverage
-8.51▼
2024 · -1.63
Debt
€497k▲
2024 · €489k
Debt ≤ 1 year
€254k▼
2024 · €263k
Debt > 1 year
€243k▲
2024 · €226k
Income taxes
€211▼
2024 · €333
Staff costs
€261k▼
2024 · €323k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€170k▼
Fixed assets21/28€132k€105k▼
Tangible fixed assets22/27€128k€102k▼
Plant, machinery and equipment23€9k€9k▲
Furniture and vehicles24€38k€22k▼
Other tangible fixed assets26€82k€71k▼
Financial fixed assets28€4k€4k=
Current assets29/58€119k€64k▼
Amounts receivable after more than one year29€7k€0▼
Other amounts receivable291€7k€0▼
Stocks and contracts in progress3€40k€20k▼
Stocks30/36€40k€20k▼
Amounts receivable within one year40/41€10k€3k▼
Trade receivables40€9k€2k▼
Other amounts receivable41€999€1k▲
Cash at bank and in hand54/58€26k€4k▼
Deferred charges and accrued income490/1€36k€38k▲
Equity and liabilities
Total equity and liabilities10/49€251k€170k▼
Equity10/15€-239k€-327k▼
Contributions10/11€19k€19k=
Reserves13€58k€58k=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€-316k€-404k▼
Amounts payable17/49€489k€497k▲
Amounts payable after more than one year17€226k€243k▲
Financial debts170/4€226k€243k▲
Amounts payable within one year42/48€263k€254k▼
Current portion of amounts payable after more than one year42€30k€31k▲
Financial debts43-€20k
Credit institutions430/8-€20k
Trade debts44€45k€9k▼
Suppliers440/4€45k€9k▼
Taxes, remuneration and social security45€23k€7k▼
Taxes450/3€8k€544▼
Remuneration and social security454/9€15k€7k▼
Other amounts payable47/48€165k€187k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€323k€261k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€32k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€311k€214k▼
Operating profit (loss)9901€-51k€-82k▼
Financial income75/76B€746€99▼
Recurring financial income75€746€99▼
Financial charges65/66B€9k€6k▼
Recurring financial charges65€9k€6k▼
Profit (loss) for the period before taxes9903€-60k€-88k▼
Income taxes67/77€333€211▼
Profit (loss) for the period9904€-60k€-88k▼
Profit (loss) for the period to be appropriated9905€-60k€-88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-316k€-404k▼
Profit (loss) brought forward from the previous period14P€-256k€-316k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-124k ▼522%
Net result drops to €-124k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Back to profitnet €29k
Net result €29k after 3 loss-making years.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Haachtsesteenweg 1191831 Machelen (Brab.)Ground area
718 m²
Building footprint
738 m²
Volume, LiDAR
5,360 m³
2 parcels, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
-
since 20062.157.479.443
Brusselsesteenweg 51, 1860 Meise
since 20212.323.939.658
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015C0084/00X000 | Flanders | 543 m² | 1 · 634 m² | 12.3 m · 2 fl. |
| 23050G0116/00P000 | Flanders | 175 m² | 1 · 103 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 6,000 EUR awarded · 6,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesMeise2.323.939.658
Machelen (Vl.Br.)2.157.479.443
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 9,825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2006
Fiscal year end31-12
Activities, NACEBEL
55301
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/7204632