Equity
€100,931 ▲ 443%
Equity rose in 2025 from €18,600 to €100,931.
B & W
Lifetime
20 annual accounts with figures on one time axispeak €220,643 (2025)
€220,643▲ 15.6%
peak €84,805 (2024)
€82,331▼ 2.9%
peak €366,754 (2023)
€100,931▲ 443%
€54,080▼ 88.0%
peak 1 FTE (2020)
-not published
Board5 names since 2005
2 directorsLiu Ming and 1 other
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €190,791 to €220,6432 directors appointed, 2 resignations 03-07Equity from €18,600 to €100,931Debts from €452,465 to €54,080
Key points
from the 2025 annual accountsStaff
1 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
Liquidity
2.44 was 0.92 in 2024
Short-term debts fell from €451,359 to €54,080.
Filings
20 annual accounts since 2006
The last five annual accounts were filed 4 to 120 days before the end of the period.
Board
1 joined · 2 left
Board changed. Latest change 02-06-2026 · 1 in office.
Position in the sector
€82,331
Higher net result than 95% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
Checked score
99
Excellent
Financially stronger than 89% of micro companies in food and beverage service (NACE 56)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.1%▼ -0.1 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%▲ +0.3 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
lowers risk
Liquidity: current ratio 2.44, cash €121,625
Equity €100,931 (65.1% of total assets)
Founded in 2005
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 80% of them on solvency, 87% on liquidity, 93% on profitability and 98% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as B & W has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of B & W itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for B & W. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.44 (0.92 in 2024), above the usual 1.5. Short-term debt is 34.9% and cash 78.5% of total assets. 34.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
120 days early
2023
33 days early
2022
59 days early
2021
47 days early
2020
39 days early
2019
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 48 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
1 director appointed, 2 resignations
Resignations: Liu Ming and Ye Dongxue · Appointment: Liu & Ye · Permanent representative: Ye Dongxue · General meeting of 02-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0872432153
2 directors appointed, 2 resignations
Resignations: Wesley Vanparijs (director) and Bruno Verhaegen (director) · Appointments: Ming Liu (director) and Dongxue Ye (director) · Director discharge: Wesley Vanparijs (director (not named in the articles)) · General meeting of 22-04-2025 · Gazette deed
2 managers resigning, 2 directors reappointed
Resignations: VERHAEGEN Bruno (manager) and VANPARIJS Wesley (manager) · Reappointments: VERHAEGEN Bruno (director) and VANPARIJS Wesley (director) · Director discharge: VERHAEGEN Bruno (manager) · General meeting of 27-09-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B & W Scherpenheuvel-Zichem | €155,011 | €220,643 | 65.1% | - |
| TESTA ROSSI DMF Meise | €169,708 | €214,366 | -192.7% | - |
| FUNGY Oud-Heverlee | €153,867 | €222,270 | 43.6% | - |
| QUALIDOR Vorselaar | €162,362 | €224,925 | -6.2% | 4.8 |
| RASPBERRY Brussels | €167,560 | €203,477 | 15.7% | - |
| 2 BE ZEN Woluwe-Saint-Lambert | €161,578 | €250,569 | 19.9% | 4.3 |
| Bela Menen | €152,672 | €208,850 | 80.9% | - |
These companies have the same main activity as B & W: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €153,000 and €170,000, founded between 2001 and 2006.
Official details
Source: KBO- Status
- Active since 02-03-2005Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Joint committee
- 302Hotels and catering · annual accounts 2024
- Establishment unit
- 2.145.810.4423271 Scherpenheuvel-Zichem, since 01-04-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 21-05-2026
Annual accounts 2025
- ≈ €680,000estimated
- €155,011▼ 67.1%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on B & W
B & W files the micro format. That format states no turnover. The gross margin rose from €57,112 in 2006 to €220,643 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B & W
- What is the company number of B & W?
- The company number of B & W is 0872.432.153. The VAT number is the same number with BE in front: BE 0872.432.153.
- Where is B & W based?
- The registered office is at Westelsebaan 184, 3271 Scherpenheuvel-Zichem.Company details
- What does B & W do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of B & W?
- B & W is a private limited company (BV).
- When was B & W founded?
- B & W was founded on 02-03-2005.
- Is B & W still active?
- Yes, B & W is an active enterprise in the KBO register.
- How many employees does B & W have?
- B & W had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does B & W fall under?
- In its 2024 annual accounts, B & W states joint committee 302 (Hotels and catering).
- What is the turnover of B & W?
- The turnover in financial year 2025 is ≈ €680,000. This figure is estimated from the gross margin of €220,643 and 79 comparable companies (NACE 56112). It probably lies between €500,000 and €840,000.
- Is B & W profitable?
- In financial year 2025, B & W made a profit of €82,331.
- Where can I find the annual accounts of B & W?
- B & W filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B & W due?
- B & W must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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