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TERSAGO INVEST

Active
Private limited companyfounded 2008active for 18 yearsSpelemanstraat 8, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0807.498.571

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

TERSAGO INVEST has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152,229 and a net result of €34,235. Equity has been growing by about 34% per year since 2019. Its solvency ranks better than 65% of 9,652 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

KBO
Status
Active since 30-10-2008 Normal situation
Activity
Other business support services NACE 82990and 2 others
Establishment unit
2.174.949.737 8301 Knokke-Heist, since 29-10-2008
Financial year end
30 June
Peppol
Reachable since 18-06-2025

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-06-2025
Gross margin
€54,425
▼ 4.8%
Turnover
≈ €110,000
estimated
Profit
€34,235
▲ 9.6%
Equity
€152,229
▲ 29.0%
Total assets
€230,161
▲ 21.6%
Filed on 23-12-2025, 39 days before the deadlinePDF
Score breakdownraises risk1 change of registered office in 24 monthsSize: total assets €230,161lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Founded in 2008Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 91+4
equity 66.1% of total assets
Liquidity 47-2
short-term debt 25.2% · cash 5.3%
Profitability 87-2
return on assets 14.9%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,668 companies, NACE 82, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 1.8%▲ +0.2 percentage points vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.8%● unchanged vs 06-2025 08-2025: 1.9%▲ +0.1 percentage points vs 07-2025 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 2.0%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 1.9%▼ -0.1 percentage points vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.7%▼ -0.2 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 0.5%▲ +0.1 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.0 (3.27 in 2024), above the usual 1.5. Short-term debt is 25.2% and cash 5.3% of total assets. 33.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 66% of them on solvency, 32% on liquidity, 62% on profitability and 71% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Size: total assets €230,161
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
28 days early
2023
40 days early
2022
4 days early
2021
39 days early
2020
33 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €34,235 7 years View

Comparable companies

These companies have the same main activity as TERSAGO INVEST: other business support services (NACE 82990). They are comparable in size and age: total assets between €199,000 and €261,000, founded between 2007 and 2009.

CompanyTotal assetsGross margin
TERSAGO INVEST Knokke-Heist€230,161€54,425
ADELHEID SB Zonnebeke€260,673€54,204
D-SIGN PROJECTS Brugge€199,395€62,572
Stroobants Consulting Antwerpen€243,744€55,551
VENDETIUM Merchtem€216,004€51,365
HEAD MANAGEMENT Mons€250,393€54,268
Servicedesk Solutions Kortenberg€216,329€59,087
Full comparison

Documents

Annual accounts at the NBB

All 16 annual accounts

Articles and registers

Key facts about TERSAGO INVEST

What is the company number of TERSAGO INVEST?
The company number of TERSAGO INVEST is 0807.498.571. The VAT number is the same number with BE in front: BE 0807.498.571.
Where is TERSAGO INVEST based?
The registered office is at Spelemanstraat 8, 8301 Knokke-Heist.Company details
What does TERSAGO INVEST do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of TERSAGO INVEST?
The legal form of TERSAGO INVEST is Private limited company (BV).
When was TERSAGO INVEST founded?
TERSAGO INVEST was founded on 30-10-2008.
Is TERSAGO INVEST still active?
Yes, TERSAGO INVEST is an active enterprise in the KBO register.
What is the turnover of TERSAGO INVEST?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €54,425 and 35 comparable companies (NACE 82). It probably lies between €89,000 and €150,000.Financials
Is TERSAGO INVEST profitable?
In financial year 2025, TERSAGO INVEST made a profit of €34,235.
Where can I find the annual accounts of TERSAGO INVEST?
TERSAGO INVEST filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of TERSAGO INVEST due?
TERSAGO INVEST must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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