TERRUM
ActiveSummary
TERRUM has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €307,827 and a net result of €59,430. Equity has been shrinking by about 2.9% per year since 2018. Its solvency ranks better than 95% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 23-08-1995 Normal situation
- Activity
- Other retail sale of new goods NACE 47789
- Establishment unit
- 2.073.141.210 2570 Duffel, since 22-08-2000
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- Roby PEETERSDirector · since 23-08-1995
- Lieve DUIJVEWAARDTDirector · since 22-03-2012
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €85,097
- Turnover
- ≈ €410,000
- estimated
- Profit
- €59,430
- Equity
- €307,827
- ▲ 23.9%
- Total assets
- €311,890
- ▼ 3.7%
- Staff
- ≈ 0.1 FTE
- estimated
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 71.03, cash €284,155Equity €307,827 (98.7% of total assets)Founded in 1995Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 87% on profitability and 76% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Miscellaneous
- · Gazette deed Resignations: Roby PEETERS (director) and Lieve DUIJVEWAARDT (director)Reappointments: Roby PEETERS (director) and Lieve DUIJVEWAARDT (director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as TERRUM: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €218,000 and €386,000, founded between 1984 and 2000.
| Company | Total assets | Gross margin |
|---|---|---|
| TERRUM Duffel | €311,890 | €85,097 |
| ART EN CRAFT Riemst | €248,485 | €83,332 |
| Blanca - Tex Brasschaat | €217,552 | €80,784 |
| Coda Music Wijnegem | €277,671 | €55,018 |
| YMP SALES Lint | €385,614 | €128,800 |
| BRASPENNINCX Antwerpen | €318,897 | €93,681 |
| BelMoustiquaire Watermaal-Bosvoorde | €250,974 | €109,807 |
Key facts about TERRUM
- What is the company number of TERRUM?
- The company number of TERRUM is 0456.139.035. The VAT number is the same number with BE in front: BE 0456.139.035.
- Where is TERRUM based?
- The registered office is at Binnenweg 117, 2570 Duffel.Company details
- What does TERRUM do?
- According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
- What is the legal form of TERRUM?
- The legal form of TERRUM is Private limited company (BV).
- When was TERRUM founded?
- TERRUM was founded on 23-08-1995.
- Is TERRUM still active?
- Yes, TERRUM is an active enterprise in the KBO register.
- What is the turnover of TERRUM?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €85,097 and 44 comparable companies (NACE 477). It probably lies between €210,000 and €570,000.Financials
- Is TERRUM profitable?
- In financial year 2025, TERRUM made a profit of €59,430.
- Where can I find the annual accounts of TERRUM?
- TERRUM filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TERRUM due?
- TERRUM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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