Blanca - Tex
ActiveBlanca - Tex has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €103k and a net result of €14k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+2
Solvency79▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.36 in 2023; short-term debt: 25.9% and cash: 9.6% of total assets), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
43 d early
2022
18 d early
2021
18 d early
2020
29 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€103k▲ 15.7%
2023 · €89k
2018: €46k
2019: €52k
2020: €57k
2021: €66k
2022: €77k
2023: €89k
2018 → 2024
Total assets
€190k▲ 0.7%
2023 · €188k
2018: €178k
2019: €183k
2020: €178k
2021: €186k
2022: €179k
2023: €188k
2018 → 2024
Net result
€14k▲ 19.8%
2023 · €12k
2018: €5k
2019: €6k
2020: €5k
2021: €9k
2022: €11k
2023: €12k
2018 → 2024
Working capital
€-27k▲ 25.7%
2023 · €-36k
2018: €-14k
2019: €-17k
2020: €-8k
2021: €3k
2022: €-20k
2023: €-36k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€57k-€66k▲ 14.9%€77k▲ 17.4%€89k▲ 15.0%€103k▲ 15.7%
Operating result€-16k-€3k€19k▲ 499%€20k▲ 5.7%€24k▲ 20.4%
Net result€5k-€9k▲ 69.4%€11k▲ 34.2%€12k▲ 1.2%€14k▲ 19.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €190k
Fixed assets
€167k=
Current assets
€22k▲ 6.9%
Equity and liabilities €190k
Equity
€103k▲ 15.7%
Debt
€87k▼ 12.7%
The debt ratio falls from 52.7% to 45.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2023 · €20k
Cash flow
€14k▲
2023 · €12k
Solvency
54.4%▲
2023 · 47.3%
Current ratio
0.45▲
2023 · 0.36
Quick ratio
0.45▲
2023 · 0.36
Debt / equity
0.84▼
2023 · 1.11
ROE
13.5%▲
2023 · 13.1%
ROA
7.4%▲
2023 · 6.2%
Interest coverage
9.30▼
2023 · 10.42
Debt
€87k▼
2023 · €99k
Debt ≤ 1 year
€49k▼
2023 · €57k
Debt > 1 year
€30k▼
2023 · €35k
Income taxes
€7k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€188k€190k▲
Fixed assets21/28€167k€167k=
Tangible fixed assets22/27€167k€167k=
Land and buildings22€167k€167k=
Furniture and vehicles24€75€37▼
Current assets29/58€21k€22k▲
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€4k€4k▲
Cash at bank and in hand54/58€17k€18k▲
Equity and liabilities
Total equity and liabilities10/49€188k€190k▲
Equity10/15€89k€103k▲
Contributions10/11€62k€62k=
Outside capital11€62k€62k=
Other1109/19€62k€62k=
Reserves13€27k€41k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€21k€35k▲
Amounts payable17/49€99k€87k▼
Amounts payable after more than one year17€35k€30k▼
Financial debts170/4€3k€0▼
Other amounts payable178/9€32k€30k▼
Amounts payable within one year42/48€57k€49k▼
Current portion of amounts payable after more than one year42€10k€3k▼
Trade debts44€27k€31k▲
Suppliers440/4€27k€31k▲
Taxes, remuneration and social security45€12k€16k▲
Taxes450/3€10k€16k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€8k€10▼
Accrued charges and deferred income492/3€7k€7k=
Income statement
Code20232024
Non-recurring operating income76A€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€302€37▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€23k€29k▲
Operating profit (loss)9901€20k€24k▲
Financial income75/76B€50€16▼
Recurring financial income75€50€16▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€18k€21k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€12k€14k▲
Profit (loss) for the period to be appropriated9905€12k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€14k▲
Transfer to equity691/2€12k€14k▲
To the legal reserve6920-€0
To other reserves6921€12k€14k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €14k ▲19.8%
Operating result €24k, net result €14k, both a record.
31-12
Financial
Equity above €100kEq €103k ▲15.7%
7 profitable years in a row build equity to €103k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.19
Current ratio from 0.50 to 1.19; short-term debt falls from €15k to €15k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €5k ▼16.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 6752930 BrasschaatGround area
820 m²
Building footprint
166 m²
Volume, LiDAR
990 m³
Parcel 11324D0148/00T002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLANCA-TEX NV
since 19922.057.854.109
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0148/00T002 | Flanders | 820 m² | 1 · 166 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QDS ENTERTAINMENT
BE 0891.451.477
Ottignies-Louvain-la-Neuve · Eq €103k
VDR GROEP
BE 0417.448.210
Roeselare · Eq €103k
LA MAISON DU PERE NOEL
BE 0840.965.749
Mons · Eq €104k
BEENHOUWERIJ G. WALSCHOT - DENEYER A.M.
BE 0478.643.431
Sint-Genesius-Rode · Eq €102k
VAPERS
BE 0664.625.588
Sint-Truiden · Eq €102k
Of 4,248 companies in sector 47789 we hold annual accounts for 1,021. 821 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-06-1992
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
47890Retail trade
47210Retail sale of fruit and vegetables
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47810Retail trade
47820Market retail: textiles, clothing, footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:blancatex@telenet.be