Equity
€110,801 ▲ 2.6%
TERRE NOIRE has made a profit in every financial year since 2022.
TERRE NOIRE
Lifetime
4 annual accounts with figures on one time axispeak €56,183 (2024)
€5,809▼ 89.7%
peak €43,240 (2024)
€2,817▼ 93.5%
peak €110,801 (2025)
€110,801▲ 2.6%
-not published
Board1 name since 2022
1 directorHUBERT,Jean-Charles
Documentsfilings and deeds
17-07-202614 days before the deadline
2025micro format
Gross margin from €56,183 to €5,809Result from €43,240 to €2,817Cash from €131,486 to €88,254
Key points
from the 2025 annual accountsTurnover
≈ €26,000 estimated
The micro format states no turnover.
Position in the sector
100.0%
Higher solvency than 95% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.
Checked score
95
Excellent
Financially stronger than 62% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%highest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: cash €88,254
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €110,801 (100.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 97% on liquidity, 19% on profitability and 46% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as TERRE NOIRE has now. Each dot stands for 7 companies, two years later.
94.2%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TERRE NOIRE itself is lower: 0.1% within 12 months. It rests on far more data about TERRE NOIRE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for TERRE NOIRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Cash is 79.7% of total assets. 0% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 days early
2024
16 days early
2023
19 days early
2022
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 3 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HUBERT, Jean-Charles François Christian Ghislain 100 sharesdeed of 02-03-2022
Recent changes
Registered office moved from Rocourt to Esneux
New registered office: Avenue des Bois, 1 4130 Esneux · Previous registered office: Rue du Village, 83 4000 Rocourt · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782697750
Registered office moved from Saint-Gilles to Liège
New registered office: Rue du Village 83, 4000 Liège · Previous registered office: Chaussée de Charleroi 197 boîte 3, 1060 Saint-Gilles (Bruxelles) · Gazette deed
First establishment
Avenue des Bois 1, Esneux
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as TERRE NOIRE: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €77,600 and €118,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 28-02-2022Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 5 others
- Establishment unit
- 2.329.557.1464130 Esneux, since 06-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Annual accounts 2025
- €110,801▼ 21.5%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on TERRE NOIRE
TERRE NOIRE files the micro format. That format states no turnover. The gross margin fell from €45,217 in 2022 to €5,809 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TERRE NOIRE
- What is the company number of TERRE NOIRE?
- The company number of TERRE NOIRE is 0782.697.750. The VAT number is the same number with BE in front: BE 0782.697.750.
- Where is TERRE NOIRE based?
- The registered office is at Avenue des Bois 1, 4130 Esneux.Company details
- What does TERRE NOIRE do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of TERRE NOIRE?
- TERRE NOIRE is a private limited company (BV).
- When was TERRE NOIRE founded?
- TERRE NOIRE was founded on 28-02-2022.
- Is TERRE NOIRE still active?
- Yes, TERRE NOIRE is an active enterprise in the KBO register.
- What is the turnover of TERRE NOIRE?
- The turnover in financial year 2025 is ≈ €26,000. This figure is estimated from the gross margin of €5,809 and 30 comparable companies (NACE 71121). It probably lies between €18,000 and €49,000. It is a rough estimate.Financials
- Is TERRE NOIRE profitable?
- In financial year 2025, TERRE NOIRE made a profit of €2,817.
- Where can I find the annual accounts of TERRE NOIRE?
- TERRE NOIRE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TERRE NOIRE due?
- TERRE NOIRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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