TERRE NOIRE
ActiveTERRE NOIRE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €3k. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 95% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-56
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
cash: 79.7% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
2.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 d early
2024
16 d early
2023
19 d early
2022
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 2.6%
2024 · €108k
2022: €35k
2023: €65k
2024: €108k
2022 → 2025
Total assets
€111k▼ 21.5%
2024 · €141k
2022: €66k
2023: €133k
2024: €141k
2022 → 2025
Net result
€3k▼ 93.5%
2024 · €43k
2022: €35k
2023: €30k
2024: €43k
2022 → 2025
Working capital
€108k▲ 66.8%
2023 · €65k
2022: €35k
2023: €65k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€35k-€65k▲ 86.1%€108k▲ 66.8%€111k▲ 2.6%
Operating result€45k-€39k▼ 12.0%€55k▲ 41.5%€5k▼ 91.8%
Net result€35k-€30k▼ 13.6%€43k▲ 44.3%€3k▼ 93.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024 and is the lowest result in the available series.
Key figures and ratios
Solvency
100.0%▲
2024 · 76.5%
ROE
2.5%▼
2024 · 40.0%
ROA
2.5%▼
2024 · 30.7%
Income taxes
€2k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€111k▼
Current assets29/58€141k€111k▼
Amounts receivable within one year40/41€10k€22k▲
Trade receivables40€10k€17k▲
Other amounts receivable41-€5k
Cash at bank and in hand54/58€131k€88k▼
Deferred charges and accrued income490/1-€295
Equity and liabilities
Total equity and liabilities10/49€141k€111k▼
Equity10/15€108k€111k▲
Contributions10/11€100€100=
Profit (loss) carried forward14€108k€111k▲
Amounts payable17/49€33k-
Amounts payable within one year42/48€33k-
Trade debts44€490-
Suppliers440/4€490-
Taxes, remuneration and social security45€17k-
Taxes450/3€17k-
Other amounts payable47/48€16k-
Income statement
Code20242025
Other operating charges640/8€751€1k▲
Gross operating margin9900€56k€6k▼
Operating profit (loss)9901€55k€5k▼
Financial income75/76B-€295
Recurring financial income75-€295
Financial charges65/66B€173€188▲
Recurring financial charges65€173€188▲
Profit (loss) for the period before taxes9903€55k€5k▼
Income taxes67/77€12k€2k▼
Profit (loss) for the period9904€43k€3k▼
Profit (loss) for the period to be appropriated9905€43k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€111k▲
Profit (loss) brought forward from the previous period14P€65k€108k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼93.5%
Net result drops to €3k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €43k ▲44.3%
Operating result €55k, net result €43k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.26
Current ratio from 1.95 to 4.26; short-term debt falls from €68k to €33k.
31-12
Financial
Equity above €100kEq €108k ▲66.8%
3 profitable years in a row build equity to €108k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Village 834000 LiègeGround area
1,764 m²
Building footprint
197 m²
Volume, LiDAR
1,606 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TERRE NOIRE
since 20222.329.557.146
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087A0403/00W002 | Wallonia | 1,109 m² | 1 · 131 m² | 9.5 m · 3 fl. |
| 62032A0878/00L020 | Wallonia | 655 m² | 1 · 66 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AVITECH ACOUSTICS
BE 0875.871.990
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FAUSTO RASTELLI
BE 0800.253.760
Lommel · Eq €111k
AD+
BE 0798.316.631
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BUILD ENGINEERING SOLUTIONS
BE 0471.332.601
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THOMAS NAGELS MANAGEMENT & ENGINEERING
BE 0896.433.220
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Of 11,555 companies in sector 71121 we hold annual accounts for 6,562. 5,240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2022
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73110Advertising agencies
73300Public relations and communication consultancy
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jc.hubert.ar@gmail.com
Phone:+32494349184