STUDIAtec
ActiveSummary
STUDIAtec has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,421 and a net result of €4,721. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 95% of 9511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+70
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
short-term debt: 0.3% and cash: 93.7% of total assets, and 0.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.7%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
2023
61 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€103,421▲ 4.8%
2024 · €98,700
Total assets
€103,739▲ 0.1%
2024 · €103,658
Net result
€4,721
2024 · -€12,547
Working capital
€102,986▼ 8.3%
2023 · €112,330
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€65,703-€99,210▲ 51.0%-€5,929-€12,592▼ 112%€4,505
Net result€44,593-€67,535▲ 51.4%-€5,881-€12,547▼ 113%€4,721
Equity€49,593-€117,128▲ 136%€111,247▼ 5.0%€98,700▼ 11.3%€103,421▲ 4.8%
Total assets€84,781-€159,580▲ 88.2%€146,887▼ 8.0%€103,658▼ 29.4%€103,739▲ 0.1%
Debt€35,189-€42,453▲ 20.6%€35,640▼ 16.0%€4,957▼ 86.1%€318▼ 93.6%
Working capital€49,593-€118,825▲ 140%€112,330▼ 5.5%€102,986
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4,505 after a loss of €12,592 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103,739
Fixed assets
€436 ▼ 56.8%
Current assets
€103,303 ▲ 0.6%
Equity and liabilities €103,739
Equity
€103,421 ▲ 4.8%
Debt
€318 ▼ 93.6%
Debt's share of the balance-sheet total falls from 4.8% to 0.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5,078▲
2024 · -€11,804
Cash flow
€5,293▲
2024 · -€11,758
Debt to equity
0.00▼
2024 · 0.05
ROE
4.6%▲
2024 · -12.7%
ROA
4.6%▲
2024 · -12.1%
Interest coverage
33.85▲
2024 · -65.13
Debt ≤ 1 year
€318
Staff costs
€142▲
2024 · €71
A ratio outside any meaningful range has been withheld (balance sheet total €103,739, equity €103,421).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €566 | €329 | €510 | €71 | €142 | ▲ 99.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,262 | €272 | €710 | €789 | €572 | ▼ 27.4% |
| Other operating charges640/8 | - | €764 | €446 | €387 | €524 | ▲ 35.2% |
| Gross operating margin9900 | €68,531 | €100,575 | -€4,262 | -€11,345 | €5,743 | ▲ 151% |
| Operating profit (loss)9901 | €65,703 | €99,210 | -€5,929 | -€12,592 | €4,505 | ▲ 136% |
| Financial income75/76B | €5 | €33 | €183 | €227 | €366 | ▲ 61.2% |
| Recurring financial income75 | €5 | €33 | €183 | €227 | €366 | ▲ 61.2% |
| Financial charges65/66B | €22 | €60 | €135 | €181 | €150 | ▼ 17.2% |
| Recurring financial charges65 | €22 | €60 | €135 | €181 | €150 | ▼ 17.2% |
| Profit (loss) for the period before taxes9903 | €65,686 | €99,183 | -€5,881 | -€12,547 | €4,721 | ▲ 138% |
| Income taxes67/77 | €21,093 | €31,648 | - | - | - | - |
| Profit (loss) for the period9904 | €44,593 | €67,535 | -€5,881 | -€12,547 | €4,721 | ▲ 138% |
| Profit (loss) for the period to be appropriated9905 | €44,593 | €67,535 | -€5,881 | -€12,547 | €4,721 | ▲ 138% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €84,781 | €159,580 | €146,887 | €103,658 | €103,739 | ▲ 0.1% |
| Fixed assets21/28 | - | €1,847 | €1,797 | €1,008 | €436 | ▼ 56.8% |
| Tangible fixed assets22/27 | - | €1,847 | €1,797 | €1,008 | €436 | ▼ 56.8% |
| Plant, machinery and equipment23 | - | €977 | €770 | €564 | €357 | ▼ 36.6% |
| Furniture and vehicles24 | - | €870 | €1,026 | €444 | €78 | ▼ 82.4% |
| Current assets29/58 | €84,781 | €157,734 | €145,090 | €102,650 | €103,303 | ▲ 0.6% |
| Amounts receivable after more than one year29 | - | - | - | - | €1,178 | - |
| Other amounts receivable291 | - | - | - | - | €1,178 | - |
| Amounts receivable within one year40/41 | €53,211 | €25,953 | €36,188 | €18,753 | €4,902 | ▼ 73.9% |
| Trade receivables40 | €53,211 | €25,953 | €13,734 | €5,083 | €3,855 | ▼ 24.2% |
| Other amounts receivable41 | - | - | €22,454 | €13,669 | €1,047 | ▼ 92.3% |
| Cash at bank and in hand54/58 | €31,571 | €130,841 | €108,903 | €83,897 | €97,223 | ▲ 15.9% |
| Deferred charges and accrued income490/1 | - | €940 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €84,781 | €159,580 | €146,887 | €103,658 | €103,739 | ▲ 0.1% |
| Equity10/15 | €49,593 | €117,128 | €111,247 | €98,700 | €103,421 | ▲ 4.8% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €44,593 | €112,128 | €112,128 | €112,128 | €112,128 | = |
| Distributable reserves133 | €44,593 | €112,128 | €112,128 | €112,128 | €112,128 | = |
| Profit (loss) carried forward14 | - | - | -€5,881 | -€18,428 | -€13,706 | ▲ 25.6% |
| Amounts payable17/49 | €35,189 | €42,453 | €35,640 | €4,957 | €318 | ▼ 93.6% |
| Amounts payable within one year42/48 | €35,189 | €38,909 | €32,760 | - | €318 | - |
| Trade debts44 | €5,865 | €2,615 | €1,112 | - | - | - |
| Suppliers440/4 | €5,865 | €2,615 | €1,112 | - | - | - |
| Taxes, remuneration and social security45 | €29,323 | €36,294 | €31,648 | - | €318 | - |
| Taxes450/3 | €29,323 | €36,294 | €31,648 | - | €318 | - |
| Accrued charges and deferred income492/3 | - | €3,544 | €2,880 | €4,957 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,593 | €67,535 | -€5,881 | -€12,547 | €4,721 | ▲ 138% |
| + Depreciation and write-downs630 | €2,262 | €272 | €710 | €789 | €572 | ▼ 27.4% |
| Operating cash flow (approximation) | €46,855 | €67,807 | -€5,171 | -€11,758 | €5,293 | ▲ 145% |
| Investment in fixed assets (approximation) | - | - | -€660 | €0 | €0 | - |
| Change in cash | - | €99,270 | -€21,939 | -€25,006 | €13,326 | ▲ 153% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €4,721
Net result €4,721 after 2 loss-making years.
31-12
Financial
Equity above €100,000Eq €103,421 ▲4.8%
Equity rises from €98,700 to €103,421.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€12,547
Net result drops to -€12,547, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €67,535 ▲51.4%
Operating result €99,210, net result €67,535, both a record.
31-12
Financial
Equity above €100,000Eq €117,128 ▲136%
2 profitable years in a row build equity to €117,128.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2021
Ground area
1,829 m²
Building footprint
145 m²
Volume, LiDAR
842 m³
Parcel 71442C0906/00V000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STUDIAtec
since 20212.317.073.543
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C0906/00V000 | Flanders | 1,829 m² | 1 · 145 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 5,230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
71111Activities of building architects
71113Urban planning and landscape architecture
Scores and ratios are computed by Checked and are not a credit decision.