TERRE EAU CIEL
ActiveSummary
TERRE EAU CIEL has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €718. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 66% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-10
Solvency81▼-8
Growth27▼-11
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
8 d late
2023
26 d late
2022
152 d late
2021
31 d late
2020
31 d late
2019
82 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€4k▲ 109%
2024 · €2k
2018: €6k
2019: €200
2020: €4k
2021: €12k
2022: €10k
2023: €0
2024: €2k
2018 → 2025
EBIT margin
21.9%▲ 47.6pp
2024 · -25.6%
2018: 16.7%
2019: -3514.4%
2020: -27.1%
2021: 4.9%
2022: 5.7%
2024: -25.6%
2018 → 2025
Net result
€718▼ 43.1%
2024 · €1k
2018: €948
2019: €-7k
2020: €-1k
2021: €494
2022: €488
2023: €-793
2024: €1k
2018 → 2025
Working capital
€11k▲ 6.9%
2024 · €10k
2018: €17k
2019: €10k
2020: €9k
2021: €9k
2022: €10k
2023: €9k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€12k-€10k▼ 13.8%€0▼ 100%€2k€4k▲ 109%
Equity€9k-€10k▲ 5.2%€9k▼ 8.0%€10k▲ 13.9%€11k▲ 6.9%
Operating result€572-€572=€-709€-489▲ 30.9%€878
Net result€494-€488▼ 1.2%€-793€1k€718▼ 43.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €878 after a loss of €489 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €20k
Equity
€11k ▲ 6.9%
Debt
€9k ▲ 52.1%
Debt's share of the balance-sheet total rises from 35.6% to 44.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.27▼
2024 · 2.81
Debt to equity
0.79▲
2024 · 0.55
ROE
6.5%▼
2024 · 12.2%
ROA
3.6%▼
2024 · 7.9%
Debt ≤ 1 year
€9k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€16k€20k▲
Current assets29/58€16k€20k▲
Amounts receivable within one year40/41€15k€19k▲
Trade receivables40€424€4k▲
Other amounts receivable41€14k€15k▲
Cash at bank and in hand54/58€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€16k€20k▲
Equity10/15€10k€11k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-10k€-9k▲
Amounts payable17/49€6k€9k▲
Amounts payable within one year42/48€6k€9k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€62€62=
Taxes450/3€62€62=
Other amounts payable47/48€0€0=
Income statement
Code20242025
Turnover70€2k€4k▲
Goods, raw materials, services and sundry goods60/61€2k€3k▲
Other operating charges640/8€220-
Non-recurring operating charges66A€0€0=
Gross operating margin9900€-269€878▲
Operating profit (loss)9901€-489€878▲
Financial income75/76B€2k-
Recurring financial income75€0-
Non-recurring financial income76B€2k-
Financial charges65/66B€513€159▼
Recurring financial charges65€513€159▼
Profit (loss) for the period before taxes9903€1k€718▼
Profit (loss) for the period9904€1k€718▼
Profit (loss) for the period to be appropriated9905€1k€718▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-9k▲
Profit (loss) brought forward from the previous period14P€-11k€-10k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 152 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €494
Net result €494 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
31-12
Financial
Weakest financial yearnet €-7k ▼850%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
21-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 82 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Surlet 514020 LiègeGround area
171 m²
Building footprint
97 m²
Volume, LiDAR
1,431 m³
2 parcels, Wallonia · tallest building 15.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue Surlet 63, 4020 Liège
since 20022.131.256.383
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62816D0475/00L000 | Wallonia | 129 m² | 1 · 54 m² | 15.6 m · 5 fl. |
| 62816D0507/00A000 | Wallonia | 42 m² | 1 · 43 m² | 15.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
De Cnodder Kristof
BE 1009.203.836
Zoersel · Eq €11,062
TUINWERKEN GERT
BE 0745.983.646
Sint-Katelijne-Waver · Eq €11,037
Grondwerken Koen Persoon
BE 0762.757.520
Tielt · Eq €11,085
JOREN MERTENS
BE 0789.431.035
Londerzeel · Eq €11,011
VILLE ET JARDINS
BE 0451.716.627
Brussel · Eq €11,117
Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 2,538 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-06-1997
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
33120Repair and maintenance of machinery
43990Other specialised construction activities
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.