JARDIVERT
ActiveSummary
The computed 12-month bankruptcy probability of JARDIVERT is 2.9% (moderate). The 2025 annual accounts show negative equity (€-8k) and a net result of €133. Equity is shrinking by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 1202 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+39
Solvency0=
Growth32=
Track record92
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 0.73 in 2024; short-term debt: 134.9% and cash: 92.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-34.9%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1202 sector peers (2025).
NBB · sector comparisonPosition among 1202 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
25 d late
2020
27 d late
2019
8 d early
2018
12 d late
2017
7 d late
2016
27 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Late accounts filing
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-8k▲ 1.7%
2024 · €-8k
2018: €2k
2019: €3k
2020: €5k
2024: €-8k
2018 → 2025
Total assets
€22k▲ 4.3%
2024 · €21k
2018: €41k
2019: €33k
2020: €37k
2024: €21k
2018 → 2025
Net result
€133
2024 · €-4k
2018: €8k
2019: €1k
2020: €2k
2024: €-4k
2018 → 2025
Working capital
€-8k▲ 1.7%
2024 · €-8k
2018: €-3k
2019: €-1k
2020: €3k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020242025Trend
Equity€2k-€3k▲ 58.7%€5k▲ 51.3%€-8k€-8k▲ 1.7%
Operating result€8k-€1k▼ 82.2%€2k▲ 37.2%€-4k€183
Net result€8k-€1k▼ 83.1%€2k▲ 38.8%€-4k€133
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €183 after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€37 =
Current assets
€22k ▲ 4.3%
Key figures and ratios
Solvency
-34.9%▲
2024 · -37.0%
Current ratio
0.74▲
2024 · 0.73
Debt to equity
-3.87▼
2024 · -3.70
ROA
0.6%▲
2024 · -17.6%
Debt
€30k▲
2024 · €29k
Debt ≤ 1 year
€30k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€21k€22k▲
Fixed assets21/28€37€37=
Financial fixed assets28€37€37=
Current assets29/58€21k€22k▲
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€787€1k▲
Other amounts receivable41€417€272▼
Cash at bank and in hand54/58€20k€20k▲
Equity and liabilities
Total equity and liabilities10/49€21k€22k▲
Equity10/15€-8k€-8k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-26k€-26k▲
Amounts payable17/49€29k€30k▲
Amounts payable within one year42/48€29k€30k▲
Trade debts44€384€1k▲
Suppliers440/4€384€1k▲
Taxes, remuneration and social security45€6€6=
Taxes450/3€6€6=
Other amounts payable47/48€28k€28k=
Income statement
Code20242025
Gross operating margin9900€-4k€183▲
Operating profit (loss)9901€-4k€183▲
Financial charges65/66B-€50
Recurring financial charges65-€50
Profit (loss) for the period before taxes9903€-4k€133▲
Profit (loss) for the period9904€-4k€133▲
Profit (loss) for the period to be appropriated9905€-4k€133▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-26k▲
Profit (loss) brought forward from the previous period14P€-23k€-26k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
31-12
Financial
Back to profitnet €133
Net result €133 after one loss-making year.
08-09
KBO administration
Late accounts filing
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-4k ▼309%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
19-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 80 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
2014
16-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bouleaux 25190 Jemeppe-sur-SambreGround area
504 m²
Building footprint
56 m²
Volume, LiDAR
610 m³
Parcel 92068C0152/00Y000, Wallonia · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Bouleaux 2, 5190 Jemeppe-sur-Sambre
since 19962.077.282.219
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92068C0152/00Y000 | Wallonia | 504 m² | 1 · 56 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 1,707 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-07-1996
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
42110Construction of roads and motorways
43120Site preparation
43331Floor and wall tiling
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.