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TERRALAND

Active
Private limited companyfounded 200916 yrs activeRue Taille-Madame 44, 1450 Chastre, BelgiumKBO/BCE: BE 0821.894.856
Summary

TERRALAND has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.2m and a net result of €35,000. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 92% of 1861 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Growing of cereals (except rice), leguminous crops and oil seeds
NACE 01110
#3 company by equity in Chastre1 site
How big
€3.6mtotal assets 2025
Equity
€3.2m
Profit
€35,000
Financially healthy?
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts filed 21 d late0 of 8 deeds read
Why 94- Liquidity: current ratio 0.35, cash €52,685+ Size: total assets €3.6m+ Figures for FY 2025 (filed 21-08-2026)+ Founded in 2009Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 01, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.9% of total assets
Liquidity 51+1
short-term debt 11.1% · cash 1.5%
Profitability 70=
return on assets 1.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (889 companies)
  • Size: total assets €3.6m lowers the probability for this profile
  • Figures for FY 2025 (filed 21-08-2026) lowers the probability
  • Liquidity: current ratio 0.35, cash €52,685 raises the probability
  • Founded in 2009 lowers the probability for this profile
Credit up to €290,000 at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.34 in 2024; short-term debt: 11.1% and cash: 1.5% of total assets), and 11.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, small). Better than this share of them on solvency 91%, liquidity 57%, profitability 42%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €3.6m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 21-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.35, cash €52,685
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2009
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €3.2m
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
35 d early
2023
26 d early
2022
31 d early
2021
33 d early
2020
51 d early
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Back to profitnet €27,539

Key points

  • Positive: Company by equity in Chastrein the Checked rankings #3 View
  • Total assets 20256 fiscal years filed €3.6m View
  • Active since 2009founded 31-12-2009 16 years View

By topic

Financials

Fiscal year
2025
Total assets
€3.6m
Profit
€35,000
Solvency
88.9%
Total assets▲ 5.4%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 21-08-2026Annual accounts filed
  2. 26-06-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Growing of cereals (except rice), leguminous crops and…NACE 01110
Founded
31-12-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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