E.C.M.
ActiveE.C.M. has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.95M and a net result of €147k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 1736 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 3.21 in 2024; short-term debt: 20.5% and cash: 38.1% of total assets), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
3.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
16 d early
2023
22 d early
2022
18 d early
2021
16 d early
2020
1 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.95M▲ 5.3%
2024 · €2.81M
2018: €556k
2019: €1.08M
2020: €1.61M
2021: €2.15M
2022: €2.52M
2023: €2.65M
2024: €2.81M
2018 → 2025
Total assets
€3.76M▲ 4.8%
2024 · €3.58M
2018: €1.59M
2019: €2.08M
2020: €2.55M
2021: €2.98M
2022: €3.33M
2023: €3.44M
2024: €3.58M
2018 → 2025
Net result
€147k▼ 6.3%
2024 · €157k
2018: €286k
2019: €522k
2020: €530k
2021: €545k
2022: €369k
2023: €127k
2024: €157k
2018 → 2025
Working capital
€1.81M▲ 10.0%
2024 · €1.65M
2018: €-325k
2019: €127k
2020: €560k
2021: €1.06M
2022: €1.33M
2023: €1.46M
2024: €1.65M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.15M-€2.52M▲ 17.1%€2.65M▲ 5.1%€2.81M▲ 5.9%€2.95M▲ 5.3%
Operating result€113k-€141k▲ 25.3%€153k▲ 8.8%€161k▲ 5.1%€168k▲ 4.0%
Net result€545k-€369k▼ 32.3%€127k▼ 65.5%€157k▲ 23.4%€147k▼ 6.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.76M
Fixed assets
€1.17M▼ 1.5%
Current assets
€2.58M▲ 8.0%
Equity and liabilities €3.76M
Equity
€2.95M▲ 5.3%
Debt
€802k▲ 3.2%
The debt ratio falls from 21.7% to 21.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€191k▲
2024 · €184k
Cash flow
€171k▼
2024 · €180k
Solvency
78.6%▲
2024 · 78.3%
Current ratio
3.35▲
2024 · 3.21
Quick ratio
3.23▲
2024 · 3.17
Debt / equity
0.27▼
2024 · 0.28
ROE
5.0%▼
2024 · 5.6%
ROA
3.9%▼
2024 · 4.4%
Interest coverage
3.49▲
2024 · -10.53
Debt
€802k▲
2024 · €777k
Debt ≤ 1 year
€771k▲
2024 · €746k
Income taxes
€42k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.58M€3.76M▲
Fixed assets21/28€1.19M€1.17M▼
Intangible fixed assets21€0€0▼
Tangible fixed assets22/27€90k€72k▼
Land and buildings22€44k€41k▼
Plant, machinery and equipment23€3k€788▼
Furniture and vehicles24€43k€31k▼
Financial fixed assets28€1.10M€1.10M=
Current assets29/58€2.39M€2.58M▲
Stocks and contracts in progress3€30k€94k▲
Stocks30/36€30k€94k▲
Amounts receivable within one year40/41€19k€1k▼
Trade receivables40€19k€1k▼
Other amounts receivable41€6€0▼
Current investments50/53€1.39M€1.05M▼
Cash at bank and in hand54/58€951k€1.43M▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€3.58M€3.76M▲
Equity10/15€2.81M€2.95M▲
Contributions10/11€250k€250k=
Reserves13€2.56M€2.70M▲
Distributable reserves133€2.56M€2.70M▲
Amounts payable17/49€777k€802k▲
Amounts payable within one year42/48€746k€771k▲
Trade debts44€872€5k▲
Suppliers440/4€872€5k▲
Taxes, remuneration and social security45€18k€20k▲
Taxes450/3€18k€20k▲
Other amounts payable47/48€727k€746k▲
Accrued charges and deferred income492/3€31k€31k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€190k€196k▲
Operating profit (loss)9901€161k€168k▲
Financial income75/76B€27k€77k▲
Recurring financial income75€26k€72k▲
Non-recurring financial income76B€1k€5k▲
Financial charges65/66B€-18k€55k▲
Recurring financial charges65€-18k€55k▲
Profit (loss) for the period before taxes9903€206k€189k▼
Income taxes67/77€49k€42k▼
Profit (loss) for the period9904€157k€147k▼
Profit (loss) for the period to be appropriated9905€157k€147k▼
Appropriation of the result
Profit (loss) to be appropriated9906€157k€147k▼
Transfer to equity691/2€157k€147k▼
To other reserves6921€157k€147k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €127k ▼65.5%
Net result drops to €127k, the lowest in the series; recovery starts the following year.
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €545k ▲2.8%
Net result €545k, the highest in the series.
30-09
Financial
Equity above €2MEq €2.15M ▲33.9%
4 profitable years in a row build equity to €2.15M.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Liquidity doublescurrent ratio 1.16
Current ratio from 0.56 to 1.16.
30-09
Financial
Equity above €1MEq €1.08M ▲93.8%
2 profitable years in a row build equity to €1.08M.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begijnestraat 118800 RoeselareGround area
6,958 m²
Building footprint
392 m²
Volume, LiDAR
1,962 m³
Parcel 36017C2004/00B000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E.C.M.
since 20092.176.263.393
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017C2004/00B000 | Flanders | 6,958 m² | 1 · 392 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 169 EUR awarded · 169 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 169 EUR | 169 EUR |
Schemes
Subsidie in het kader van land- en tuinbouwbeleid
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.176.263.393
Legal Entity Identifier
699400ACS113G7DPFS91
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Of 5,167 companies in sector 01110 we hold annual accounts for 612. 280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2008
Fiscal year end30-09
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01410Raising of dairy cattle
01430Raising of horses and other equines
01450Raising of sheep and goats
46214Wholesale trade
46231Wholesale of live animals
64200Holdings
64210Activities of holding companies
68204Real estate activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.