Skip to content
Checked.be
Complete company report
Generated 15-08-2026
Active BE 0846.227.505Private limited company

Terra Ripam

Kerkhoek 8 ·8630 Veurne, Belgium· 14 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of Terra Ripam is 1.1% (low). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 14 yrs
Board 2
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
1.1% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-09-2025 micro 05-11-2025 2025-00563724
30-09-2024 micro 19-03-2025 2025-00051150
30-09-2023 verkort 29-04-2024 2024-00073597
30-09-2022 verkort 28-04-2023 2023-00071278
30-09-2021 verkort 25-03-2022 2022-09100156
30-09-2020 verkort 30-04-2021 2021-13400025
30-09-2019 verkort 29-05-2020 2020-14700236
30-09-2018 verkort 29-04-2019 2019-11400270
30-09-2017 verkort 20-04-2018 2018-10200416
30-09-2016 verkort 28-03-2017 2017-07500589
Directors & mandates 3 directors
Current directors & mandates
Former directors (1)
  • Ethel Delbare
    Director
    State Gazette act 25101340 (08-08-2025)
    Former
    - → 08-08-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation29-05-2012
StatusActive
Postal code8630
Establishment units 1 location
Terra Ripam
Zwaaikomstraat 23, 8800 RoeselareHandel in eigen onroerend goed
since 20122.210.189.243
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36502B1275/00A000 Flanders 3,074 m² 1 · 575 m² 7.2 m · 2 fl.
38012B0171/00M000
ProtectedTownscape or village viewDorpskom HoutemSource ↗
 Flanders 1,066 m² 1 · 467 m² 13.1 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
09-03-2026
State Gazette act Miscellaneous
Fusion proposal
2025
05-11-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
08-08-2025
State Gazette act Director changes
v3.2
19-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
10-01-2024
State Gazette act Director changes
v3.2
2023
28-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
25-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
30-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
29-05-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
29-04-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
05-02-2019
State Gazette act Registered-office change
v3.2
2018
20-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
28-03-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 4 acts
Address history · 1
05-02-2019
v3.2
All acts · 4 updated 5 months ago
2026
09-03-2026 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: Fusion proposal
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-03-09",
    "filing_date": "2026-03-02",
    "act_kind_objet": "Fusievoorstel"
  },
  "key_dates": [
    {
      "date": "2026-02-12",
      "label": "besluit fusievoorstel"
    },
    {
      "date": "2026-03-09",
      "label": "bekendmaking in Belgisch Staatsblad"
    },
    {
      "date": "2025-10-01",
      "label": "boekhoudkundige datum"
    }
  ],
  "key_parties": [
    {
      "kbo": "0479.485.153",
      "kind": "org",
      "name": "DB VASTGOED",
      "role": "overnemende vennootschap"
    },
    {
      "kbo": "0846.227.505",
      "kind": "org",
      "name": "TERRA RIPAM",
      "role": "over te nemen vennootschap"
    },
    {
      "kbo": "0829.802.039",
      "kind": "org",
      "name": "Accountantskantoor Hosten BV",
      "role": "Volmachtnemer"
    },
    {
      "kind": "person",
      "name": "Walter Hosten",
      "role": "bestuurder"
    },
    {
      "kind": "person",
      "name": "VANDEPUTTE Benadette",
      "role": "bestuurder"
    }
  ],
  "key_amounts_eur": [],
  "subject_company": {
    "kbo": "0846.227.505",
    "name_full": "Terra Ripam",
    "legal_form": "Besloten Vennootschap"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "fusion_proposal"
}
2025
08-08-2025 Ethel Delbare resigns as director Director changes
  • Ethel Delbare, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ethel Delbare",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering van 2 juli 2025 heeft het ontslag van mevrouw Ethel Delbare als bestuurder van de vennootschap in unanimiteit aanvaard, met verlening van kwijting.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0846.227.505",
    "name_full": "TERRA RIPAM",
    "legal_form": "BV"
  }
}
2024
10-01-2024 2 reappointed Director changes
  • VANDEPUTTE Bernadette Emile Julia Thecla, Bestuurder
  • DELBARE Ethel Carine Bernice, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VANDEPUTTE Bernadette Emile Julia Thecla",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De vergadering bevestigt de van rechtswege omzetting van de hoedanigheid van \u201Czaakvoerder\u201D naar de hoedanigheid van \u201Cbestuurder\u201D van mevrouw VANDEPUTTE Bernadette Emile Julia Thecla, geboren te Izegem op 21 april 1958, wonende te 8630 Veurne, Kerkhoek 8/A ... en dit voor onbepaalde duur."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DELBARE Ethel Carine Bernice",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De vergadering bevestigt de van rechtswege omzetting van de hoedanigheid van \u201Czaakvoerder\u201D naar de hoedanigheid van \u201Cbestuurder\u201D van ... mevrouw DELBARE Ethel Carine Bernice, geboren te Kortrijk op 16 augustus 1959, wonende te 8670 Koksijde, Oostendelaan 4/0102, en dit voor onbepaalde duur."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0846.227.505",
    "name_full": "TERRA RIPAM",
    "legal_form": "BVBA"
  }
}
2019
05-02-2019 Registered office moved from Roeselare to Roeselare - Rumbeke Registered-office change
  • Zwaaikomstraat 23, 8800 Roeselare → Warellesgoed 22, 8800 Roeselare - Rumbeke
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Roeselare - Rumbeke",
        "region": null,
        "street": "Warellesgoed",
        "country": "BE",
        "postcode": "8800",
        "box_number": null,
        "street_number": "22"
      },
      "old_address": {
        "city": "Roeselare",
        "region": null,
        "street": "Zwaaikomstraat",
        "country": "BE",
        "postcode": "8800",
        "box_number": null,
        "street_number": "23"
      },
      "effective_date": "2019-01-01",
      "evidence_quote": "De Algemene Vergadering beslist om de zetel van de vennootschap over te brengen naar Warellesgoed 22 te 8800 Roeselare - Rumbeke en dit vanaf 01/01/2019."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0846.227.505",
    "name_full": "TERRA RIPAM",
    "legal_form": "BVBA"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Terra Ripam
Registered office
Kerkhoek 8 bus a
8630 Veurne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative