TERRA JOMA
The computed 12-month bankruptcy probability of TERRA JOMA is 2.7% (moderate). The 2024 annual accounts show equity of €60k and a net result of €43k. Equity is growing by ~61% per year across the filed fiscal years. Its solvency ranks better than 29% of 11120 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €60k |
| Net result | €43k |
| Better than sector | 29% |
| Active | 5 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 22.7% | 40.9% | |
| Net result | €43k | €11k | |
| Equity | €60k | €34k | |
| Gross operating margin | €116k | €35k | |
| Staff costs | €14k | €24k |
Show 12 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €101k |
| Net profit | €43k |
| Cash flow | €83k |
| Staff costs | €14k |
| Income taxes | €15k |
| Dividends | - |
| Total assets | €264k |
| Equity | €60k |
| Debt | €204k |
| of which ≤ 1y | €154k |
| of which > 1y | €51k |
| Working capital | €2k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.01 |
| Quick ratio | 1.01 |
| Working capital ratio | 0.9% |
| Solvency | 22.7% |
| Debt / equity | 3.40 |
| Long-term debt ratio | 0.84 |
| Interest coverage | 27.19 |
| Gross margin | - |
| Net margin | - |
| ROA | 16.4% |
| ROE | 72.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €264k |
| Fixed assets | 21/28 | €108k |
| Tangible fixed assets | 22/27 | €107k |
| Financial fixed assets | 28 | €955 |
| Current assets | 29/58 | €156k |
| Amounts receivable within one year | 40/41 | €106k |
| Cash & bank | 54/58 | €49k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €264k |
| Equity | 10/15 | €60k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €55k |
| Amounts payable | 17/49 | €204k |
| Amounts payable after one year | 17 | €51k |
| Amounts payable within one year | 42/48 | €154k |
| Trade debts payable within one year | 44 | €60k |
| Income statement | ||
| Gross operating margin | 9900 | €116k |
| Operating result | 9901 | €61k |
| Financial income | 75 | €661 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €58k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €43k |
| Result to be appropriated | 9905 | €43k |
Former directors (1)
-
VAN SANTFOORT JonasDirectorState Gazette act 23063700 (12-05-2023)Former- → 01-01-2023
| NACE primary | Bouwrijp maken van terreinen(43120) |
| Legal form | Private limited company(610) |
| Incorporation | 14-07-2021 |
| Status | Active |
| Postal code | 5660 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93006C0858/00A000 | Wallonia | 3,851 m² | 1 · 1,266 m² | - |
| 93029C0136/00F000 | Wallonia | 644 m² | 1 · 319 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
12-05-2023 VAN SANTFOORT Jonas resigns as director correction
- VAN SANTFOORT Jonas, Bestuurder
Technical details
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"name": "VAN SANTFOORT Jonas",
"address": "Chemin du Paradis 11 \u00E0 5660 Boussu-en-Fagnes",
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},
"reason": "de_plein_droit_cascade",
"subkind": "rectification",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2023-01-01",
"evidence_quote": "L\u0027assembl\u00E9e accepte la d\u00E9mission de : Monsieur VAN SANTFOORT Jonas, domicili\u00E9 au Chemin du Paradis 11 \u00E0 5660 Boussu-en-Fagnes, de son mandat d\u0027administrateur avec effet r\u00E9troactif au 01/01/2023;",
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],
"notary": {
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"office_city": "Li\u00E8ge",
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},
"act_meta": {
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"filing_date": "2023-04-14",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2023-04-14",
"unanimous": true
}
],
"is_correction": true,
"subject_company": {
"kbo": "0771.408.732",
"name_full": "TERRA JOMA",
"legal_form": "SRL"
},
"publication_proxy": {
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"co_filed_documents": [],
"corrected_publication_numac": null
}| Legal nameFR | TERRA JOMA |