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Complete company report
Generated 28-08-2026
Active BE 0521.898.602Private limited company

TERRA HOUSING

Joseph Van den Bosschestraat 45 ·1750 Lennik, Belgium· 13 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of TERRA HOUSING is 0.2% (very low). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 13 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 02-07-2025 2025-00222669
31-12-2023 verkort 17-07-2024 2024-00253033
31-12-2022 verkort 06-07-2023 2023-00207060
31-12-2021 verkort 22-06-2022 2022-20081447
31-12-2020 micro 13-07-2021 2021-33600449
31-12-2019 micro 29-07-2020 2020-35300036
31-12-2018 micro 27-05-2019 2019-14300213
31-12-2017 micro 07-07-2018 2018-29800039
31-12-2016 micro 29-06-2017 2017-22800243
31-12-2015 verkort 28-06-2016 2016-21800560
Directors & mandates 2 directors
Former directors (2)
  • BV GREENANTLegal entity
    Director· perm. rep.: Gino MARÉCHAL
    State Gazette act 24122621 (20-08-2024)
    Former
    - → 01-01-2024
  • M&G MANAGEMENT BVLegal entity
    Director
    State Gazette act 22067791 (07-06-2022)
    Former
    - → 07-06-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation11-03-2013
StatusActive
Postal code1750
Establishment units 1 location
Management System Consulting ab-
Brusselsesteenweg 140, 1500 HalleHoldings
since 20132.218.227.870
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23072E0640/00X002 Flanders 793 m² 1 · 170 m² 8.7 m · 2 fl.
23027G0340/00C008 Flanders 416 m² 1 · 104 m² 14.5 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
02-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
20-08-2024
State Gazette act Director changes
17-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
06-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
22-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
07-06-2022
State Gazette act Director changes
2021
13-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
29-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
27-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
07-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
29-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
28-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
20-08-2024 2 directors appointed, 1 resigning Director changes
  • Dirk MERCKX, Dagelijks bestuur
  • Charlotte VAN HAUTEKERKE, Dagelijks bestuur
  • Gino MARÉCHAL, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gino MAR\u00C9CHAL",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "rectification",
      "via_org": {
        "kbo": null,
        "name": "BV GREENANT",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-01-01",
      "evidence_quote": "De algemene vergadering neemt akte van de neerlegging van het mandaat van bestuurder door GREENANT met ingang van 1 januari 2024.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2024-01-01"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gino Marechal",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "BV GREENANT",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De aandeelhouders besluiten BV GREENANT, vast vertegenwoordigd door de heer Gino Marechal, kwijting te verlenen voor de uitoefering van haar mandaat als bestuurder, welke kwijting zal herhaald worden op de relevante algemene vergadering die de jaarrekening goedkeurt.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Dirk MERCKX",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering beslist voorts om een bijzondere volmacht te verlenen aan de heer Dirk MERCKX en mevrouw Charlotte VAN HAUTEKERKE, c/o Novius Advocaten, 1600 SINT-PIETERS-LEEUW, Victor Nonriemanstraat 15 B, alleen handelend en met de mogelijkheid tot in de plaatsstelling, om alle handelinger\u0131 te verr",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Charlotte VAN HAUTEKERKE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering beslist voorts om een bijzondere volmacht te verlenen aan de heer Dirk MERCKX en mevrouw Charlotte VAN HAUTEKERKE, c/o Novius Advocaten, 1600 SINT-PIETERS-LEEUW, Victor Nonriemanstraat 15 B, alleen handelend en met de mogelijkheid tot in de plaatsstelling, om alle handelinger\u0131 te verr",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-01-30",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-01-30",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0521.898.602",
    "name_full": "TERRA HOUSING",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Novius Advocaten",
    "person_name": null,
    "org_rep_person_name": "Charlotte Van Hautekerke",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
07-06-2022 1 director appointed, 1 resigning Director changes
  • Sven Malderie, Dagelijks bestuur
  • M&G MANAGEMENT BV, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": null,
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": {
        "kbo": "0693.972.741",
        "name": "M\u0026G MANAGEMENT BV",
        "address": "Baasbergstraat 48, 1600 Sint-Pieters-Leeuw",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering neemt akte van het ontslag met ingang op heden uit de functie van bestuurder van: \u2022M\u0026G MANAGEMENT BV (0693.972.741), met zetel te Baasbergstraat 48, 1600 Sint-Pieters-Leeuw, vast\nvertegenwoordigd door de heer Gunther Lefebure;",
      "decharge_status": "provisional",
      "mandate_duration": {
        "kind": "until_date",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gunther Lefebure",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0693.972.741",
        "name": "M\u0026G MANAGEMENT BV",
        "address": "Baasbergstraat 48, 1600 Sint-Pieters-Leeuw",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Voorlopige kwijting wordt verleend voor zijn mandaat tot op heden.",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "until_date",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_pending",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gunther Lefebure",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0693.972.741",
        "name": "M\u0026G MANAGEMENT BV",
        "address": "Baasbergstraat 48, 1600 Sint-Pieters-Leeuw",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Kwijting voor het gevoerde beleid tot op heden zal verleend worden op de eerstkomende jaarlijkse\nalgemene vergadering.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Sven Malderie",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0420.048.305",
        "name": "A. SCHETS \u0026 PARTNERS - BELASTINGCONSULENTEN - ACCOUNTANTS",
        "address": "1651 Lot-Beersel, Bergensesteenweg 163",
        "country": "BE",
        "legal_form": null
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Een bijzondere volmacht wordt verleend aan de naamloze vennootschap A. SCHETS \u0026 PARTNERS -\nBELASTINGCONSULENTEN - ACCOUNTANTS, waarvan de zetel is gevestigd te 1651 Lot-Beersel,\nBergensesteenweg 163, ingeschreven in het Rechtspersonenregister te Brussel onder het\nondernemingsnummer 0420.048.305, ver",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-05-30",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-05-23",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0521.898.602",
    "name_full": "TERRA HOUSING",
    "legal_form": "BESLOTEN VENNOOTSCHA\u0420"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Sven Malderie",
    "org_rep_person_name": null,
    "person_role_at_subject": "Dagelijks bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL TERRA HOUSING
AbbreviationNL MSCab
Registered office
Joseph Van den Bosschestraat 45
1750 Lennik, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative