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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age4 yrs
Real estate1 parcel · 717 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of TEREO is 0.4% (very low). The 2025 annual accounts show equity of €8k and a net result of €87k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 4707 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Signals
1 signal · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 4707 sector peers (2025).
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
3 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.4%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€87k
Working capital€3k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 19-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.6% | 55.5% | |
| Net result | €87k | €38k | |
| Equity | €8k | €64k | |
| Gross operating margin | €116k | €61k | |
| Total assets | €113k | €146k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P16
Weakening position over 2022-2025
· n=4707-12451
P80
Stable position over 2022-2025
· n=4706-12453
P18
Weakening position over 2022-2025
· n=4707-12459
P77
Stable position over 2022-2025
· n=4699-12439
Describes the position versus peers, not a forecast.
€115k
-
far above sector median
€87k
-
far above sector median
€92k
-
far above sector median
€113k
+893.7%
-18% vs sector
€8k
-
-93% vs sector
€3k
-
-91% vs sector
€23k
+6334.1%
+126% vs sector
€76k
-
22-25
€106k
+792.0%
+119% vs sector
€106k
+824.5%
+119% vs sector
€0
-100.0%
-100% vs sector
1.03
+220.6%
-37% vs sector
1.03
+220.6%
-37% vs sector
6.6%
-
-87% vs sector
14.10
-
far above sector median
1155.9%
-76.5%
far above sector median
76.6%
-
far above sector median
537.60
-
far above sector median
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €115k |
| Net profit | €87k |
| Cash flow | €92k |
| Staff costs | - |
| Income taxes | €23k |
| Dividends | €76k |
| Total assets | €113k |
| Equity | €8k |
| Debt | €106k |
| of which ≤ 1y | €106k |
| of which > 1y | - |
| Working capital | €3k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.03 |
| Quick ratio | 1.03 |
| Working capital ratio | 2.6% |
| Solvency | 6.6% |
| Debt / equity | 14.10 |
| Long-term debt ratio | - |
| Interest coverage | 537.60 |
| Gross margin | - |
| Net margin | - |
| ROA | 76.6% |
| ROE | 1155.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €113k |
| Fixed assets | 21/28 | €4k |
| Formation expenses | 20 | €177 |
| Tangible fixed assets | 22/27 | €4k |
| Current assets | 29/58 | €109k |
| Amounts receivable within one year | 40/41 | €28k |
| Cash & bank | 54/58 | €80k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €113k |
| Equity | 10/15 | €8k |
| Contributions / capital | 10/11 | €8k |
| Amounts payable | 17/49 | €106k |
| Amounts payable within one year | 42/48 | €106k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €116k |
| Operating result | 9901 | €109k |
| Financial income | 75 | €600 |
| Financial charges | 65 | €214 |
| Result before taxes | 9903 | €110k |
| Income taxes | 67/77 | €23k |
| Net result for the period | 9904 | €87k |
| Result to be appropriated | 9905 | €87k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2025 · computed76
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationTEREO
since 20212.321.125.371
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area717 m²
Buildings1
Building footprint110 m²
Volume (LiDAR)609 m³
Tallest building7.3 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033A0671/00C000 | Wallonia | 717 m² | 1 · 110 m² | 7.3 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes69
/ 100
Strong profile, led by profitability.
Health
76
Profitability
100
Solvency
16
Growth
58
Stability
94
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Credit advice
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameFR | TEREO |
Registered office
Avenue Bel Horizon 18
1332 Rixensart, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.