TerbiumPlus
ActiveSummary
The annual accounts of TerbiumPlus for fiscal year 2025 show a net loss of 66% of total assets. The 2025 annual accounts show equity of €61k and a net result of €-97k. Its solvency ranks better than 45% of 788 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability0
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.46; short-term debt: 38.3% and cash: 2.1% of total assets), and 58% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42%
Return on assets
-66.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication What held for this company on a given day: board, seat, name?Company as of a date
Financials · fiscal year 2025, micro schema
Equity
€61k
Total assets
€146k
Net result
€-97k
Working capital
€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €146k
Fixed assets
€120k
Current assets
€26k
Equity and liabilities €146k
Equity
€61k
Debt
€84k
Debt finances 58.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€-95k
Cash flow
€-96k
Current ratio
0.46
Debt to equity
1.38
ROE
-157.8%
ROA
-66.4%
Interest coverage
-95.95
Debt ≤ 1 year
€56k
Debt > 1 year
€29k
Income taxes
€62
Staff costs
€21k
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €21k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k |
| Other operating charges640/8 | €1k |
| Gross operating margin9900 | €-73k |
| Operating profit (loss)9901 | €-96k |
| Financial income75/76B | €763 |
| Recurring financial income75 | €763 |
| Financial charges65/66B | €993 |
| Recurring financial charges65 | €993 |
| Profit (loss) for the period before taxes9903 | €-97k |
| Income taxes67/77 | €62 |
| Profit (loss) for the period9904 | €-97k |
| Profit (loss) for the period to be appropriated9905 | €-97k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €146k | |
| Fixed assets21/28 | €120k | |
| Intangible fixed assets21 | €19k | |
| Tangible fixed assets22/27 | €22k | |
| Plant, machinery and equipment23 | €3k | |
| Furniture and vehicles24 | €3k | |
| Other tangible fixed assets26 | €17k | |
| Financial fixed assets28 | €79k | |
| Current assets29/58 | €26k | |
| Amounts receivable within one year40/41 | €21k | |
| Trade receivables40 | €965 | |
| Other amounts receivable41 | €20k | |
| Cash at bank and in hand54/58 | €3k | |
| Deferred charges and accrued income490/1 | €2k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €146k | |
| Equity10/15 | €61k | |
| Contributions10/11 | €158k | |
| Profit (loss) carried forward14 | €-97k | |
| Amounts payable17/49 | €84k | |
| Amounts payable after more than one year17 | €29k | |
| Financial debts170/4 | €29k | |
| Amounts payable within one year42/48 | €56k | |
| Current portion of amounts payable after more than one year42 | €6k | |
| Financial debts43 | €33k | |
| Credit institutions430/8 | €33k | |
| Trade debts44 | €11k | |
| Suppliers440/4 | €11k | |
| Taxes, remuneration and social security45 | €6k | |
| Taxes450/3 | €1k | |
| Remuneration and social security454/9 | €4k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €-97k |
| + Depreciation and write-downs630 | €1k |
| Operating cash flow (approximation) | €-96k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Ground area
265 m²
Building footprint
226 m²
Volume, LiDAR
1,421 m³
Parcel 71328D0206/00X002, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Terbium Select
since 20242.364.679.262
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0206/00X002 | Flanders | 265 m² | 1 · 226 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLUE OCEAN
BE 0736.728.460
Kortrijk · Eq €61,563
Coehorst recruitment solutions
BE 0740.991.116
Antwerpen · Eq €61,655
VIZIR
BE 0713.924.057
Zonhoven · Eq €60,868
WILLEMS CONSULTING
BE 1005.264.151
Knokke-Heist · Eq €60,829
Aanwervingshuis
BE 0875.548.823
Kortrijk · Eq €60,828
Of 2,362 companies in sector 78100 we hold annual accounts for 1,364. 1,073 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCooperative company
Founded25-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
Contact
E-mail
info@terbiumselect.beHasselt
Scores and ratios are computed by Checked and are not a credit decision.