Starting capital
€4,000 80 shares
TerbiumPlus
Lifetime
1 annual account with figurespeak -€72,990 (2025)
-€72,990
lowest -€96,716 (2025)
-€96,716
peak €61,284 (2025)
€61,284
€84,465
Board2 names since 2024
1 directorKelles Luk
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €96,716Registered office moved from Ghent to Hasselt 21-10First year with figures
Key points
from the 2025 annual accountsPosition in the sector
-€96,716
Lower net result than 95% of companies in employment activities. Sector median €15,117 · 981 companies.
2025 accounts filed 31 days after the deadlineTurnover not published (micro format)
Checked score
49
Fair
Financially stronger than 26% of micro companies in employment activities (NACE 78)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,379 companies (NACE 78, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.2%lowest value
11-2025: 1.8%▲ +0.6 percentage points vs 10-2025
12-2025: 1.9%▲ +0.1 percentage points vs 11-2025
01-2026: 2.0%▲ +0.1 percentage points vs 12-2025
02-2026: 2.1%▲ +0.1 percentage points vs 01-2026
03-2026: 2.3%▲ +0.2 percentage points vs 02-2026
04-2026: 2.3%● unchanged vs 03-2026
05-2026: 2.4%▲ +0.1 percentage points vs 04-2026
06-2026: 2.5%▲ +0.1 percentage points vs 05-2026
07-2026: 2.4%▼ -0.1 percentage points vs 06-2026
08-2026: 2.6%▲ +0.2 percentage points vs 07-2026
09-2026: 3.3%▲ +0.7 percentage points vs 08-2026highest value
10-2026: 3.3%● unchanged vs 09-2026highest value
11-2026: 3.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Loss of €96,716 (financial year 2025)
Liquidity: current ratio 0.46, cash €3,104
lowers risk
Sector: Employment activities (NACE 78)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 48% of them on solvency, 22% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €3,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.46, below 1. Short-term debt is 38.3% and cash 2.1% of total assets. 58% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
KL
Kelles Luk
Director
- Kelles, Luk founderdeed of 27-09-2024
- Oryx & Lynx founderdeed of 27-09-2024
- TERBIUM PARTNERS founderdeed of 27-09-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014108571
Registered office moved from Ghent to Hasselt
New registered office: Guffenslaan 17, 3500 Hasselt · Previous registered office: Kouter 7A bus 4, 9000 Gent · Board meeting of 01-10-2025 · Gazette deed
Incorporation
Founding capital of €4,000, 80 shares · Founders: Oryx & Lynx; TERBIUM PARTNERS; Kelles, Luk · Appointment: Kelless, Luk (founder and director) · published on 27-09-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TerbiumPlus Hasselt | €145,749 | -€72,990 | 42.0% | - |
| Atelier Clevers Dilsen-Stokkem | €139,305 | -€8,403 | 95.0% | - |
| City Pro Services Auderghem | €96,979 | -€917 | -1.6% | - |
| CHARLEO CONSULTING Roeselare | €101,821 | -€208 | 62.9% | - |
| SPOTLIGHTS Halle | €96,078 | -€5,172 | 34.3% | - |
| Beaumont Executive Interim Management Machelen (Brab.) | €217,880 | -€23,568 | 10.0% | - |
| DURABLY Ghent | €88,471 | €2,066 | 31.7% | - |
These companies have the same main activity as TerbiumPlus: employment placement agencies (NACE 78100). They are comparable in size and age: total assets between €88,500 and €218,000, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 25-09-2024Normal situation
- Activity
- Employment placement agenciesNACE 78100and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.364.679.2623500 Hasselt, since 25-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 14-04-2026
Insights on TerbiumPlus
The computed 12-month bankruptcy probability of TerbiumPlus is 3.3% (moderate). The annual accounts of TerbiumPlus for financial year 2025 show a net loss of 66% of total assets.
The 2025 annual accounts show equity of €61,284 and a net result of -€96,716. Its solvency ranks better than 44% of 981 sector peers (NACE 78, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TerbiumPlus
- What is the company number of TerbiumPlus?
- The company number of TerbiumPlus is 1014.108.571. The VAT number is the same number with BE in front: BE 1014.108.571.
- Where is TerbiumPlus based?
- The registered office is at Guffenslaan 17, 3500 Hasselt.Company details
- What does TerbiumPlus do?
- According to the KBO register, the main activity is employment placement agencies (NACE 78100).
- What is the legal form of TerbiumPlus?
- TerbiumPlus is a cooperative company (CV).
- When was TerbiumPlus founded?
- TerbiumPlus was founded on 25-09-2024.
- Is TerbiumPlus still active?
- Yes, TerbiumPlus is an active enterprise in the KBO register.
- How many employees does TerbiumPlus have?
- TerbiumPlus had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does TerbiumPlus fall under?
- In its 2025 annual accounts, TerbiumPlus states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of TerbiumPlus?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is TerbiumPlus profitable?
- In financial year 2025, TerbiumPlus made a loss of €96,716.
- Where can I find the annual accounts of TerbiumPlus?
- TerbiumPlus filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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