Investments
€5,095 7.5 × depreciation
Green is investment, beige is depreciation.
CHARLEO CONSULTING
Lifetime
3 annual accounts with figures on one time axispeak €46,296 (2024)
-€208▼ €46,504
lowest -€4,366 (2025)
-€4,366▼ €39,665
peak €68,439 (2024)
€64,073▼ 6.4%
€37,748▼ 4.7%
Board1 name since 2023
1 directorMOERMAN Gilles Steven
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Gross margin from €46,296 to -€208Loss of €4,366Registered office moved from Hooglede to Roeselare 13-11Investments €5,095
Key points
from the 2025 annual accountsFilings
3 annual accounts 2 late
The 2023 accounts came latest: 21 days after the end of the period.
Position in the sector
-€4,366
Lower net result than 81% of companies in employment activities. Sector median €15,117 · 981 companies.
Turnover not published (micro format)
Checked score
89
Excellent
Financially stronger than 49% of micro companies in employment activities (NACE 78)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,379 companies (NACE 78, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.3%▲ +0.2 percentage points vs 01-2025
03-2025: 0.1%▼ -0.2 percentage points vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.4%▲ +0.2 percentage points vs 01-2026highest value
03-2026: 0.2%▼ -0.2 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 2.61, cash €91,497
Sector: Employment activities (NACE 78)
Equity €64,073 (62.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 64% of them on solvency, 77% on liquidity, 20% on profitability and 34% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,145 companies had the same profile as CHARLEO CONSULTING has now. Each dot stands for 6 companies, two years later.
91.7%
were still trading
5.9%
stopped another way
2.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CHARLEO CONSULTING itself is lower: 0.2% within 12 months. It rests on far more data about CHARLEO CONSULTING than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,145 companies, not a prediction for CHARLEO CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.61 (2.65 in 2024), above the usual 1.5. Short-term debt is 35% and cash 89.9% of total assets. 37.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 days early
2024
6 days late
2023
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 8 days after the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 6 February (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800705207
Registered office moved from Hooglede to Roeselare
New registered office: Moorseelsesteenweg 179C, 8800 Roeselare · Previous registered office: Kortemarkstraat 35, 8830 Hooglede · Board meeting of 29-08-2025 · Gazette deed
Incorporation
Founding capital of €5,000, 120 shares · Founder: MOERMAN Gilles Steven · Appointment: MOERMAN Gilles Steven (director) · published on 17-04-2023 · Gazette deed
First establishment
Kortemarkstraat 35, Hooglede
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHARLEO CONSULTING Roeselare | €101,821 | -€208 | 62.9% | - |
| SPOTLIGHTS Halle | €96,078 | -€5,172 | 34.3% | - |
| Atelier Clevers Dilsen-Stokkem | €139,305 | -€8,403 | 95.0% | - |
| The Jobdoctor Zaventem | €90,104 | -€1,412 | 98.0% | - |
| Ellen Peeters Riemst | €76,008 | -€22,811 | 21.0% | - |
| LIONS FACADE Braine-le-Château | €144,507 | -€395,262 | -222.8% | 3.6 |
| Be Yourself Participaties Kortrijk | €58,188 | -€10,436 | 66.2% | 0 |
These companies have the same main activity as CHARLEO CONSULTING: employment placement agencies (NACE 78100). They are comparable in size and age: total assets between €58,200 and €145,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 13-04-2023Normal situation
- Activity
- Employment placement agenciesNACE 78100and 2 others
- Establishment unit
- 2.346.283.7088830 Hooglede, since 13-04-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 25-11-2025
Annual accounts to 30-06-2025
- €101,821▼ 5.8%
- Filing
- Filed on 29-01-2026, 2 days before the end of the filing period
Insights on CHARLEO CONSULTING
CHARLEO CONSULTING files the micro format. That format states no turnover. The gross margin fell from €37,524 in 2023 to -€208 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHARLEO CONSULTING
- What is the company number of CHARLEO CONSULTING?
- The company number of CHARLEO CONSULTING is 0800.705.207. The VAT number is the same number with BE in front: BE 0800.705.207.
- Where is CHARLEO CONSULTING based?
- The registered office is at Moorseelsesteenweg 179 C, 8800 Roeselare.Company details
- What does CHARLEO CONSULTING do?
- According to the KBO register, the main activity is employment placement agencies (NACE 78100).
- What is the legal form of CHARLEO CONSULTING?
- CHARLEO CONSULTING is a private limited company (BV).
- When was CHARLEO CONSULTING founded?
- CHARLEO CONSULTING was founded on 13-04-2023.
- Is CHARLEO CONSULTING still active?
- Yes, CHARLEO CONSULTING is an active enterprise in the KBO register.
- What is the turnover of CHARLEO CONSULTING?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is CHARLEO CONSULTING profitable?
- In financial year 2025, CHARLEO CONSULTING made a loss of €4,366.
- Where can I find the annual accounts of CHARLEO CONSULTING?
- CHARLEO CONSULTING filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHARLEO CONSULTING due?
- CHARLEO CONSULTING must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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