TendanceAlu
ActiveThe computed 12-month bankruptcy probability of TendanceAlu is 1.7% (moderate). The 2025 annual accounts show equity of €136k and a net result of €32k. Equity is growing by ~35.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 1888 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+6
Growth78=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.81 against 2.53 in 2024), and 43% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
13.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
13 d early
2024
42 d early
2023
28 d late
2022
8 d late
2021
3 d late
2020
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€32k▲ 11.1%
2024 · €29k
2020: €26k
2021: €-11k
2022: €1k
2023: €33k
2024: €29k
2020 → 2025
Working capital
€149k▲ 16.3%
2024 · €128k
2020: €36k
2021: €20k
2022: €83k
2023: €107k
2024: €128k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€41k▲ 3.1%€74k▲ 80.9%€103k▲ 39.5%€136k▲ 31.4%
Operating result€-10k-€5k€49k▲ 950%€47k▼ 4.5%€53k▲ 13.4%
Net result€-11k-€1k€33k▲ 2,623%€29k▼ 11.8%€32k▲ 11.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238k
Fixed assets
€6k▼ 14.7%
Current assets
€231k▲ 9.3%
Equity and liabilities €238k
Equity
€136k▲ 31.4%
Debt
€102k▼ 12.0%
The debt ratio falls from 53.0% to 43.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€58k▲
2024 · €52k
Cash flow
€38k▲
2024 · €35k
Solvency
57.0%▲
2024 · 47.0%
Current ratio
2.81▲
2024 · 2.53
Quick ratio
1.71▲
2024 · 1.16
Debt / equity
0.75▼
2024 · 1.13
ROE
23.9%▼
2024 · 28.3%
ROA
13.6%▲
2024 · 13.3%
Interest coverage
9.03▼
2024 · 13.37
Debt
€102k▼
2024 · €116k
Debt ≤ 1 year
€82k▼
2024 · €84k
Debt > 1 year
€18k▼
2024 · €31k
Income taxes
€15k▲
2024 · €14k
Staff costs
€171k▲
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€238k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€182-
Current assets29/58€212k€231k▲
Stocks and contracts in progress3€115k€91k▼
Stocks30/36€85k€63k▼
Contracts in progress37€30k€28k▼
Amounts receivable within one year40/41€73k€115k▲
Trade receivables40€65k€113k▲
Other amounts receivable41€8k€2k▼
Cash at bank and in hand54/58€15k€24k▲
Deferred charges and accrued income490/1€9k€2k▼
Equity and liabilities
Total equity and liabilities10/49€219k€238k▲
Equity10/15€103k€136k▲
Contributions10/11€25k€25k=
Reserves13€62k€111k▲
Distributable reserves133€62k€111k▲
Profit (loss) carried forward14€16k-
Amounts payable17/49€116k€102k▼
Amounts payable after more than one year17€31k€18k▼
Financial debts170/4€31k€18k▼
Amounts payable within one year42/48€84k€82k▼
Current portion of amounts payable after more than one year42€15k€18k▲
Financial debts43€4k€4k▼
Credit institutions430/8€4k€4k▼
Trade debts44€56k€45k▼
Suppliers440/4€56k€45k▼
Taxes, remuneration and social security45€2k€15k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9-€9k
Other amounts payable47/48€7k€402▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€128k€171k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€3k€16k▲
Gross operating margin9900€183k€245k▲
Operating profit (loss)9901€47k€53k▲
Financial income75/76B€115€1k▲
Recurring financial income75€115€1k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€43k€48k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€29k€32k▲
Profit (loss) for the period to be appropriated9905€29k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€48k▲
Profit (loss) brought forward from the previous period14P€16k€16k=
Transfer to equity691/2€29k€48k▲
To other reserves6921€29k€48k▲
Social balance
Average headcount (FTE)90872.2-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €100kEq €103k ▲39.5%
3 profitable years in a row build equity to €103k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Highest result since 2020net €33k ▲2623%
Net result €33k, the highest in the series.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 8 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
31-12
Financial
Weakest financial yearnet €-11k ▼144%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lienne 85590 CineyGround area
3,127 m²
Building footprint
625 m²
Parcel 91030A0265/00N003, Wallonia. Linked by address, not a title deed.
1 establishment unit
TendanceAlu
since 20202.305.903.893
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91030A0265/00N003 | Wallonia | 3,127 m² | 1 · 625 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEBAU BELGIUM
BE 0467.585.827
Gent · Eq €136k
Staav
BE 0758.579.194
Brugge · Eq €134k
VERHELST
BE 0447.298.672
Eeklo · Eq €137k
MATHYSEN INDUSTRIE
BE 0550.687.905
Mouscron · Eq €134k
ALU - TEC
BE 0461.774.537
Geel · Eq €138k
Of 904 companies in sector 25120 we hold annual accounts for 673. 515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.tendancealu.be
E-mail:info@tendancealu.be