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ALU - TEC

Active
Private limited companyfounded 199728 yrs activeMannestraat 7, 2440 Geel, BelgiumKBO/BCE: BE 0461.774.537

ALU - TEC has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €-3k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
70 / 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.27 against 3.83 in 2024), and 15.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 28 years 0 30 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
23 d late
2022
31 d late
2021
31 d late
2020
38 d early
2019
56 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€138k▼ 2.4%
2024 · €142k
2018: €172k 2019: €136k 2020: €136k 2021: €91k 2022: €69k 2023: €106k 2024: €142k
2018 → 2025
Total assets
€164k▼ 14.5%
2024 · €192k
2018: €269k 2019: €199k 2020: €285k 2021: €178k 2022: €185k 2023: €204k 2024: €192k
2018 → 2025
Net result
€-3k
2024 · €36k
2018: €9k 2019: €-36k 2020: €83 2021: €-45k 2022: €-21k 2023: €37k 2024: €36k
2018 → 2025
Working capital
€95k▲ 3.1%
2024 · €92k
2018: €88k 2019: €56k 2020: €53k 2021: €32k 2022: €15k 2023: €51k 2024: €92k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€91k-€69k▼ 23.7%€106k▲ 52.6%€142k▲ 33.9%€138k▼ 2.4%
Operating result€-45k-€-24k▲ 47.1%€35k€37k▲ 7.0%€-1k
Net result€-45k-€-21k▲ 52.7%€37k€36k▼ 1.8%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€-25k€0€25kOperating result 2021: €-45k€-45kNet result 2021: €-45k€-45kOperating result 2022: €-24k€-24kNet result 2022: €-21k€-21kOperating result 2023: €35k€35kNet result 2023: €37k€37kOperating result 2024: €37k€37kNet result 2024: €36k€36kOperating result 2025: €-1k€-1kNet result 2025: €-3k€-3k20212022202320242025
The operating result turns negative in 2025: a loss of €1k after €37k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets €47k▼ 30.1%
Current assets €117k▼ 6.0%
Equity and liabilities €164k
Equity €138k▼ 2.4%
Debt €26k▼ 48.7%
The debt ratio falls from 26.2% to 15.7%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20k
2024 · €63k
Cash flow
€18k
2024 · €61k
Solvency
84.3%
2024 · 73.8%
Current ratio
5.27
2024 · 3.83
Quick ratio
5.27
2024 · 3.83
Debt / equity
0.19
2024 · 0.35
ROE
-2.4%
2024 · 25.3%
ROA
-2.0%
2024 · 18.7%
Interest coverage
10.45
2024 · 38.30
Debt
€26k
2024 · €50k
Debt ≤ 1 year
€22k
2024 · €32k
Debt > 1 year
€4k
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€192k€164k
Fixed assets21/28€68k€47k
Tangible fixed assets22/27€68k€47k
Land and buildings22€25k€21k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€40k€25k
Current assets29/58€124k€117k
Amounts receivable within one year40/41€22k€22k
Trade receivables40€12k€12k
Other amounts receivable41€11k€9k
Cash at bank and in hand54/58€97k€89k
Deferred charges and accrued income490/1€5k€6k
Equity and liabilities
Total equity and liabilities10/49€192k€164k
Equity10/15€142k€138k
Contributions10/11€129k€129k=
Reserves13€43k€43k=
Tax-exempt reserves132€18k€18k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-31k€-34k
Amounts payable17/49€50k€26k
Amounts payable after more than one year17€18k€4k
Financial debts170/4€18k€4k
Amounts payable within one year42/48€32k€22k
Current portion of amounts payable after more than one year42€17k€14k
Trade debts44€9k€8k
Suppliers440/4€9k€8k
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€4k-
Income statement Code20242025
Non-recurring operating income76A€681€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€21k
Other operating charges640/8€4k€3k
Gross operating margin9900€67k€23k
Operating profit (loss)9901€37k€-1k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€36k€-3k
Profit (loss) for the period9904€36k€-3k
Profit (loss) for the period to be appropriated9905€36k€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-34k
Profit (loss) brought forward from the previous period14P€-66k€-31k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Liquidity doublescurrent ratio 3.83
Current ratio from 1.80 to 3.83; short-term debt falls from €63k to €32k.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial Back to profitnet €37k
Net result €37k after 2 loss-making years.
31-12
Financial Equity above €100kEq €106k ▲52.6%
Equity rises from €69k to €106k.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Weakest financial yearnet €-45k ▼54953%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €83
Net result €83 after one loss-making year.
05-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1999
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mannestraat 72440 Geel
Ground area
620 m²
Building footprint
223 m²
Volume, LiDAR
1,348 m³
Parcel 13008H1182/00G000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mannestraat 7, 2440 Geel
NACE 28520
since 19992.084.111.811
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13008H1182/00G000 Flanders 620 m² 1 · 222 m² 11.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 904 companies in sector 25120 we hold annual accounts for 673. 517 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-10-1997
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
28120
43320Joinery installation
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.