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TEN-IT

Active
Private limited companyfounded 200817 yrs activeCircuit de la Clairière(B) 7, 7331 Saint-Ghislain, BelgiumKBO/BCE: BE 0806.500.560

TEN-IT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345k and a net result of €84k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 94% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
93 / 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 19.86 against 9.61 in 2024), and 5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95%
Return on assets
23.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €345k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
26 d early
2023
46 d early
2022
61 d early
2021
53 d early
2020
2 d early
2019
4 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€133k
EBIT margin
47.5%
Net result
€84k
2024 · €-12k
2018: €46k 2019: €43k 2020: €51k 2021: €50k 2022: €-19k 2023: €-7k 2024: €-12k
2018 → 2025
Working capital
€345k▲ 32.1%
2024 · €261k
2018: €242k 2019: €290k 2020: €347k 2021: €397k 2022: €330k 2023: €303k 2024: €261k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€419k-€330k▼ 21.0%€304k▼ 8.1%€261k▼ 13.9%€345k▲ 32.1%
Operating result€69k-€-19k€-10k▲ 48.6%€-18k▼ 82.5%€93k
Net result€50k-€-19k€-7k▲ 64.5%€-12k▼ 76.7%€84k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €69k€69kNet result 2021: €50k€50kOperating result 2022: €-19k€-19kNet result 2022: €-19k€-19kOperating result 2023: €-10k€-10kNet result 2023: €-7k€-7kOperating result 2024: €-18k€-18kNet result 2024: €-12k€-12kOperating result 2025: €93k€93kNet result 2025: €84k€84k20212022202320242025
The operating result returns to profit in 2025: €93k after a loss of €18k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363k
Fixed assets €174=
Current assets €363k▲ 24.6%
Equity and liabilities €363k
Equity €345k▲ 32.1%
Debt €18k▼ 39.7%
The debt ratio falls from 10.4% to 5.0%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
95.0%
2024 · 89.6%
Current ratio
19.86
2024 · 9.61
Quick ratio
19.86
2024 · 9.61
Debt / equity
0.05
2024 · 0.12
ROE
24.3%
2024 · -4.7%
ROA
23.1%
2024 · -4.2%
Debt
€18k
2024 · €30k
Debt ≤ 1 year
€18k
2024 · €30k
Income taxes
€16k
2024 · €-168
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€292k€363k
Fixed assets21/28€174€174=
Financial fixed assets28€174€174=
Current assets29/58€291k€363k
Amounts receivable within one year40/41€440€31k
Trade receivables40€122€31k
Other amounts receivable41€318€13
Current investments50/53€289k€329k
Cash at bank and in hand54/58€1k€3k
Deferred charges and accrued income490/1€551€490
Equity and liabilities
Total equity and liabilities10/49€292k€363k
Equity10/15€261k€345k
Contributions10/11€25k€25k=
Reserves13€29k€79k
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€20k€70k
Profit (loss) carried forward14€207k€241k
Amounts payable17/49€30k€18k
Amounts payable within one year42/48€30k€18k
Trade debts44-€80
Suppliers440/4-€80
Taxes, remuneration and social security45€2k€18k
Taxes450/3€2k€18k
Other amounts payable47/48€29k-
Income statement Code20242025
Other operating charges640/8€739€758
Gross operating margin9900€-17k€94k
Operating profit (loss)9901€-18k€93k
Financial income75/76B€6k€7k
Recurring financial income75€6k€7k
Financial charges65/66B€177€142
Recurring financial charges65€177€142
Profit (loss) for the period before taxes9903€-12k€100k
Income taxes67/77€-168€16k
Profit (loss) for the period9904€-12k€84k
Profit (loss) for the period to be appropriated9905€-12k€84k
Appropriation of the result
Profit (loss) to be appropriated9906€207k€291k
Profit (loss) brought forward from the previous period14P€220k€207k
Transfer from equity791/2€30k-
Transfer to equity691/2-€50k
To other reserves6921-€50k
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €84k
Net result €84k after 3 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 19.86
Current ratio from 9.61 to 19.86; short-term debt falls from €30k to €18k.
05-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
15-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-19k ▼139%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Circuit de la Clairière(B) 77331 Saint-Ghislain
Ground area
876 m²
Building footprint
134 m²
Volume, LiDAR
631 m³
Parcel 53009A0080/00R006, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53009A0080/00R006 Wallonia 876 m² 1 · 134 m² 6.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 5,985 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-09-2008
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.