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Tempo Matériaux

Active
Private limited companyfounded 2023active for 3 yearsSint-Michielslaan 65, 1040 Etterbeek, BelgiumKBO/BCE: BE 0804.124.951
Summary

The computed 12-month bankruptcy probability of Tempo Matériaux is 2.1% (moderate). The 2024 annual accounts show equity of €9,151 and a net result of €14,333. Its solvency ranks better than 50% of 15,439 sector peers (NACE 46, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-07-2023 Normal situation
Registered office
90 active companies are registered at this address 14 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Wholesale of construction materials, general range NACE 46831and 1 other
Establishment unit
2.348.196.784 1040 Etterbeek, since 19-07-2023
Financial year end
31 December
Peppol
Reachable since 01-09-2026

Board and ownership

Board

Financial position

56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2024
Gross margin
€16,793
Turnover
≈ €210,000
estimated
Profit
€14,333
Equity
€9,151
Total assets
€23,609
▲ 14×
  • 2025 accounts not filed, 94 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 08-07-2025)Founded in 2023Size: total assets €23,609lowers riskLiquidity: current ratio 1.63, cash €23,609Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 78% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2023
Strong
Solvency 64+64
equity 38.8% of total assets
Liquidity 68+18
short-term debt 61.2% · cash 100.0%
Profitability 100+100
return on assets 60.7%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.1%▲ +0.1 percentage points vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▼ -0.7 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026 10-2026: 2.1%▲ +0.9 percentage points vs 09-2026highest value 11-2026: 2.1%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 1.63, above the usual 1.5. Short-term debt is 61.2% and cash 100% of total assets. However, 61.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 47% of them on solvency, 73% on liquidity, 95% on profitability and 98% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed on 08-07-2025)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.63, cash €23,609
NBB · annual accounts
raises risk · Size: total assets €23,609
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
23 days early
2023
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 12 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: ATLI Coskun (director)
All 5 events

Comparable companies

These companies have the same main activity as Tempo Matériaux: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €15,100 and €54,500, founded between 2020 and 2024.

CompanyTotal assetsGross margin
Tempo Matériaux Etterbeek€23,609€16,793
ILTERI Antwerpen€15,071€8,212
KB BOUWMAT Antwerpen€52,648€16,057
BO-CO Sint-Gillis (bij-Brussel)€20,788€11,293
RF LUYCKX Lommel€54,517€13,728
PEBACO Pelt€45,770€25,462
B.H.P Seneffe€24,824€18,556
Full comparison

Key facts about Tempo Matériaux

What is the company number of Tempo Matériaux?
The company number of Tempo Matériaux is 0804.124.951. The VAT number is the same number with BE in front: BE 0804.124.951.
Where is Tempo Matériaux based?
The registered office is at Sint-Michielslaan 65, 1040 Etterbeek.Company details
What does Tempo Matériaux do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of Tempo Matériaux?
The legal form of Tempo Matériaux is Private limited company (BV).
When was Tempo Matériaux founded?
Tempo Matériaux was founded on 19-07-2023.
Is Tempo Matériaux still active?
Yes, Tempo Matériaux is an active enterprise in the KBO register.
What is the turnover of Tempo Matériaux?
The turnover in financial year 2024 is ≈ €210,000. This figure is estimated from the gross margin of €16,793 and 216 comparable companies (NACE 46). It probably lies between €100,000 and €530,000. It is a rough estimate.Financials
Is Tempo Matériaux profitable?
In financial year 2024, Tempo Matériaux made a profit of €14,333.
Where can I find the annual accounts of Tempo Matériaux?
Tempo Matériaux filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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