KB BOUWMAT
ActiveThe computed 12-month bankruptcy probability of KB BOUWMAT is 1.6% (moderate). The 2025 annual accounts show equity of €23k and a net result of €13k. Its solvency ranks better than 51% of 11238 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability98
Solvency68
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.77; short-term debt: 56.6% and cash: 2.8% of total assets), but 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€23k
Total assets
€53k
Net result
€13k
Working capital
€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €53k
Equity
€23k
Debt
€30k
Debt finances 56.6% of the balance-sheet total.
Key figures and ratios
Solvency
43.4%
Current ratio
1.77
Quick ratio
0.08
Debt / equity
1.31
ROE
56.2%
ROA
24.4%
Debt
€30k
Debt ≤ 1 year
€30k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€53k
Current assets29/58€53k
Stocks and contracts in progress3€50k
Stocks30/36€50k
Amounts receivable within one year40/41€1k
Other amounts receivable41€1k
Cash at bank and in hand54/58€1k
Equity and liabilities
Total equity and liabilities10/49€53k
Equity10/15€23k
Contributions10/11€10k
Capital10€10k
Issued capital100€10k
Profit (loss) carried forward14€13k
Amounts payable17/49€30k
Amounts payable within one year42/48€30k
Trade debts44€20k
Suppliers440/4€20k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Income statement
Code2025
Other operating charges640/8€2k
Gross operating margin9900€16k
Operating profit (loss)9901€14k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€13k
Profit (loss) for the period9904€13k
Profit (loss) for the period to be appropriated9905€13k
Appropriation of the result
Profit (loss) to be appropriated9906€13k
Timeline · acts, filings and financial milestones
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Moretuslei 5022610 AntwerpenGround area
755 m²
Building footprint
525 m²
Volume, LiDAR
1,728 m³
Parcel 11051B0038/00F003, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Jules Moretuslei 502, 2610 Antwerpen
since 20232.352.083.813
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0038/00F003 | Flanders | 755 m² | 1 · 525 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MATERIAUX JACQUES
BE 0419.067.219
Couvin · Eq €23k
Bâtir-Rénover-Organiser-Conseiller
BE 0429.047.628
Namur · Eq €23k
ROOFER
BE 0774.653.084
Antwerpen · Eq €23k
INTER DAK PAN
BE 0428.731.189
Deinze · Eq €23k
MATERIO
BE 1008.194.343
Le Roeulx · Eq €22k
Of 1,804 companies in sector 46831 we hold annual accounts for 1,398. 465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2023
Fiscal year end30-06
Activities, NACEBEL
46831Wholesale of construction materials, general range
46643Wholesale of electrical equipment, including installation materials
46836Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.