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Tempelprojects

Active
Private limited companyfounded 2010active for 16 yearsTempel 35, 9572 Lierde, BelgiumKBO/BCE: BE 0829.938.928
Summary

Tempelprojects has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129,514 and a net result of -€28,345. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 95% of 2,282 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (14 days) Filed on 14 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00403590.

Equity
€129,514▼ 24.0%
2024 · €170,359
Total assets
€130,517▼ 25.4%
2024 · €175,038
Net result
-€28,345▼ 486%
2024 · -€4,841
Working capital
€124,969▼ 23.9%
2024 · €164,154
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result turns negative in 2025: a loss of €24,437 after €9,463 in 2024, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€24,437 2025 Net result-€28,345 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 63, Computing infrastructure, data processing, hosting and other information service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€22,684-€9,756▼ 57.0%€17,948▲ 84.0%€33,865▲ 88.7%€41,376▲ 22.2%€13,767▼ 66.7%€9,463▼ 31.3%-€24,437
Net result€22,640-€6,185▼ 72.7%€11,025within the sector's middle half▲ 78.3%€31,094within the sector's middle half▲ 182%€36,868within the sector's middle half▲ 18.6%€2,511within the sector's middle half▼ 93.2%-€4,841below the sector's middle half-€28,345below the sector's middle half▼ 486%
Equity€87,517-€93,702▲ 7.1%€104,727within the sector's middle half▲ 11.8%€135,821within the sector's middle half▲ 29.7%€172,689above the sector's middle half▲ 27.1%€175,200above the sector's middle half▲ 1.5%€170,359above the sector's middle half▼ 2.8%€129,514within the sector's middle half▼ 24.0%
Total assets€94,470-€103,720▲ 9.8%€110,612within the sector's middle half▲ 6.6%€142,342within the sector's middle half▲ 28.7%€182,835within the sector's middle half▲ 28.4%€182,275within the sector's middle half▼ 0.3%€175,038within the sector's middle half▼ 4.0%€130,517within the sector's middle half▼ 25.4%
Debt€6,953-€10,018▲ 44.1%€5,885▼ 41.3%€6,521▲ 10.8%€10,146▲ 55.6%€7,075▼ 30.3%€4,679▼ 33.9%€1,003▼ 78.6%
Working capital€75,532-€81,789▲ 8.3%€98,295within the sector's middle half▲ 20.2%€130,449above the sector's middle half▲ 32.7%€169,624above the sector's middle half▲ 30.0%€171,449above the sector's middle half▲ 1.1%€164,154above the sector's middle half▼ 4.3%€124,969above the sector's middle half▼ 23.9%
Solvency92.6%-90.3%▼ 2.3pp94.7%above the sector's middle half▲ 4.3pp95.4%above the sector's middle half▲ 0.7pp94.5%above the sector's middle half▼ 1.0pp96.1%above the sector's middle half▲ 1.7pp97.3%above the sector's middle half▲ 1.2pp99.2%above the sector's middle half▲ 1.9pp
Current ratio11.86-9.16▼ 2.7017.70above the sector's middle half▲ 8.5421.00above the sector's middle half▲ 3.3017.72above the sector's middle half▼ 3.2925.23above the sector's middle half▲ 7.5136.08above the sector's middle half▲ 10.85
Return on assets (ROA)24.0%-6.0%▼ 18.0pp10.0%within the sector's middle half▲ 4.0pp21.8%within the sector's middle half▲ 11.9pp20.2%within the sector's middle half▼ 1.7pp1.4%within the sector's middle half▼ 18.8pp-2.8%below the sector's middle half▼ 4.1pp-21.7%below the sector's middle half▼ 19.0pp
above within below the middle half of NACE 63, Computing infrastructure, data processing, hosting and other information service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130,517
Fixed assets €4,545 ▼ 26.8%
Current assets €125,972 ▼ 25.4%
Equity and liabilities €130,517
Equity €129,514 ▼ 24.0%
Debt €1,003 ▼ 78.6%
Debt's share of the balance-sheet total falls from 2.7% to 0.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€22,777▼
2024 · €10,798
Cash flow
-€26,685▼
2024 · -€3,506
Debt to equity
0.01▼
2024 · 0.03
ROE
-21.9%▼
2024 · -2.8%
Interest coverage
-569.43▼
2024 · over 100
Debt ≤ 1 year
€1,003▼
2024 · €4,679
Income taxes
€3,868▼
2024 · €14,260
A ratio outside any meaningful range has been withheld (balance sheet total €130,517, equity €129,514).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88.1% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.0% went bankrupt
9.8% stopped otherwise
88.1% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€175,038€130,517▼
Fixed assets21/28€6,205€4,545▼
Tangible fixed assets22/27€6,205€4,545▼
Plant, machinery and equipment23€6,205€4,545▼
Current assets29/58€168,833€125,972▼
Amounts receivable after more than one year29€15,000€6,000▼
Other amounts receivable291€15,000€6,000▼
Amounts receivable within one year40/41€4,400€7,177▲
Trade receivables40€4,400€4,746▲
Other amounts receivable41-€2,431
Cash at bank and in hand54/58€149,433€112,795▼
Equity and liabilities
Total equity and liabilities10/49€175,038€130,517▼
Equity10/15€170,359€129,514▼
Contributions10/11€12,500-
Reserves13€101,000€101,000=
Distributable reserves133€101,000€101,000=
Profit (loss) carried forward14€56,859€28,514▼
Amounts payable17/49€4,679€1,003▼
Amounts payable within one year42/48€4,679€1,003▼
Trade debts44€3,209€1,003▼
Suppliers440/4€3,209€1,003▼
Taxes, remuneration and social security45€1,470-
Taxes450/3€1,470-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,335€1,660▲
Other operating charges640/8€720€366▼
Gross operating margin9900€11,518-€22,411▼
Operating profit (loss)9901€9,463-€24,437▼
Financial charges65/66B€44€40▼
Recurring financial charges65€44€40▼
Profit (loss) for the period before taxes9903€9,419-€24,477▼
Income taxes67/77€14,260€3,868▼
Profit (loss) for the period9904-€4,841-€28,345▼
Profit (loss) for the period to be appropriated9905-€4,841-€28,345▼
Appropriation of the result
Profit (loss) to be appropriated9906€62,859€28,514▼
Profit (loss) brought forward from the previous period14P€67,700€56,859▼
Transfer to equity691/2€6,000-
To other reserves6921€6,000-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,166€7,689€7,260€2,294€2,307€2,589€1,335€1,660▲ 24.3%
Other operating charges640/8---€588€1,615€1,963€720€366▼ 49.2%
Gross operating margin9900€29,925€18,720€25,655€36,747€45,298€18,319€11,518-€22,411-
Operating profit (loss)9901€22,684€9,756€17,948€33,865€41,376€13,767€9,463-€24,437-
Financial charges65/66B---€87€45€39€44€40▼ 9.1%
Recurring financial charges65€44€132€80€87€45€39€44€40▼ 9.1%
Profit (loss) for the period before taxes9903€22,640€9,624€17,868€33,778€41,331€13,728€9,419-€24,477-
Income taxes67/77-€3,439€6,843€2,684€4,463€11,217€14,260€3,868▼ 72.9%
Profit (loss) for the period9904€22,640€6,185€11,025€31,094€36,868€2,511-€4,841-€28,345▼ 486%
Profit (loss) for the period to be appropriated9905€22,640€6,185€11,025€31,094€36,868€2,511-€4,841-€28,345▼ 486%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€94,470€103,720€110,612€142,342€182,835€182,275€175,038€130,517▼ 25.4%
Fixed assets21/28€11,985€11,913€6,432€5,372€3,065€3,751€6,205€4,545▼ 26.8%
Tangible fixed assets22/27€11,985€11,913€6,432€5,372€3,065€3,751€6,205€4,545▼ 26.8%
Plant, machinery and equipment23---€5,372€3,065€3,751€6,205€4,545▼ 26.8%
Current assets29/58€82,485€91,807€104,180€136,970€179,770€178,524€168,833€125,972▼ 25.4%
Amounts receivable after more than one year29-----€9,000€15,000€6,000▼ 60.0%
Other amounts receivable291-----€9,000€15,000€6,000▼ 60.0%
Amounts receivable within one year40/41€76,548€66,179€86,473€10,550€8,944€12,579€4,400€7,177▲ 63.1%
Trade receivables40---€10,550€8,944€12,579€4,400€4,746▲ 7.9%
Other amounts receivable41-------€2,431-
Cash at bank and in hand54/58€5,937€25,628€17,707€126,420€170,826€156,945€149,433€112,795▼ 24.5%
Equity and liabilities
Total equity and liabilities10/49€94,470€103,720€110,612€142,342€182,835€182,275€175,038€130,517▼ 25.4%
Equity10/15€87,517€93,702€104,727€135,821€172,689€175,200€170,359€129,514▼ 24.0%
Contributions10/11€12,500€12,500-€12,500€12,500€12,500€12,500--
Capital10---€12,500€12,500----
Issued capital100---€12,500€12,500----
Reserves13€17,500€24,500€37,500€60,000€85,000€95,000€101,000€101,000=
Distributable reserves133---€60,000€85,000€95,000€101,000€101,000=
Profit (loss) carried forward14€57,517€56,702€54,727€63,321€75,189€67,700€56,859€28,514▼ 49.9%
Amounts payable17/49€6,953€10,018€5,885€6,521€10,146€7,075€4,679€1,003▼ 78.6%
Amounts payable within one year42/48€6,953€10,018€5,885€6,521€10,146€7,075€4,679€1,003▼ 78.6%
Trade debts44€1,935€4,404€2,422€685€3,956€2,694€3,209€1,003▼ 68.7%
Suppliers440/4---€685€3,956€2,694€3,209€1,003▼ 68.7%
Taxes, remuneration and social security45---€5,836€6,190€4,381€1,470--
Taxes450/3---€5,836€6,190€4,381€1,470--
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€22,640€6,185€11,025€31,094€36,868€2,511-€4,841-€28,345▼ 486%
+ Depreciation and write-downs630€6,166€7,689€7,260€2,294€2,307€2,589€1,335€1,660▲ 24.3%
Operating cash flow (approximation)€28,806€13,874€18,285€33,388€39,175€5,100-€3,506-€26,685▼ 661%
Investment in fixed assets (approximation)--€7,617-€1,779-€1,234€0-€3,275-€3,789€0-
Change in cash-€19,691-€7,921€108,713€44,406-€13,881-€7,512-€36,638▼ 388%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 15 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 14-08-2026 2026-00403590
31-12-2024 micro format 12-08-2025 2025-00373537
31-12-2023 micro format 20-08-2024 2024-00352017
31-12-2022 micro format 21-08-2023 2023-00347827
31-12-2021 micro format 16-08-2022 2022-20295762
31-12-2020 micro format 01-07-2021 2021-30300049
31-12-2019 abbreviated format 16-06-2020 2020-17500170
31-12-2018 micro format 13-08-2019 2019-46400281
31-12-2017 micro format 04-07-2018 2018-30600106
31-12-2016 abbreviated format 28-06-2017 2017-23900377

Show all 15 filings

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Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.