Equity
€128,940 ▲ 16.9%
DISRUPTIVE IMAGINATION has made a profit without a break since 2023.
DISRUPTIVE IMAGINATION
Lifetime
15 annual accounts with figures on one time axispeak €65,931 (2015)
€27,339▼ 7.6%
lowest -€44,523 (2021)
€18,597▼ 5.0%
peak €135,953 (2020)
€128,940▲ 16.9%
€25,009▲ 50.3%
Board1 name since 2019
1 directorPaul-Henri BUFFET
Documentsfilings and deeds
21-08-202621 days late
2025micro format
Equity from €110,343 to €128,940Debts from €16,642 to €25,009Investments €669
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Investments
€669 4.2 × depreciation
Green is investment, beige is depreciation.
Filings
15 annual accounts since 2011
Seven of the last ten came late. The 2019 accounts came latest: 95 days after the end of the period.
At the same address
88 companies
Position in the sector
83.8%
Higher solvency than 80% of companies in computing infrastructure and information services. Sector median 55.3% · 2,302 companies.
Checked score
93
Excellent
Financially stronger than 60% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.2%▲ +0.1 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.3 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €153,950
lowers risk
Founded in 2010
Equity €128,940 (83.8% of total assets)
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 86% of them on solvency, 38% on liquidity, 53% on profitability and 62% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as DISRUPTIVE IMAGINATION has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DISRUPTIVE IMAGINATION itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for DISRUPTIVE IMAGINATION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.23 (7.81 in 2024), above the usual 1.5. Short-term debt is 16% and cash 5.7% of total assets. 16.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €128,940
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
21 days late
2024
28 days late
2023
30 days late
2022
1 day late
2021
38 days early
2020
23 days late
2019
95 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0827621618
Change of role: Paul-Henri BUFFET, from manager to director
“La recherche,le développement,l’analyse,l’audit,la conception,la fabrication,la commercialisation,la…” (deed in French) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 30-12-2019 · Gazette deed
New establishment in Schaerbeek
Josse Impensstraat 99
First establishment
Witte Patersstraat 4, Etterbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DISRUPTIVE IMAGINATION Etterbeek | €153,950 | €27,339 | 83.8% | - |
| REAKLAB Mons | €175,935 | €29,328 | 89.8% | - |
| ZENTAK Kortenberg | €190,862 | €29,413 | 66.6% | - |
| AMBAR Affligem | €157,295 | €33,822 | 47.8% | - |
| CONVERSATE Zemst | €165,096 | €38,965 | 87.2% | - |
| ROKMAN Ixelles | €229,209 | €42,133 | 51.1% | - |
| U AND CO Genappe | €188,546 | €34,244 | 26.5% | - |
These companies have the same main activity as DISRUPTIVE IMAGINATION: web portal activities (NACE 63910). They are comparable in size and age: total assets between €157,000 and €229,000, founded between 2008 and 2011.
Official details
Source: KBO- Status
- Active since 25-06-2010Normal situation
- Registered office
- 89 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Web portal activitiesNACE 63910and 3 others
- Establishment units
- 2.189.651.5711040 Etterbeek, since 13-07-2010
- 2.307.874.4781030 Schaerbeek, since 01-01-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Insights on DISRUPTIVE IMAGINATION
DISRUPTIVE IMAGINATION files the micro format. That format states no turnover. The gross margin rose from -€14,432 in 2011 to €27,339 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DISRUPTIVE IMAGINATION
- What is the company number of DISRUPTIVE IMAGINATION?
- The company number of DISRUPTIVE IMAGINATION is 0827.621.618. The VAT number is the same number with BE in front: BE 0827.621.618.
- Where is DISRUPTIVE IMAGINATION based?
- The registered office is at Witte Patersstraat 4, 1040 Etterbeek.Company details
- What does DISRUPTIVE IMAGINATION do?
- According to the KBO register, the main activity is web portal activities (NACE 63910).
- What is the legal form of DISRUPTIVE IMAGINATION?
- DISRUPTIVE IMAGINATION is a private limited company (BV).
- When was DISRUPTIVE IMAGINATION founded?
- DISRUPTIVE IMAGINATION was founded on 25-06-2010.
- Is DISRUPTIVE IMAGINATION still active?
- Yes, DISRUPTIVE IMAGINATION is an active enterprise in the KBO register.
- What is the turnover of DISRUPTIVE IMAGINATION?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €27,339 and 2,934 comparable companies of the same size. It probably lies between €66,000 and €200,000. It is a rough estimate.Financials
- Is DISRUPTIVE IMAGINATION profitable?
- In financial year 2025, DISRUPTIVE IMAGINATION made a profit of €18,597.
- Where can I find the annual accounts of DISRUPTIVE IMAGINATION?
- DISRUPTIVE IMAGINATION filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DISRUPTIVE IMAGINATION due?
- DISRUPTIVE IMAGINATION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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