TEMCON
ActiveSummary
TEMCON has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355,256 and a net result of €68,754. Equity has been growing by about 4.5% per year since 2018. Its solvency ranks better than 78% of 11,775 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 15-02-1990 Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyors NACE 71121
- Establishment unit
- 2.047.561.716 9700 Oudenaarde, since 19-03-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 19-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €108,588
- ▼ 30.9%
- Turnover
- ≈ €220,000
- estimated
- Profit
- €68,754
- ▼ 22.7%
- Equity
- €355,256
- ▲ 24.0%
- Total assets
- €449,358
- ▲ 21.4%
- 2025 accounts filed 28 days after the deadline
Score breakdownlowers riskLiquidity: current ratio 2.32, cash €146,233Equity €355,256 (79.1% of total assets)Founded in 1990Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 74% on liquidity, 61% on profitability and 70% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 28 days after the deadline Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00443506.
Annual accounts 2025 filed on 28-08-2026 at the NBB all 20 filings
Every figure per financial year
The operating result for 2025 is 33% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €1,413 | €52,373 | - | - |
| Financial fixed assets | - | - | - | - | €2,865 |
| Depreciation and write-downs of the year | €2,390 | €2,413 | €4,500 | €6,978 | €6,954 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,390 | €2,390 | €2,390 | €2,390 | €2,413 | €4,500 | €6,978 | €6,954 | ▼ 0.3% |
| Other operating charges640/8 | - | - | - | €5,747 | €2,234 | €1,823 | €2,472 | €2,679 | ▲ 8.4% |
| Gross operating margin9900 | €112,673 | €81,553 | €33,133 | €25,713 | €39,473 | €132,784 | €157,168 | €108,588 | ▼ 30.9% |
| Operating profit (loss)9901 | €97,742 | €62,722 | €27,940 | €17,576 | €34,827 | €126,462 | €147,719 | €98,955 | ▼ 33.0% |
| Financial income75/76B | - | - | - | €1 | €0 | €180 | €1,518 | €5,266 | ▲ 247% |
| Recurring financial income75 | - | €0 | - | €1 | €0 | €180 | €1,518 | €5,266 | ▲ 247% |
| Financial charges65/66B | - | - | - | €408 | €78 | €1,602 | €59 | €236 | ▲ 299% |
| Recurring financial charges65 | €26,322 | - | €342 | €408 | €78 | €1,602 | €59 | €236 | ▲ 299% |
| Profit (loss) for the period before taxes9903 | €71,420 | €62,723 | €27,598 | €17,169 | €34,749 | €125,040 | €149,177 | €103,985 | ▼ 30.3% |
| Income taxes67/77 | €105,000 | €70,292 | €35,645 | €34,331 | €123,417 | €20,848 | €60,273 | €35,231 | ▼ 41.5% |
| Profit (loss) for the period9904 | -€33,580 | -€7,569 | -€8,047 | -€17,162 | -€88,668 | €104,192 | €88,905 | €68,754 | ▼ 22.7% |
| Profit (loss) for the period to be appropriated9905 | -€33,580 | -€7,569 | -€8,047 | -€17,162 | -€88,668 | €104,192 | €88,905 | €68,754 | ▼ 22.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €233,837 | €222,780 | €219,603 | €210,041 | €263,710 | €286,574 | €370,005 | €449,358 | ▲ 21.4% |
| Fixed assets21/28 | €206,709 | €204,319 | €201,929 | €199,539 | €198,538 | €246,411 | €239,433 | €235,344 | ▼ 1.7% |
| Tangible fixed assets22/27 | €206,709 | €204,319 | €201,929 | €199,539 | €198,538 | €246,411 | €239,433 | €232,479 | ▼ 2.9% |
| Land and buildings22 | - | - | - | €199,539 | €197,149 | €244,452 | €238,303 | €232,154 | ▼ 2.6% |
| Furniture and vehicles24 | - | - | - | - | €1,389 | €1,959 | €1,130 | €325 | ▼ 71.3% |
| Financial fixed assets28 | - | - | - | - | - | - | - | €2,865 | - |
| Current assets29/58 | €27,128 | €18,461 | €17,674 | €10,502 | €65,172 | €40,163 | €130,572 | €214,015 | ▲ 63.9% |
| Amounts receivable within one year40/41 | €27,128 | €18,461 | €17,674 | €7,076 | €57,016 | €26,787 | €116,176 | €64,399 | ▼ 44.6% |
| Trade receivables40 | - | - | - | €6,721 | €0 | €23,716 | €12,100 | €12,100 | = |
| Other amounts receivable41 | - | - | - | €355 | €57,016 | €3,071 | €104,076 | €52,299 | ▼ 49.7% |
| Cash at bank and in hand54/58 | - | - | - | €3,426 | €8,156 | €13,376 | €11,784 | €146,233 | ▲ 12× |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | €2,612 | €3,383 | ▲ 29.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €233,837 | €222,780 | €219,603 | €210,041 | €263,710 | €286,574 | €370,005 | €449,358 | ▲ 21.4% |
| Equity10/15 | €214,851 | €207,281 | €199,234 | €182,073 | €93,405 | €197,597 | €286,502 | €355,256 | ▲ 24.0% |
| Contributions10/11 | €18,592 | €18,592 | - | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €173,647 | €173,647 | €173,647 | €173,647 | €173,647 | €178,947 | €267,847 | €336,597 | ▲ 25.7% |
| Non-distributable reserves130/1 | - | - | - | €2,000 | €2,000 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2,000 | €2,000 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €171,647 | €171,647 | €178,947 | €267,847 | €336,597 | ▲ 25.7% |
| Profit (loss) carried forward14 | €22,612 | €15,042 | €6,995 | -€10,166 | -€98,834 | €58 | €63 | €67 | ▲ 6.3% |
| Amounts payable17/49 | €18,987 | €15,498 | €20,368 | €27,968 | €170,305 | €88,976 | €83,503 | €94,102 | ▲ 12.7% |
| Amounts payable after more than one year17 | - | - | - | - | €85,000 | €53,074 | €0 | - | - |
| Financial debts170/4 | - | - | - | - | €85,000 | €53,074 | €0 | - | - |
| Amounts payable within one year42/48 | €18,987 | €15,498 | €19,368 | €26,968 | €84,905 | €33,951 | €81,552 | €92,151 | ▲ 13.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €60,000 | €0 | - | - | - |
| Trade debts44 | - | - | €5,650 | €10,500 | €2,824 | €0 | - | €6,096 | - |
| Suppliers440/4 | - | - | - | €10,500 | €2,824 | €0 | - | €6,096 | - |
| Taxes, remuneration and social security45 | - | - | - | €16,468 | €20,725 | €33,951 | €81,552 | €86,056 | ▲ 5.5% |
| Taxes450/3 | - | - | - | €16,468 | €20,725 | €33,951 | €81,552 | €86,056 | ▲ 5.5% |
| Other amounts payable47/48 | - | - | - | - | €1,357 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €1,000 | €400 | €1,951 | €1,951 | €1,951 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€33,580 | -€7,569 | -€8,047 | -€17,162 | -€88,668 | €104,192 | €88,905 | €68,754 | ▼ 22.7% |
| + Depreciation and write-downs630 | €2,390 | €2,390 | €2,390 | €2,390 | €2,413 | €4,500 | €6,978 | €6,954 | ▼ 0.3% |
| Operating cash flow (approximation) | -€31,190 | -€5,179 | -€5,657 | -€14,772 | -€86,255 | €108,693 | €95,882 | €75,708 | ▼ 21.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€1,413 | -€52,373 | €0 | -€2,865 | - |
| Change in cash | - | - | - | - | €4,730 | €5,219 | -€1,592 | €134,448 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as TEMCON has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TEMCON itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for TEMCON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00443506 | |
| 31-12-2024 | micro format | 21-08-2025 | 2025-00388703 | |
| 31-12-2023 | micro format | 27-08-2024 | 2024-00373650 | |
| 31-12-2022 | micro format | 29-08-2023 | 2023-00368690 | |
| 31-12-2021 | micro format | 12-07-2022 | 2022-20174284 | |
| 31-12-2020 | micro format | 16-07-2021 | 2021-36400238 | |
| 31-12-2019 | micro format | 30-11-2020 | 2020-73000065 | |
| 31-12-2018 | micro format | 16-06-2020 | 2020-17100518 | |
| 31-12-2017 | micro format | 23-12-2019 | 2019-77100594 | |
| 31-12-2016 | micro format | 09-10-2019 | 2019-69200046 |
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| De Temmerman, Johan Pieter |
|
| De Temmerman, Rita |
|
Network & group
TEMCON shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of TEMCON. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
05-01
Gazette deed
2 directors resigning, 1 reappointedResignations: De Temmerman, Johan Pieter (statutory manager) and De Temmerman, Rita (opvolgend statutaire bestuurder) · Reappointment: De Temmerman, Johan Pieter (statutory director) · Amendment of the articles10 points ▸
- General meeting, 06-12-2023
- Other provision, “aanpassing statuten aan WVV, aanpassen” (deed in Dutch)
- Other provision, “uitkeringen uit winst lopende boekjaar of winst voorgaande boekjaar zolang jaarrekening niet goedgekeurd, toevoeging mogelijkheid uitkering winst door bestuurso…” (deed in Dutch)
- Director resignation, De Temmerman, Johan Pieter (statutory manager)
- Director reappointment, De Temmerman, Johan Pieter (statutory director)
- Director resignation, De Temmerman, Rita (opvolgend statutaire bestuurder)
- Amendment of the articles
- Board composition, De Temmerman, Johan Pieter (statutory director)
- Registered office clause, “9700 Oudenaarde, Heurnestraat 30” (deed in Dutch)
- Power of attorney, Jeroen Parmentier
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 45502A0626/00Z000 | Flanders | 992 m² | 1 · 154 m² | 14.0 m · 4 |