TEFICO
ActiveSummary
TEFICO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €438k and a net result of €114k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+70
Solvency87▼-13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 4.21 in 2024; short-term debt: 37.5% and cash: 25.2% of total assets), and 37.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
16.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
13 d early
2023
20 d early
2022
17 d early
2021
13 d early
2020
32 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€438k▼ 13.1%
2024 · €504k
Total assets
€704k▲ 20.4%
2024 · €584k
Net result
€114k▲ 3,359%
2024 · €3k
Working capital
€169k▼ 33.7%
2024 · €254k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€251k▲ 24.0%€193k▼ 23.1%€31k▼ 83.9%€-27k€132k
Net result€179k▲ 21.2%€136k▼ 23.8%€-17k€3k€114k▲ 3,359%
Equity€505k▲ 41.0%€600k▲ 18.9%€540k▼ 10.0%€504k▼ 6.8%€438k▼ 13.1%
Total assets€602k▲ 28.8%€698k▲ 15.8%€622k▼ 10.8%€584k▼ 6.1%€704k▲ 20.4%
Debt€98k▼ 10.9%€97k▼ 0.5%€82k▼ 15.5%€81k▼ 1.5%€266k▲ 229%
Working capital€506k▲ 40.1%€600k▲ 18.6%€290k▼ 51.7%€254k▼ 12.3%€169k▼ 33.7%
Staff (FTE)000
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €132k after a loss of €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €704k
Fixed assets
€271k ▲ 8.0%
Current assets
€433k ▲ 29.7%
Equity and liabilities €704k
Equity
€438k ▼ 13.1%
Debt
€266k ▲ 229%
Debt's share of the balance-sheet total rises from 13.8% to 37.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€133k▲
2024 · €-27k
Cash flow
€115k▲
2024 · €4k
Current ratio
1.64▼
2024 · 4.21
Debt to equity
0.61▲
2024 · 0.16
ROE
26.1%▲
2024 · 0.7%
ROA
16.2%▲
2024 · 0.6%
Interest coverage
51.80▲
2024 · -12.04
Debt ≤ 1 year
€264k▲
2024 · €79k
Income taxes
€54k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €215 | €418 | €752 | €804 | €806 | ▲ 0.3% |
| Other operating charges640/8 | €737 | €768 | €973 | €847 | €1k | ▲ 38.3% |
| Non-recurring operating charges66A | - | - | €376 | €0 | - | - |
| Gross operating margin9900 | €252k | €194k | €33k | €-26k | €134k | ▲ 619% |
| Operating profit (loss)9901 | €251k | €193k | €31k | €-27k | €132k | ▲ 580% |
| Financial income75/76B | €835 | €2k | €30k | €35k | €39k | ▲ 10.3% |
| Recurring financial income75 | €835 | €2k | €30k | €35k | €39k | ▲ 10.3% |
| Financial charges65/66B | €3k | €2k | €61k | €2k | €3k | ▲ 15.7% |
| Recurring financial charges65 | €3k | €2k | €61k | €2k | €3k | ▲ 15.7% |
| Profit (loss) for the period before taxes9903 | €249k | €193k | €-537 | €6k | €168k | ▲ 2,878% |
| Income taxes67/77 | €70k | €56k | €16k | €2k | €54k | ▲ 2,203% |
| Profit (loss) for the period9904 | €179k | €136k | €-17k | €3k | €114k | ▲ 3,359% |
| Profit (loss) for the period to be appropriated9905 | €179k | €136k | €-17k | €3k | €114k | ▲ 3,359% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €602k | €698k | €622k | €584k | €704k | ▲ 20.4% |
| Fixed assets21/28 | €671 | €2k | €252k | €251k | €271k | ▲ 8.0% |
| Tangible fixed assets22/27 | €671 | €2k | €2k | €732 | €21k | ▲ 2,730% |
| Furniture and vehicles24 | €671 | €2k | €2k | €732 | €21k | ▲ 2,730% |
| Financial fixed assets28 | - | - | €250k | €250k | €250k | = |
| Current assets29/58 | €602k | €696k | €371k | €334k | €433k | ▲ 29.7% |
| Amounts receivable within one year40/41 | €1k | €125 | €326k | €304k | €255k | ▼ 16.2% |
| Trade receivables40 | €1k | €125 | €25k | €10k | €3k | ▼ 65.2% |
| Other amounts receivable41 | €2 | - | €301k | €294k | €251k | ▼ 14.6% |
| Current investments50/53 | €267k | €252k | €0 | - | - | - |
| Cash at bank and in hand54/58 | €332k | €444k | €38k | €29k | €177k | ▲ 517% |
| Deferred charges and accrued income490/1 | €872 | €390 | €7k | €1k | €1k | ▲ 2.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €602k | €698k | €622k | €584k | €704k | ▲ 20.4% |
| Equity10/15 | €505k | €600k | €540k | €504k | €438k | ▼ 13.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €499k | €594k | €534k | €497k | €431k | ▼ 13.3% |
| Distributable reserves133 | €499k | €594k | €534k | €497k | €431k | ▼ 13.3% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €98k | €97k | €82k | €81k | €266k | ▲ 229% |
| Amounts payable within one year42/48 | €96k | €96k | €81k | €79k | €264k | ▲ 233% |
| Trade debts44 | €5k | €8k | €14k | €13k | €6k | ▼ 53.0% |
| Suppliers440/4 | €5k | €8k | €14k | €13k | €6k | ▼ 53.0% |
| Taxes, remuneration and social security45 | €16k | €19k | €6k | €1k | €45k | ▲ 3,713% |
| Taxes450/3 | €16k | €19k | €6k | €1k | €45k | ▲ 3,713% |
| Other amounts payable47/48 | €74k | €68k | €61k | €65k | €213k | ▲ 227% |
| Accrued charges and deferred income492/3 | €2k | €1k | €1k | €2k | €2k | ▲ 20.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €179k | €136k | €-17k | €3k | €114k | ▲ 3,359% |
| + Depreciation and write-downs630 | €215 | €418 | €752 | €804 | €806 | ▲ 0.3% |
| Operating cash flow (approximation) | €179k | €137k | €-16k | €4k | €115k | ▲ 2,701% |
| Investment in fixed assets (approximation) | - | €-1k | €-251k | €0 | €-21k | - |
| Change in cash | - | €111k | €-405k | €-9k | €148k | ▲ 1,671% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €179k ▲21.2%
Operating result €251k, net result €179k, both a record.
31-12
Financial
Equity above €500kEq €505k ▲41%
4 profitable years in a row build equity to €505k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €234k ▲52.8%
2 profitable years in a row build equity to €234k.
Show earlier events
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2011
Ground area
6,497 m²
Building footprint
3,527 m²
Volume, LiDAR
21,055 m³
2 parcels, Flanders · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Tefico
since 20112.195.005.080
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502A0297/00X000 | Flanders | 6,007 m² | 1 · 3,329 m² | 8.5 m · 2 fl. |
| 34003A0799/00P000 | Flanders | 490 m² | 1 · 198 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600AG6OKH5PVMUP90
Similar companies · same sector, comparable size
F&D International Solutions Management
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Antwerpen · Eq €437,457
Oatstream
BE 0791.593.244
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 35,702 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.