JUBAUD
ActiveJUBAUD has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €122k and a net result of €43k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 16% of 8091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-9
Solvency39=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.17 in 2023; short-term debt: 54.5% and cash: 5.1% of total assets), and 86.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8091 sector peers (2024).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
34 d early
2022
3 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€122k▲ 54.1%
2023 · €79k
2018: €33k
2019: €33k
2020: €33k
2021: €36k
2022: €49k
2023: €79k
2018 → 2024
Total assets
€881k▲ 60.2%
2023 · €550k
2018: €680k
2019: €503k
2020: €465k
2021: €561k
2022: €522k
2023: €550k
2018 → 2024
Net result
€43k▲ 39.8%
2023 · €31k
2018: €5k
2019: €-166
2020: €-494
2021: €3k
2022: €13k
2023: €31k
2018 → 2024
Working capital
€74k▲ 13.8%
2023 · €65k
2018: €-8k
2019: €-2k
2020: €21k
2021: €29k
2022: €28k
2023: €65k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€36k▲ 9.8%€49k▲ 35.0%€79k▲ 63.0%€122k▲ 54.1%
Operating result€12k-€13k▲ 8.9%€29k▲ 130%€51k▲ 76.1%€82k▲ 58.7%
Net result€-494-€3k€13k▲ 293%€31k▲ 143%€43k▲ 39.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 59% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €881k
Fixed assets
€327k▲ 208%
Current assets
€554k▲ 24.9%
Equity and liabilities €881k
Equity
€122k▲ 54.1%
Debt
€759k▲ 61.2%
The debt ratio rises from 85.6% to 86.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▲
2023 · €71k
Cash flow
€64k▲
2023 · €50k
Solvency
13.8%▼
2023 · 14.4%
Current ratio
1.15▼
2023 · 1.17
Quick ratio
0.92▲
2023 · 0.87
Debt / equity
6.23▲
2023 · 5.95
ROE
35.1%▼
2023 · 38.7%
ROA
4.9%▼
2023 · 5.6%
Interest coverage
5.07▼
2023 · 10.06
Debt
€759k▲
2023 · €471k
Debt ≤ 1 year
€480k▲
2023 · €379k
Debt > 1 year
€279k▲
2023 · €92k
Income taxes
€19k▲
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€550k€881k▲
Fixed assets21/28€106k€327k▲
Intangible fixed assets21-€3k
Tangible fixed assets22/27€106k€324k▲
Land and buildings22€85k€309k▲
Plant, machinery and equipment23€1k€222▼
Furniture and vehicles24€20k€15k▼
Current assets29/58€444k€554k▲
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Stocks and contracts in progress3€113k€114k▲
Stocks30/36€113k€114k▲
Amounts receivable within one year40/41€179k€342k▲
Trade receivables40€179k€333k▲
Other amounts receivable41-€9k
Current investments50/53€625€4k▲
Cash at bank and in hand54/58€101k€45k▼
Equity and liabilities
Total equity and liabilities10/49€550k€881k▲
Equity10/15€79k€122k▲
Contributions10/11€6k€6k=
Reserves13€45k€88k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€43k€88k▲
Profit (loss) carried forward14€28k€28k=
Amounts payable17/49€471k€759k▲
Amounts payable after more than one year17€92k€279k▲
Financial debts170/4€92k€279k▲
Amounts payable within one year42/48€379k€480k▲
Current portion of amounts payable after more than one year42€12k€7k▼
Financial debts43€100k€100k=
Credit institutions430/8€100k€100k=
Trade debts44€228k€296k▲
Suppliers440/4€228k€296k▲
Taxes, remuneration and social security45€37k€76k▲
Taxes450/3€37k€76k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€3k€1k▼
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€21k▲
Other operating charges640/8€1k€625▼
Gross operating margin9900€72k€103k▲
Operating profit (loss)9901€51k€82k▲
Financial income75/76B€151€745▲
Recurring financial income75€151€745▲
Financial charges65/66B€7k€20k▲
Recurring financial charges65€7k€20k▲
Profit (loss) for the period before taxes9903€45k€62k▲
Income taxes67/77€14k€19k▲
Profit (loss) for the period9904€31k€43k▲
Profit (loss) for the period to be appropriated9905€31k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€71k▲
Profit (loss) brought forward from the previous period14P€28k€28k=
Transfer to equity691/2€31k€43k▲
To other reserves6921€31k€43k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
31-12
Financial
Highest result since 2018net €43k ▲39.8%
Operating result €82k, net result €43k, both a record.
31-12
Financial
Equity above €100kEq €122k ▲54.1%
4 profitable years in a row build equity to €122k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-494
Net result drops to €-494, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Satenrozen 6A2550 KontichGround area
1.3 ha
Building footprint
2,300 m²
Volume, LiDAR
3 m³
Parcel 11024G0341/00A000, Flanders · tallest building 0.4 m. Linked by address, not a title deed.
1 establishment unit
Karopack Division of Jubaud bv
since 20092.260.288.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024G0341/00A000 | Flanders | 1.3 ha | 1 · 2,300 m² | 0.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,846 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-05-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.