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Active
BE 0751.973.296Private limited company
TECTUM CONSULT
Houtmarkt 41 ·3800 Sint-Truiden, Belgium· 5 yrs active
Sector: NACE 82990
(82990)
Conclusion
The computed 12-month bankruptcy probability of TECTUM CONSULT is 0.8% (low). The 2024 annual accounts show equity of €72k and a net result of €24k. Its solvency ranks better than 28% of 3157 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €72k |
| Net result | €24k |
| Better than sector | 28% |
| Active | 5 yrs |
Snowflake analysis
71
/ 100
Strong profile, led by profitability.
Health
53
Profitability
100
Solvency
28
Growth
78
Stability
94
Bankruptcy probability (12 mo)
0.8%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
53
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 25.8% | 53.7% | |
| Net result | €24k | €18k | |
| Equity | €72k | €40k | |
| Gross operating margin | €33k | €36k | |
| Total assets | €278k | €93k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€24k
+163.1%
far above sector median
€278k
+9.9%
+96% vs sector
€72k
+157.5%
-19% vs sector
€-41k
-12.5%
far below sector median
€6k
+94.1%
+158% vs sector
€206k
-8.4%
+160% vs sector
€70k
+73.1%
+29% vs sector
€136k
-26.2%
-76% vs sector
0.42
+295.0%
-94% vs sector
0.42
+295.0%
-89% vs sector
25.8%
+134.4%
-41% vs sector
2.88
-64.4%
+126% vs sector
33.6%
+2.2%
far above sector median
8.7%
+139.5%
far above sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €24k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €278k |
| Equity | €72k |
| Debt | €206k |
| of which ≤ 1y | €70k |
| of which > 1y | €136k |
| Working capital | €-41k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.42 |
| Quick ratio | 0.42 |
| Working capital ratio | -14.6% |
| Solvency | 25.8% |
| Debt / equity | 2.88 |
| Long-term debt ratio | 1.90 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 8.7% |
| ROE | 33.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €278k |
| Fixed assets | 21/28 | €249k |
| Financial fixed assets | 28 | €249k |
| Current assets | 29/58 | €29k |
| Amounts receivable within one year | 40/41 | €23k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €278k |
| Equity | 10/15 | €72k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €52k |
| Amounts payable | 17/49 | €206k |
| Amounts payable after one year | 17 | €136k |
| Amounts payable within one year | 42/48 | €70k |
| Trade debts payable within one year | 44 | €27k |
| Income statement | ||
| Gross operating margin | 9900 | €33k |
| Operating result | 9901 | €32k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €30k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €24k |
| Result to be appropriated | 9905 | €24k |
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Ratios computed by Checked.
Legal Structure
| NACE primary | 82990 |
| Legal form | Private limited company(610) |
| Incorporation | 11-08-2020 |
| Status | Active |
| Postal code | 3800 |
Establishment units
TECTUM CONSULT
since 20202.306.002.279
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H0243/00R000 | Flanders | 501 m² | 1 · 167 m² | 11.3 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
15-07-2025
NBB filing
Annual accounts filed
2024
29-07-2024
NBB filing
Annual accounts filed
2023
26-06-2023
NBB filing
Annual accounts filed
2022
30-06-2022
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameNL | TECTUM CONSULT |
Registered office
Houtmarkt 41
3800 Sint-Truiden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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