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TecProDeCo

Active
Private limited companyfounded 201214 yrs activeWestkaai 20, 8900 Ieper, BelgiumKBO/BCE: BE 0845.280.071

TecProDeCo has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €-43k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
52 / 100
Fair▼ -42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-23
Solvency99=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.17 against 4.16 in 2024), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
91 d late
2023
138 d late
2022
30 d late
2021
28 d late
2020
32 d early
2019
116 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€247k
EBIT margin
16.4%
Net result
€-43k
2024 · €12k
2018: €11k 2019: €26k 2020: €39k 2021: €65k 2022: €28k 2023: €11k 2024: €12k
2018 → 2025
Working capital
€146k▼ 33.4%
2024 · €219k
2018: €71k 2019: €90k 2020: €135k 2021: €173k 2022: €203k 2023: €223k 2024: €219k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€247k
Equity€206k-€234k▲ 13.6%€244k▲ 4.6%€256k▲ 4.9%€178k▼ 30.6%
Operating result€85k-€41k▼ 52.3%€21k▼ 48.0%€19k▼ 8.4%€-40k
Net result€65k-€28k▼ 57.1%€11k▼ 61.9%€12k▲ 12.6%€-43k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €85k€85kNet result 2021: €65k€65kOperating result 2022: €41k€41kNet result 2022: €28k€28kOperating result 2023: €21k€21kNet result 2023: €11k€11kOperating result 2024: €19k€19kNet result 2024: €12k€12kOperating result 2025: €-40k€-40kNet result 2025: €-43k€-43k20212022202320242025
The operating result turns negative in 2025: a loss of €40k after €19k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets €89k▼ 22.1%
Current assets €192k▼ 33.5%
Equity and liabilities €281k
Equity €178k▼ 30.6%
Debt €103k▼ 29.6%
The debt ratio rises from 36.3% to 36.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-15k
2024 · €31k
Cash flow
€-18k
2024 · €24k
Solvency
63.4%
2024 · 63.7%
Current ratio
4.17
2024 · 4.16
Quick ratio
4.17
2024 · 4.16
Debt / equity
0.58
2024 · 0.57
ROE
-24.0%
2024 · 4.7%
ROA
-15.2%
2024 · 3.0%
Interest coverage
-4.57
2024 · 14.27
Debt
€103k
2024 · €146k
Debt ≤ 1 year
€46k
2024 · €69k
Debt > 1 year
€57k
2024 · €77k
Income taxes
€-42
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€402k€281k
Formation expenses20-€0
Fixed assets21/28€114k€89k
Tangible fixed assets22/27€114k€89k
Furniture and vehicles24€6k€4k
Leasing and similar rights25€95k€74k
Other tangible fixed assets26€14k€11k
Current assets29/58€288k€192k
Amounts receivable within one year40/41€143k€146k
Trade receivables40€19k€8k
Other amounts receivable41€124k€137k
Cash at bank and in hand54/58€144k€46k
Deferred charges and accrued income490/1€435€212
Equity and liabilities
Total equity and liabilities10/49€402k€281k
Equity10/15€256k€178k
Contributions10/11€13k€13k=
Reserves13€142k€107k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€122k€86k
Profit (loss) carried forward14€101k€59k
Amounts payable17/49€146k€103k
Amounts payable after more than one year17€77k€57k
Financial debts170/4€77k€57k
Amounts payable within one year42/48€69k€46k
Current portion of amounts payable after more than one year42€19k€20k
Trade debts44€12k€2k
Suppliers440/4€12k€2k
Advances received on contracts in progress46€349€349=
Taxes, remuneration and social security45€35k€21k
Taxes450/3€35k€21k
Other amounts payable47/48€4k€3k
Income statement Code20242025
Non-recurring operating income76A€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€25k
Other operating charges640/8€2k€1k
Gross operating margin9900€33k€-14k
Operating profit (loss)9901€19k€-40k
Financial income75/76B€630€524
Recurring financial income75€630€524
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€18k€-43k
Income taxes67/77€6k€-42
Profit (loss) for the period9904€12k€-43k
Profit (loss) for the period to be appropriated9905€12k€-43k
Appropriation of the result
Profit (loss) to be appropriated9906€101k€59k
Profit (loss) brought forward from the previous period14P€89k€101k
Transfer from equity791/2-€36k
Profit to be distributed694/7-€36k
Return on contributions (dividend)694-€36k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Weakest financial yearnet €-43k ▼457%
Net result drops to €-43k, the lowest in the series.
30-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
16-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 138 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
28-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial Highest result since 2018net €65k ▲66.8%
Operating result €85k, net result €65k, both a record.
31-12
Financial Equity above €200kEq €206k ▲32.9%
4 profitable years in a row build equity to €206k.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €150kEq €155k ▲33.8%
3 profitable years in a row build equity to €155k.
24-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
31-12
Financial Equity above €100kEq €116k ▲22.3%
2 profitable years in a row build equity to €116k.
17-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 139 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Westkaai 208900 Ieper
Ground area
559 m²
Building footprint
215 m²
Volume, LiDAR
3,884 m³
Parcel 33302A0077/00Z004, Flanders · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33302A0077/00Z004 Flanders 559 m² 1 · 215 m² 21.9 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,481 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-04-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.