JABO CONSULT
ActiveSummary
JABO CONSULT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €-25k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 77% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-74
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 5.34 against 4.99 in 2024; short-term debt: 18.3% and cash: 1.3% of total assets), and 18.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.5%
Return on assets
-9.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
4 d early
2023
22 d early
2022
7 d early
2021
7 d early
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€217k▼ 30.5%
2024 · €313k
2019: €209k
2020: €209k
2021: €299k
2022: €360k
2023: €276k
2024: €313k
2019 → 2025
Total assets
€267k▼ 32.3%
2024 · €394k
2019: €312k
2020: €312k
2021: €436k
2022: €469k
2023: €504k
2024: €394k
2019 → 2025
Net result
€-25k
2024 · €38k
2019: €70k
2020: €70k
2021: €90k
2022: €60k
2023: €14k
2024: €38k
2019 → 2025
Working capital
€212k▼ 26.8%
2024 · €290k
2019: €210k
2020: €210k
2021: €275k
2022: €337k
2023: €252k
2024: €290k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€299k-€360k▲ 20.1%€276k▼ 23.3%€313k▲ 13.3%€217k▼ 30.5%
Operating result€121k-€83k▼ 31.2%€17k▼ 79.3%€46k▲ 164%€-34k
Net result€90k-€60k▼ 33.2%€14k▼ 76.5%€38k▲ 165%€-25k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €46k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€6k ▼ 82.4%
Current assets
€261k ▼ 27.9%
Equity and liabilities €267k
Equity
€217k ▼ 30.5%
Debt
€49k ▼ 39.2%
Debt's share of the balance-sheet total falls from 20.6% to 18.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-13k▼
2024 · €68k
Cash flow
€-5k▼
2024 · €60k
Current ratio
5.34▲
2024 · 4.99
Debt to equity
0.23▼
2024 · 0.26
ROE
-11.7%▼
2024 · 12.0%
ROA
-9.5%▼
2024 · 9.5%
Interest coverage
-14.31▼
2024 · 52.03
Debt ≤ 1 year
€49k▼
2024 · €73k
Income taxes
€241▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€394k€267k▼
Fixed assets21/28€32k€6k▼
Tangible fixed assets22/27€32k€6k▼
Furniture and vehicles24€32k€6k▼
Current assets29/58€362k€261k▼
Amounts receivable after more than one year29€67k-
Trade receivables290€30k-
Other amounts receivable291€37k-
Amounts receivable within one year40/41€280k€246k▼
Trade receivables40€123k€97k▼
Other amounts receivable41€157k€149k▼
Cash at bank and in hand54/58€6k€4k▼
Deferred charges and accrued income490/1€9k€11k▲
Equity and liabilities
Total equity and liabilities10/49€394k€267k▼
Equity10/15€313k€217k▼
Contributions10/11€12k€12k=
Reserves13€300k€205k▼
Distributable reserves133€300k€205k▼
Amounts payable17/49€81k€49k▼
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€73k€49k▼
Current portion of amounts payable after more than one year42€22k€8k▼
Financial debts43€5k€2k▼
Credit institutions430/8€5k€2k▼
Trade debts44€5k€10k▲
Suppliers440/4€5k€10k▲
Taxes, remuneration and social security45€39k€29k▼
Taxes450/3€34k€17k▼
Remuneration and social security454/9€6k€12k▲
Other amounts payable47/48€833-
Accrued charges and deferred income492/3€527€514▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€21k▼
Other operating charges640/8€749€513▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€69k€-11k▼
Operating profit (loss)9901€46k€-34k▼
Financial income75/76B€8k€10k▲
Recurring financial income75€8k€10k▲
Financial charges65/66B€1k€942▼
Recurring financial charges65€1k€942▼
Profit (loss) for the period before taxes9903€52k€-25k▼
Income taxes67/77€15k€241▼
Profit (loss) for the period9904€38k€-25k▼
Profit (loss) for the period to be appropriated9905€38k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€-25k▼
Transfer from equity791/2€833€95k▲
Transfer to equity691/2€38k-
To other reserves6921€38k-
Profit to be distributed694/7€833€70k▲
Return on contributions (dividend)694€833€70k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-25k ▼168%
Net result drops to €-25k, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Liquidity doublescurrent ratio 4.99
Current ratio from 2.28 to 4.99; short-term debt falls from €198k to €73k.
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €90k ▲28.9%
Operating result €121k, net result €90k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Izegemsestraat 538800 RoeselareGround area
848 m²
Building footprint
197 m²
Volume, LiDAR
1,166 m³
Parcel 36017A0311/00L005, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jabo Consult
since 20102.185.971.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A0311/00L005 | Flanders | 848 m² | 1 · 197 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Lancelot Research
BE 0461.826.995
Leuven · Eq €217,254
TRUSTKO
BE 1011.123.347
Oostrozebeke · Eq €217,303
ÜBERHAUPT
BE 0688.992.978
Tessenderlo-Ham · Eq €217,197
M.R.E.
BE 0473.227.069
Etterbeek · Eq €217,320
VISIONATA
BE 0476.725.405
Diest · Eq €217,332
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,513 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2010
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.