Active BE 0422.383.827Public limited company

TECMO

Industrieweg 13A ·2630 Aartselaar, Belgium· 44 yrs active

Sector: Groothandel in gereedschapswerktuigen (46620)

Conclusion Checked

The computed 12-month bankruptcy probability of TECMO is 0.3% (very low). The 2025 annual accounts show equity of €755k and a net result of €58k. The company has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€755k
Net result	€58k
Active	44 yrs
Locations	1

Financial profile 4 of 5 axes measured · computed by Checked

69 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 79

Profitability 38

Solvency 74

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Lower-risk legal form −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1982, 44 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

79 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview43 NBB filings

Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · volledig

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	-
EBITDA	€89k
Net profit	€58k
Cash flow	€68k
Staff costs	-
Income taxes	€20k
Dividends	-
Total assets	€1.91M
Equity	€755k
Debt	€1.15M
of which ≤ 1y	€1.15M
of which > 1y	-
Working capital	€643k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.56
Quick ratio	1.20
Working capital ratio	33.7%
Solvency	39.6%
Debt / equity	1.53
Long-term debt ratio	-
Interest coverage	77.87
Gross margin	-
Net margin	-
ROA	3.0%
ROE	7.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €112k · 5.9% Current assets €1.80M · 94.1%

Equity & liabilities

Equity €755k · 39.6% Debt €1.15M · 60.4%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.91M
Fixed assets	21/28	€112k
Tangible fixed assets	22/27	€38k
Financial fixed assets	28	€74k
Current assets	29/58	€1.80M
Stocks & contracts in progress	3	€409k
Amounts receivable within one year	40/41	€953k
Cash & bank	54/58	€434k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.91M
Equity	10/15	€755k
Contributions / capital	10/11	€62k
Reserves	13	€693k
Amounts payable	17/49	€1.15M
Amounts payable within one year	42/48	€1.15M
Trade debts payable within one year	44	€366k
Income statement
Gross operating margin	9900	€92k
Operating result	9901	€79k
Financial income	75	€167
Financial charges	65	€1k
Result before taxes	9903	€78k
Income taxes	67/77	€20k
Net result for the period	9904	€58k
Result to be appropriated	9905	€58k

Ratios computed by Checked.

Legal Structure

NACE primary	Groothandel in gereedschapswerktuigen(46620)
Legal form	Public limited company(014)
Incorporation	10-02-1982
Status	Active
Postal code	2630

Establishment units 1 location

TECMO

Industrieweg 13A, 2630 AartselaarOverige gespecialiseerde detailhandel in artikelen, andere dan voedingsmiddelen, n.e.g.

since 19822.020.284.326

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11372A0316/00M000	Flanders	5,073 m²	1 · 1,111 m²	-

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

31-08-2026