TECMATE INTERNATIONAL
ActiveTECMATE INTERNATIONAL has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.78M and a net result of €395k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-15
Solvency100=
Growth48▼-22
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €420k at 30 days acceptable
Liquidity ample (current ratio 3.78 against 3.93 in 2024), and 24.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.6%
Return on assets
6.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
13 d late
2023
8 d early
2022
3 d early
2021
33 d early
2020
39 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€7.10M▼ 2.6%
2024 · €7.29M
2023: €6.85M
2024: €7.29M
2023 → 2025
EBIT margin
8.2%▼ 2.0pp
2024 · 10.2%
2023: 11.5%
2024: 10.2%
2023 → 2025
Net result
€395k▼ 33.3%
2024 · €592k
2018: €479k
2019: €289k
2020: €349k
2021: €658k
2022: €681k
2023: €530k
2024: €592k
2018 → 2025
Working capital
€3.48M▲ 3.5%
2024 · €3.36M
2018: €2.97M
2019: €2.88M
2020: €2.20M
2021: €2.65M
2022: €2.96M
2023: €3.12M
2024: €3.36M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€6.85M€7.29M▲ 6.5%€7.10M▼ 2.6%
Equity€3.72M-€4.04M▲ 8.7%€4.31M▲ 6.6%€4.58M▲ 6.4%€4.78M▲ 4.3%
Operating result€989k-€925k▼ 6.5%€785k▼ 15.1%€746k▼ 5.1%€582k▼ 22.0%
Net result€658k-€681k▲ 3.4%€530k▼ 22.1%€592k▲ 11.7%€395k▼ 33.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 22% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.32M
Fixed assets
€1.59M▲ 0.4%
Current assets
€4.73M▲ 4.8%
Equity and liabilities €6.32M
Equity
€4.78M▲ 4.3%
Debt
€1.54M▲ 1.9%
The debt ratio falls from 24.8% to 24.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€689k▼
2024 · €842k
Cash flow
€503k▼
2024 · €689k
Solvency
75.6%▲
2024 · 75.2%
Current ratio
3.78▼
2024 · 3.93
Quick ratio
1.31▲
2024 · 1.24
Debt / equity
0.32▼
2024 · 0.33
ROE
8.3%▼
2024 · 12.9%
ROA
6.3%▼
2024 · 9.7%
Interest coverage
18.95▼
2024 · 44.67
Debt
€1.54M▲
2024 · €1.51M
Debt ≤ 1 year
€1.25M▲
2024 · €1.15M
Debt > 1 year
€251k▼
2024 · €339k
Income taxes
€146k▼
2024 · €205k
Staff costs
€1.02M▲
2024 · €927k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.09M€6.32M▲
Fixed assets21/28€1.58M€1.59M▲
Tangible fixed assets22/27€1.34M€1.35M▲
Land and buildings22€1.31M€1.30M▼
Plant, machinery and equipment23€26k€31k▲
Furniture and vehicles24€6k€16k▲
Financial fixed assets28€241k€241k=
Affiliated companies280/1€241k€241k=
Participating interests280€241k€241k=
Other financial fixed assets284/8€54€54=
Amounts receivable and cash guarantees285/8€54€54=
Current assets29/58€4.51M€4.73M▲
Stocks and contracts in progress3€3.09M€3.09M=
Stocks30/36€3.09M€3.09M=
Goods purchased for resale34€3.09M€3.09M=
Amounts receivable within one year40/41€519k€839k▲
Trade receivables40€450k€782k▲
Other amounts receivable41€69k€58k▼
Current investments50/53€215k€215k=
Own shares50€215k€215k=
Cash at bank and in hand54/58€643k€533k▼
Deferred charges and accrued income490/1€46k€54k▲
Equity and liabilities
Total equity and liabilities10/49€6.09M€6.32M▲
Equity10/15€4.58M€4.78M▲
Contributions10/11€90k€90k=
Capital10€90k€90k=
Issued capital100€90k€90k=
Reserves13€4.49M€4.69M▲
Non-distributable reserves130/1€224k€224k=
Legal reserve130€9k€9k=
Own shares acquired1312€215k€215k=
Distributable reserves133€4.27M€4.47M▲
Amounts payable17/49€1.51M€1.54M▲
Amounts payable after more than one year17€339k€251k▼
Financial debts170/4€339k€251k▼
Credit institutions173€339k€251k▼
Amounts payable within one year42/48€1.15M€1.25M▲
Current portion of amounts payable after more than one year42€86k€88k▲
Financial debts43€19k€388k▲
Credit institutions430/8€19k€388k▲
Trade debts44€625k€368k▼
Suppliers440/4€625k€368k▼
Taxes, remuneration and social security45€100k€109k▲
Remuneration and social security454/9€100k€109k▲
Other amounts payable47/48€319k€298k▼
Accrued charges and deferred income492/3€22k€37k▲
Income statement
Code20242025
Operating income70/76A€7.32M€7.12M▼
Turnover70€7.29M€7.10M▼
Other operating income74€20k€16k▼
Non-recurring operating income76A€1k-
Operating charges60/66A€6.57M€6.54M▼
Goods for resale, raw materials and consumables60€4.21M€4.05M▼
Purchases600/8€5.13M€4.06M▼
Change in stocks: decrease (increase)609€-922k€-1k▲
Services and other goods61€1.32M€1.31M▼
Remuneration, social security and pensions62€927k€1.02M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96k€107k▲
Other operating charges640/8€20k€36k▲
Non-recurring operating charges66A-€1k
Operating profit (loss)9901€746k€582k▼
Financial income75/76B€162k€143k▼
Recurring financial income75€162k€143k▼
Income from financial fixed assets750€100k€71k▼
Income from current assets751€11k-
Other financial income752/9€52k€72k▲
Financial charges65/66B€110k€184k▲
Recurring financial charges65€110k€184k▲
Debt charges650€19k€36k▲
Other financial charges652/9€91k€147k▲
Profit (loss) for the period before taxes9903€798k€541k▼
Income taxes67/77€205k€146k▼
Taxes670/3€248k€153k▼
Tax adjustments and reversals of tax provisions77€43k€7k▼
Profit (loss) for the period9904€592k€395k▼
Profit (loss) for the period to be appropriated9905€592k€395k▼
Appropriation of the result
Profit (loss) to be appropriated9906€592k€395k▼
Transfer to equity691/2€274k€198k▼
To other reserves6921€274k€198k▼
Profit to be distributed694/7€319k€198k▼
Return on contributions (dividend)694€274k€198k▼
Employees696€45k-
Social balance
Average headcount (FTE)908712.312.9▲
The notes to these accounts (42 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 12 days late
29-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment5 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment5 facts ▸
- General meeting, 27/05/2026
- Director resignation, Johan Basteyns (niet-statutaire bestuurder)
- Director appointment, BV Lexert (niet-statutaire bestuurder)
- Mandate compensation, BV Lexert
- Permanent representative, Johan Basteyns
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 13 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €681k ▲3.4%
Net result €681k, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €289k ▼39.7%
Net result drops to €289k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
BV Lexert
CurrentNon-statutory director · since 01-05-2026 · Legal entity · perm. rep.: Johan Basteyns
01-05-2026
BV Lexert: Appointed as Non-statutory director
01-05-2026
Johan Basteyns: Resigned as Non-statutory director
Location & real-estate footprint
Registered office, Tienen · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neringstraat 12/143300 TienenGround area
1.3 ha
Building footprint
6,917 m²
Volume, LiDAR
45,377 m³
3 parcels, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
TECMATE INTERNATIONAL NV
since 19982.068.197.178
TECMATE INTERNATIONAL NV
since 20102.191.577.913
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24594C0280/00T000 | Flanders | 5,637 m² | 1 · 4,915 m² | 11.9 m · 2 fl. |
| 24015M0090/00G005 | Flanders | 4,361 m² | 1 · 1,016 m² | 8.1 m · 2 fl. |
| 24594C0291/00A000 | Flanders | 3,348 m² | 1 · 986 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 210 EUR awarded · 210 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300HVLWL7GCXXMM38
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Of 1,238 companies in sector 46643 we hold annual accounts for 945. 475 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-08-1994
Fiscal year end31-12
Activities, NACEBEL
46643Wholesale of electrical equipment, including installation materials
46649Wholesale of other machinery and equipment
51872
26510Manufacture of computer, electronic and optical products
33201
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.