Tecmar
ActiveTecmar has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €13k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 3099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+24
Solvency89▲+23
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.25 in 2024), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
12.8%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
126 d early
2023
51 d early
2022
83 d early
2021
40 d early
2020
151 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 31.4%
2024 · €41k
2020: €24k
2021: €37k
2022: €37k
2023: €34k
2024: €41k
2020 → 2025
Total assets
€100k▼ 4.3%
2024 · €105k
2020: €31k
2021: €114k
2022: €117k
2023: €97k
2024: €105k
2020 → 2025
Net result
€13k▲ 108%
2024 · €6k
2020: €6k
2021: €13k
2022: €-193
2023: €-2k
2024: €6k
2020 → 2025
Working capital
€24k▲ 128%
2024 · €10k
2020: €14k
2021: €35k
2022: €20k
2023: €14k
2024: €10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€37k▼ 0.5%€34k▼ 5.6%€41k▲ 17.8%€53k▲ 31.4%
Operating result€19k-€2k▼ 91.9%€41▼ 97.3%€10k▲ 23,902%€21k▲ 111%
Net result€13k-€-193€-2k▼ 959%€6k€13k▲ 108%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 111% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€41k▼ 20.8%
Current assets
€59k▲ 12.1%
Equity and liabilities €100k
Equity
€53k▲ 31.4%
Debt
€47k▼ 27.0%
The debt ratio falls from 61.2% to 46.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€33k▲
2024 · €21k
Cash flow
€24k▲
2024 · €18k
Solvency
53.4%▲
2024 · 38.8%
Current ratio
1.67▲
2024 · 1.25
Quick ratio
1.57▲
2024 · 0.89
Debt / equity
0.87▼
2024 · 1.57
ROE
23.9%▲
2024 · 15.1%
ROA
12.8%▲
2024 · 5.9%
Interest coverage
24.30▲
2024 · 10.93
Debt
€47k▼
2024 · €64k
Debt ≤ 1 year
€35k▼
2024 · €42k
Debt > 1 year
€11k▼
2024 · €21k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€100k▼
Formation expenses20€0-
Fixed assets21/28€52k€41k▼
Tangible fixed assets22/27€52k€41k▼
Plant, machinery and equipment23€0€3k▲
Furniture and vehicles24€52k€39k▼
Current assets29/58€52k€59k▲
Stocks and contracts in progress3€15k€3k▼
Stocks30/36€15k€3k▼
Amounts receivable within one year40/41€22k€7k▼
Trade receivables40€18k€5k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€15k€47k▲
Deferred charges and accrued income490/1€985€2k▲
Equity and liabilities
Total equity and liabilities10/49€105k€100k▼
Equity10/15€41k€53k▲
Contributions10/11€18k€18k=
Reserves13€23k€19k▼
Distributable reserves133€23k€19k▼
Profit (loss) carried forward14€0€17k▲
Amounts payable17/49€64k€47k▼
Amounts payable after more than one year17€21k€11k▼
Financial debts170/4€21k€11k▼
Amounts payable within one year42/48€42k€35k▼
Current portion of amounts payable after more than one year42€10k€10k▼
Trade debts44€11k€7k▼
Suppliers440/4€11k€7k▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€2k€2k=
Remuneration and social security454/9€3k-
Other amounts payable47/48€15k€16k▲
Accrued charges and deferred income492/3€1k€427▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€24k€35k▲
Operating profit (loss)9901€10k€21k▲
Financial income75/76B€19€19▼
Recurring financial income75€19€19▼
Non-recurring financial income76B-€19
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€8k€20k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€6k€13k▲
Profit (loss) for the period to be appropriated9905€6k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€13k▲
Profit (loss) brought forward from the previous period14P€-2k-
Transfer from equity791/2-€4k
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €13k ▲126%
Net result €13k, the highest in the series.
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kesseltweg 263620 LanakenGround area
862 m²
Building footprint
895 m²
Volume, LiDAR
4,529 m³
Parcel 73088C0287/00C000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tecmar
since 20192.289.879.394
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73088C0287/00C000 | Flanders | 862 m² | 1 · 895 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE LEENER
BE 0439.276.574
Lennik · Eq €54k
DOMAINE DE NOIRCHAIN
BE 0780.425.574
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AGRIGAUME
BE 0448.400.712
Izegem · Eq €54k
AARDAPPELBEDRIJF DOOM
BE 0467.700.643
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D'Ahin
BE 0419.965.359
Comblain-au-Pont · Eq €53k
Of 20,586 companies in sector 01500 we hold annual accounts for 1,144. 715 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2019
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01199Crop and animal production, hunting and related service activities
01610Support activities for crop production
43110Demolition
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.