AGRIGAUME
ActiveAGRIGAUME has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €3k. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 13% of 475 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+72
Solvency6▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.18 in 2024), and 91.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.8%
Return on assets
0.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 475 sector peers (2025).
NBB · sector comparisonPosition among 475 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
315 d late
2023
680 d late
2022
140 d late
2021
225 d late
2020
590 d late
2019
227 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€23k▲ 46.2%
2024 · €15k
2018: €1.68M
2019: €393k
2020: €42k
2021: €25k
2022: €21k
2023: €22k
2024: €15k
2018 → 2025
EBIT margin
21.3%▲ 117.5pp
2024 · -96.2%
2018: -42.9%
2019: -27.9%
2020: 1504.3%
2021: -329.3%
2022: -30.5%
2023: -34.4%
2024: -96.2%
2018 → 2025
Net result
€3k
2024 · €-15k
2018: €-734k
2019: €-117k
2020: €639k
2021: €-84k
2022: €-7k
2023: €-7k
2024: €-15k
2018 → 2025
Working capital
€-310k▲ 1.9%
2024 · €-316k
2018: €-1.57M
2019: €-1.63M
2020: €-261k
2021: €-334k
2022: €-325k
2023: €-316k
2024: €-316k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€25k-€21k▼ 16.7%€22k▲ 5.2%€15k▼ 29.3%€23k▲ 46.2%
Equity€79k-€72k▼ 8.7%€65k▼ 9.2%€51k▼ 22.4%€54k▲ 6.6%
Operating result€-82k-€-6k▲ 92.3%€-7k▼ 18.8%€-15k▼ 97.7%€5k
Net result€-84k-€-7k▲ 91.8%€-7k▲ 4.2%€-15k▼ 122%€3k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €15k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €614k
Fixed assets
€364k▼ 0.8%
Current assets
€251k▲ 271%
Equity and liabilities €614k
Equity
€54k▲ 6.6%
Debt
€560k▲ 46.2%
The debt ratio rises from 88.3% to 91.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€8k▲
2024 · €485
Cash flow
€6k▲
2024 · €625
Solvency
8.8%▼
2024 · 11.7%
Current ratio
0.45▲
2024 · 0.18
Quick ratio
0.45▲
2024 · 0.18
Debt / equity
10.36▲
2024 · 7.56
ROE
6.2%▲
2024 · -28.9%
ROA
0.5%▲
2024 · -3.4%
Interest coverage
5.18
Debt
€560k▲
2024 · €383k
Debt ≤ 1 year
€560k▲
2024 · €383k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€434k€614k▲
Fixed assets21/28€367k€364k▼
Tangible fixed assets22/27€367k€364k▼
Land and buildings22€367k€364k▼
Current assets29/58€68k€251k▲
Amounts receivable within one year40/41€67k€248k▲
Trade receivables40€63k€60k▼
Other amounts receivable41€4k€188k▲
Cash at bank and in hand54/58€68€3k▲
Equity and liabilities
Total equity and liabilities10/49€434k€614k▲
Equity10/15€51k€54k▲
Contributions10/11€1.12M€1.12M=
Capital10€1.12M€1.12M=
Issued capital100€1.12M€1.12M=
Reserves13€57k€57k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Tax-exempt reserves132€54k€54k=
Profit (loss) carried forward14€-1.13M€-1.13M▲
Amounts payable17/49€383k€560k▲
Amounts payable within one year42/48€383k€560k▲
Trade debts44€169k€163k▼
Suppliers440/4€169k€163k▼
Other amounts payable47/48€215k€398k▲
Income statement
Code20242025
Turnover70€15k€23k▲
Goods, raw materials, services and sundry goods60/61€7k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€3k▼
Other operating charges640/8€8k€7k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€9k€18k▲
Operating profit (loss)9901€-15k€5k▲
Financial income75/76B€140-
Recurring financial income75€140-
Financial charges65/66B-€1k
Recurring financial charges65-€1k
Profit (loss) for the period before taxes9903€-15k€3k▲
Profit (loss) for the period9904€-15k€3k▲
Profit (loss) for the period to be appropriated9905€-15k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.13M€-1.13M▲
Profit (loss) brought forward from the previous period14P€-1.12M€-1.13M▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 315 days late
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 680 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 140 days late
13-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 225 days late
13-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 590 days late
2021
15-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 227 days late
2020
31-12
Financial
Back to profitnet €639k
Net result €639k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €163k
Equity rises from €-476k to €163k.
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 282 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 48 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentseheerweg 788870 IzegemGround area
5,479 m²
Building footprint
798 m²
Volume, LiDAR
3,828 m³
2 parcels, Flanders, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGRIGAUME
since 19932.061.379.266
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36493B0287/00B002 | Flanders | 4,779 m² | 1 · 645 m² | 6.4 m · 2 fl. |
| 85018D0474/00D000 | Wallonia | 700 m² | 1 · 153 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,586 companies in sector 01500 we hold annual accounts for 1,144. 719 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-10-1992
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.