JH COMPUTEC
ActiveSummary
JH COMPUTEC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €-14k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-17
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 60.83 against 64.77 in 2024; short-term debt: 1.5% and cash: 82.6% of total assets), and 1.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-14k
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
38 d early
2023
15 d early
2022
24 d early
2021
16 d early
2020
36 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▼ 14.5%
2024 · €99k
2019: €37klowest in 7 years
2020: €61k▲ +63.7% vs 2019
2021: €73k▲ +19.9% vs 2020
2022: €69k▼ -5.4% vs 2021
2023: €106k▲ +53.3% vs 2022highest in 7 years
2024: €99k▼ -6.7% vs 2023
2025: €85k▼ -14.5% vs 2024
2019 → 2025
Total assets
€86k▼ 14.3%
2024 · €100k
2019: €49klowest in 7 years
2020: €81k▲ +65.7% vs 2019
2021: €96k▲ +18.6% vs 2020
2022: €76k▼ -21.1% vs 2021
2023: €134k▲ +77.4% vs 2022highest in 7 years
2024: €100k▼ -25.1% vs 2023
2025: €86k▼ -14.3% vs 2024
2019 → 2025
Net result
€-14k▼ 102%
2024 · €-7k
2019: €25k
2020: €24k▼ -4.6% vs 2019
2021: €12k▼ -48.9% vs 2020
2022: €-4k▼ -133% vs 2021
2023: €31k▲ +875% vs 2022highest in 7 years
2024: €-7k▼ -123% vs 2023
2025: €-14k▼ -102% vs 2024lowest in 7 years
2019 → 2025
Working capital
€80k▼ 9.6%
2024 · €88k
2019: €34klowest in 7 years
2020: €55k▲ +60.2% vs 2019
2021: €60k▲ +9.5% vs 2020
2022: €61k▲ +0.4% vs 2021
2023: €90k▲ +49.3% vs 2022highest in 7 years
2024: €88k▼ -2.8% vs 2023
2025: €80k▼ -9.6% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€69k▼ 5.4%€106k▲ 53.3%€99k▼ 6.7%€85k▼ 14.5%
2021: €73k
2022: €69k▼ -5.4% vs 2021lowest in 5 years
2023: €106k▲ +53.3% vs 2022highest in 5 years
2024: €99k▼ -6.7% vs 2023
2025: €85k▼ -14.5% vs 2024
Operating result€17k-€-2k€44k€-4k€-12k▼ 191%
2021: €17k
2022: €-2k▼ -113% vs 2021
2023: €44k▲ +2111% vs 2022highest in 5 years
2024: €-4k▼ -109% vs 2023
2025: €-12k▼ -191% vs 2024lowest in 5 years
Net result€12k-€-4k€31k€-7k€-14k▼ 102%
2021: €12k
2022: €-4k▼ -133% vs 2021
2023: €31k▲ +875% vs 2022highest in 5 years
2024: €-7k▼ -123% vs 2023
2025: €-14k▼ -102% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€5k ▼ 53.8%
Current assets
€81k ▼ 9.5%
Equity and liabilities €86k
Equity
€85k ▼ 14.5%
Debt
€1k ▼ 3.6%
Debt's share of the balance-sheet total rises from 1.4% to 1.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €2k
Cash flow
€-8k▼
2024 · €-697
Current ratio
60.83▼
2024 · 64.77
Debt to equity
0.02▲
2024 · 0.01
ROE
-16.9%▼
2024 · -7.2%
ROA
-16.7%▼
2024 · -7.1%
Interest coverage
-2.88▼
2024 · 0.85
Debt ≤ 1 year
€1k▼
2024 · €1k
Income taxes
€352▼
2024 · €355
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€100k€86k▼
Fixed assets21/28€11k€5k▼
Tangible fixed assets22/27€11k€5k▼
Furniture and vehicles24€11k€5k▼
Current assets29/58€89k€81k▼
Amounts receivable within one year40/41€13k€10k▼
Trade receivables40€7k€6k▼
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€76k€71k▼
Equity and liabilities
Total equity and liabilities10/49€100k€86k▼
Equity10/15€99k€85k▼
Contributions10/11€19k€19k=
Reserves13€80k€66k▼
Distributable reserves133€80k€66k▼
Amounts payable17/49€1k€1k▼
Amounts payable within one year42/48€1k€1k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Other amounts payable47/48€110€110=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€183€183=
Gross operating margin9900€2k€-6k▼
Operating profit (loss)9901€-4k€-12k▼
Financial income75/76B€42€426▲
Recurring financial income75€42€426▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-7k€-14k▼
Income taxes67/77€355€352▼
Profit (loss) for the period9904€-7k€-14k▼
Profit (loss) for the period to be appropriated9905€-7k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-14k▼
Transfer from equity791/2€7k€14k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €5k | €6k | €6k | ▼ 7.1% |
| Other operating charges640/8 | €162 | - | - | €183 | €183 | = |
| Gross operating margin9900 | €21k | €2k | €49k | €2k | €-6k | ▼ 358% |
| Operating profit (loss)9901 | €17k | €-2k | €44k | €-4k | €-12k | ▼ 191% |
| Financial income75/76B | €0 | - | €0 | €42 | €426 | ▲ 910% |
| Recurring financial income75 | €0 | - | €0 | €42 | €426 | ▲ 910% |
| Financial charges65/66B | €1k | €1k | €2k | €3k | €2k | ▼ 14.9% |
| Recurring financial charges65 | €1k | €1k | €2k | €3k | €2k | ▼ 14.9% |
| Profit (loss) for the period before taxes9903 | €16k | €-4k | €42k | €-7k | €-14k | ▼ 108% |
| Income taxes67/77 | €4k | €439 | €12k | €355 | €352 | ▼ 0.8% |
| Profit (loss) for the period9904 | €12k | €-4k | €31k | €-7k | €-14k | ▼ 102% |
| Profit (loss) for the period to be appropriated9905 | €12k | €-4k | €31k | €-7k | €-14k | ▼ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96k | €76k | €134k | €100k | €86k | ▼ 14.3% |
| Fixed assets21/28 | €13k | €9k | €16k | €11k | €5k | ▼ 53.8% |
| Tangible fixed assets22/27 | €13k | €9k | €16k | €11k | €5k | ▼ 53.8% |
| Furniture and vehicles24 | €13k | €9k | €16k | €11k | €5k | ▼ 53.8% |
| Current assets29/58 | €83k | €67k | €118k | €89k | €81k | ▼ 9.5% |
| Amounts receivable within one year40/41 | €16k | €4k | €3k | €13k | €10k | ▼ 24.6% |
| Trade receivables40 | €15k | €4k | €3k | €7k | €6k | ▼ 15.8% |
| Other amounts receivable41 | €1k | €19 | - | €6k | €4k | ▼ 35.2% |
| Cash at bank and in hand54/58 | €67k | €63k | €116k | €76k | €71k | ▼ 6.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96k | €76k | €134k | €100k | €86k | ▼ 14.3% |
| Equity10/15 | €73k | €69k | €106k | €99k | €85k | ▼ 14.5% |
| Contributions10/11 | €12k | €12k | €19k | €19k | €19k | = |
| Reserves13 | €61k | €57k | €87k | €80k | €66k | ▼ 17.8% |
| Distributable reserves133 | €61k | €57k | €87k | €80k | €66k | ▼ 17.8% |
| Amounts payable17/49 | €23k | €6k | €28k | €1k | €1k | ▼ 3.6% |
| Amounts payable within one year42/48 | €23k | €6k | €28k | €1k | €1k | ▼ 3.6% |
| Financial debts43 | €2k | €128 | €5k | - | - | - |
| Credit institutions430/8 | €2k | €128 | €5k | - | - | - |
| Trade debts44 | €5k | €1k | €110 | €1k | €1k | ▼ 3.9% |
| Suppliers440/4 | €5k | €1k | €110 | €1k | €1k | ▼ 3.9% |
| Taxes, remuneration and social security45 | €14k | €5k | €22k | - | - | - |
| Taxes450/3 | €12k | €5k | €22k | - | - | - |
| Remuneration and social security454/9 | €2k | - | - | - | - | - |
| Other amounts payable47/48 | €2k | €468 | €245 | €110 | €110 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €-4k | €31k | €-7k | €-14k | ▼ 102% |
| + Depreciation and write-downs630 | €4k | €4k | €5k | €6k | €6k | ▼ 7.1% |
| Operating cash flow (approximation) | €16k | €260 | €36k | €-697 | €-8k | ▼ 1,105% |
| Investment in fixed assets (approximation) | - | €0 | €-12k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €-4k | €53k | €-39k | €-5k | ▲ 86.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 15current ratio 64.77
Current ratio from 4.24 to 64.77; short-term debt falls from €28k to €1k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Equity above €100kEq €106k ▲53.3%
Equity rises from €69k to €106k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 10.50
Current ratio from 3.67 to 10.50; short-term debt falls from €23k to €6k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2018
Ground area
845 m²
Building footprint
149 m²
Volume, LiDAR
590 m³
Parcel 63572C0101/00A006, Wallonia · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JH COMPUTEC SRL
since 20182.283.498.675
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63572C0101/00A006 | Wallonia | 845 m² | 1 · 149 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,949 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Contact
E-mail
jhcomputec@outlook.comOupeye
Phone
0478983972Oupeye
Scores and ratios are computed by Checked and are not a credit decision.