Techyard is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €45.3m and a net result of -€1.3m. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 52% of 3,032 sector peers (NACE 64, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 accounts filed within 30 days either side of that date).
Equity is what the company owns minus what it owes. It consists of the contributions and the reserves and profits built up. Negative equity means debts exceed assets.
The net result is what is left after all costs and taxes. One loss year is not an alarm on its own. After several loss years in a row, it pays to find out why.
Solvency is equity divided by total assets. It shows what share of its assets the company finances with its own means. The higher it is, the better the company absorbs a setback.
Net result€0.003m-€0.02m▲ 721%€0.04mwithin the sector's middle half▲ 91.7%€0.03mwithin the sector's middle half▼ 21.9%€5.3mabove the sector's middle half▲ 152×-€1.0mbelow the sector's middle half-€2.1mbelow the sector's middle half▼ 97.8%-€1.3mbelow the sector's middle half▲ 39.4%
Equity€18.5m-€22.5m▲ 21.7%€24.1mabove the sector's middle half▲ 6.8%€29.5mabove the sector's middle half▲ 22.5%€34.8mabove the sector's middle half▲ 17.8%€38.2mabove the sector's middle half▲ 9.9%€46.5mabove the sector's middle half▲ 21.8%€45.3mabove the sector's middle half▼ 2.7%
Total assets€19.3m-€25.0m▲ 29.6%€26.4mabove the sector's middle half▲ 5.4%€31.2mabove the sector's middle half▲ 18.0%€51.7mabove the sector's middle half▲ 66.0%€56.6mabove the sector's middle half▲ 9.5%€67.7mabove the sector's middle half▲ 19.6%€71.2mabove the sector's middle half▲ 5.2%
Working capital-€0.1m-€0.3m-€0.4mbelow the sector's middle half€0.9mabove the sector's middle half€2.6mabove the sector's middle half▲ 195%€0.6mabove the sector's middle half▼ 76.7%€15.5mabove the sector's middle half▲ 25×€18.3mabove the sector's middle half▲ 17.7%
Solvency95.9%-90.0%▼ 5.8pp91.3%above the sector's middle half▲ 1.2pp94.7%above the sector's middle half▲ 3.4pp67.2%within the sector's middle half▼ 27.5pp67.5%within the sector's middle half▲ 0.3pp68.7%within the sector's middle half▲ 1.2pp63.6%within the sector's middle half▼ 5.1pp
Current ratio0.81-1.18▲ 0.370.69within the sector's middle half▼ 0.492.35within the sector's middle half▲ 1.663.47above the sector's middle half▲ 1.131.60within the sector's middle half▼ 1.875.60above the sector's middle half▲ 3.9915.98above the sector's middle half▲ 10.39
Return on assets (ROA)0.0%-0.1%▲ 0.1pp0.2%below the sector's middle half▲ 0.1pp0.1%below the sector's middle half▼ 0.1pp10.2%within the sector's middle half▲ 10.1pp-1.8%below the sector's middle half▼ 12.0pp-3.1%below the sector's middle half▼ 1.2pp-1.8%below the sector's middle half▲ 1.3pp
Staff (FTE)6.4-6.6▲ 3.1%6.1above the sector's middle half▼ 7.6%4.3above the sector's middle half▼ 29.5%2.7within the sector's middle half▼ 37.2%0within the sector's middle half▼ 100%0within the sector's middle half0below the sector's middle half
abovewithinbelowThe sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €824,651, smaller than the loss of €1.2m in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71.2m
72.6%
27.4%
Fixed assets€51.7m ▲ 6.0%
Current assets€19.5m ▲ 3.1%
Equity and liabilities €71.2m
63.6%
36.4%
Equity€45.3m ▼ 2.7%
Debt€26.0m ▲ 22.5%
Debt's share of the balance-sheet total rises from 31.3% to 36.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-2.8%▲
2024 · -4.4%
Debt ≤ 1 year
€1.2m▼
2024 · €3.4m
Debt > 1 year
€21.0m▲
2024 · €15.0m
Income taxes
€0▼
2024 · €414
Staff costs
-€2,056▼
2024 · €0
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
social balance sheet
Item
31-12-2021
31-12-2022
Employees at the balance-sheet date
3
2
full-time
3
2
part-time
0
0
in full-time equivalents
3
2
Average over the year, in full-time equivalents
4.3
2.7
On a permanent contract
3
2
Joined
0
0
Left
3
3
Source: social balance sheet in the 2021 to 2022 annual accounts
Investments
fixed assets acquired
Item
2021
2022
2023
2024
2025
Tangible fixed assets
-
€142,259
€35,125
€4,450
-
Intangible fixed assets
-
-
-
-
€11,048
Financial fixed assets
€8.9m
€20.3m
€15.2m
-
€3.0m
Depreciation and write-downs of the year
€20,328
€22,363
€35,959
€35,868
€36,889
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
Flemish government
The Flemish government granted these subsidies and aid to the company. Such aid usually goes with a project, with conditions the company must meet.
Profit (loss) for the period before taxes9903-€2.1m-€1.3m▲
Income taxes67/77€414€0▼
Profit (loss) for the period9904-€2.1m-€1.3m▲
Profit (loss) for the period to be appropriated9905-€2.1m-€1.3m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3.1m-€4.4m▼
Profit (loss) brought forward from the previous period14P-€1.0m-€3.1m▼
Social balance sheet
Average headcount (FTE)90870.00.0=
The notes to these accounts have 15 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Founder bestuurder · since 25-07-2024 · earlier director, until 09-08-2024 · 6-year term from 2024 · listed in the 2025 annual accounts, filed on 30-07-2026
Mavico bestuurder · since 25-07-2024 · earlier director, until 21-08-2026 · 6-year term from 2024 · Private limited company · permanent representative: Christophe DE DECKER · also on the board of 10 other companies · listed in the 2025 annual accounts, filed on 30-07-2026
Founder bestuurder · since 25-07-2024 · earlier director, until 09-08-2024 · 6-year term from 2024 · listed in the 2025 annual accounts, filed on 30-07-2026
Founder bestuurder · since 25-07-2024 · earlier director, until 09-08-2024 · 6-year term from 2024 · also on the board of 5 other companies · listed in the 2025 annual accounts, filed on 30-07-2026
Director · appointed in the act of 21-08-2026 · term without a fixed end · Private limited company · permanent representative: VAN LOCO Bert · also on the board of 1 other company
Current
Permanent representatives 2
BV
VAN LOCO Bert
Permanent representative · appointed in the act of 21-08-2026 · for LIBERI
Current
CD
Christophe DE DECKER
Permanent representative · in office according to the act of 11-08-2022 · for MOBIMAN
Equity €15.1mProfit of €4.9m in 2025 (profit of €2.9m in 2024)
6.12%
Capital transactions
Capital transactions
A capital increase usually strengthens the company. With a reduction, it pays to find out why.
Capital over time
21-08-2026Capital increase of €1,786,585.27 · to €8,711,498.82 · 138,646 new shares · in kind
21-08-2026Capital increase of €6,000,000 · to €14,711,498.82 · 465,623 new shares · in kind
09-01-2025Capital increase of €749,988 · to €6,924,913.55 · 58,202 new shares · in cash
09-08-2024Capital increase of €625,764.91 · to €5,872,640.03 · 504,418 new shares at €12.89 per share · in cash
09-08-2024Capital increase of €302,285.52 · to €6,174,925.55 · 243,667 new shares · “inbreng zekere,vaststaande en opeisbare schuldvordering ten laste van Vennootschap zoals in verslagen”
10-07-2023Capital increase of €433,225.01 · to €5,246,875.12 · 349,215 new shares · in cash
17-02-2022Capital stated in the deed · €4,813,650.11 · 3,880,198 shares
08-02-2022Capital increase of €1,934,486.69 · to €4,813,650.11 · in kind
Mandate history
Mandate history
Each bar is one period in a function, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
Techyard or one of its subsidiaries holds more than half of the shares of these companies. A company it consolidates per the LEI register is listed too.
Gazette deedCompany renamed from Rombit Group to Techyard
Changes of role: Wouter Joseph Marie Oscar DEGEEST, Gijsbert de Regt and 3 others · Resignations: Sten Albertijn, Cornelius Rombouts and LIBERI · Permanent representative: DE DECKER Christophe Alfons Berthe Bernard Louise39 points ▸
General meeting, 25-07-2024
Auditor report, “schuldvorderingen”, EUR (deed in Dutch)
Other provision, “Verzaking aan opstellen uitgifteverslaggeving, TWEEDE BESLISSING” (deed in Dutch)
Capital increase, €625,764.91
Other provision, “Afstand van voorkeurrecht, VIERDE BESLISSING” (deed in Dutch)
Other provision, “Inschrijving en storting op nieuwe aandelen, VIJFDE BESLISSING” (deed in Dutch)
Other provision, “volstorting kapitaalverhoging”, EUR (deed in Dutch)
Other provision, “Vaststelling verwezenlijking kapitaalverhoging, ZESDE BESLISSING” (deed in Dutch)
Other provision, “Boeking uitgiftepremie, Uitgiftepremies” (deed in Dutch)
Amendment of the articles, 5
Capital increase, €302,285.52
Other provision, “Inschrijving en storting op nieuwe aandelen, TIENDE BESLISSING” (deed in Dutch)
Kind of shares, “bevoorrecht B aandeel, bevoorrechte B aandelen” (deed in Dutch)
Kind of shares, “gewone aandelen” (deed in Dutch)
Transfer restriction, “wijziging regeling overdracht aandelen, aandeelhoudersovereenkomst met betrekking tot de Vennootschap de dato 2022-01-24” (deed in Dutch)
Financial instrument, 150, “uitgifte en inschrijving” (deed in Dutch)
Capital increase, mentioned 2 times in the deed
Financial instrument, 5, “uitgiftemodaliteiten en uitoefeningsvoorwaarden verslag bestuursorgaan” (deed in Dutch)
Financial instrument, 5, “inschrijving” (deed in Dutch)
Gazette deedCapital & shares · Amendment of the articles
Auditor report · Capital increase · Share issue19 points ▸
General meeting, 10-12-2021
Other provision, “lezing en ontvangst verslagen, in de agenda aangekondigde verslagen” (deed in Dutch)
Auditor report, “Inbreng in Natura en wijziging van rechten van aandelen en kapitaalsverhoging en vernietiging van 40 Anti-Dilutie Inschrijvingsrechten en uitgifte van 70 Anti-D…” (deed in Dutch)
Auditor report, “(mogelijke) disproportionele uitgifte van aandelen binnen bestaande soorten van aandelen en verantwoording van afschaffing van bestaande soorten van aandelen, 7…” (deed in Dutch)
Auditor report, “uitgifte van Anti-Dilutie Inschrijvingsrechten, 7:180 WVV” (deed in Dutch)
Other provision, “bijzonder verslag raad van bestuur, niet afgeweken van conclusies verslag bedrijfsrevisor” (deed in Dutch)
Capital increase, €1,934,486.69
Share issue, “inschrijving kapitaalverhoging en storting nieuwe aandelen, Derde besluit – Inschrijving op de kapitaalverhoging en storting van de nieuwe aandelen” (deed in Dutch)
Capital, €4,813,650.11, mentioned 2 times in the deed
Other provision, “nummering preferente aandelen, Vierde besluit – Nummering van de preferente A aandelen” (deed in Dutch)
Other provision, “storting uitgiftepremies, onbeschikbare eigen vermogensrekening” (deed in Dutch)
Financial instrument, 40, “schrapping” (deed in Dutch)
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
Techyard was incorporated on 22 December 2014.1The name was changed to Rombit Group in 2022 and to Techyard in 2024.23Between 2022 and 2026 the capital was increased 5 times, most recently to €14.7m.456Total assets rose from €19.3m in 2018 to €71.2m in 2025 and headcount from 6.4 full-time equivalents in 2018 to 2.7 in 2022.7
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, raad van bestuur bevoegd kantoren,bedrijfszetels,bijkantoren en dochtervennootschappen in België en buitenland op te richten”
Establishment unitTechyard, Meir 30, 2000 Antwerpen since 22-12-2014 · unit number 2.238.591.14046646 Wholesale trade
Activities
NACEBEL 2025
64210Activities of holding companiesmain activity
Codes under NACEBEL 2008
64200Holdingsmain activity
Joint committee200 Aanvullend Paritair Comité voor de bedienden annual accounts 2021
PurposeThe purpose describes the activities the company may carry out under its articles.
“Uitbating,overdrachten,vennootschappen in de ruimste zin; Managementfuncties t.o.v.vennootschappen in de ruimste zin; Participaties…”
20 activities
Uitbating,overdrachten,vennootschappen in de ruimste zin;
Managementfuncties t.o.v.vennootschappen in de ruimste zin;
Participaties verwerven en aanhouden in vennootschappen en ondernemingen;
Samenwerken met,het voeren van directie over,alsmede het financieren van andere vennootschappen en ondernemingen;
Het verstrekken van geldleningen;
De exploitatie van een studie-,organisatie- en raadgevend bureau inzake managementaangelegenheden,bedrijfsvoering,marketing,consulting en administratie;
Het verlenen van adviezen in de meest ruime zin van het woord aan bedrijven en ondernemingen van alle aard,onder meer inzake management,marketing,financiële,handels-,bedrijfseconomische of sociale aangelegenheden;
Het geven van cursussen en opleidingen,het organiseren van studiedagen en seminaries;
Het beheer van een patrimonium,samengesteld uit onroerende en roerende goederen,het valoriseren en instandhouden van dit patrimonium,voorval door beheersdaden.Beheer wordt in deze zin verstaan dat aankoop en vervreemding toegelaten zijn in zoverre zij nuttig of noodzakelijk zijn of bijdragen tot een meer gunstige samenstelling van het patrimonium van de vennootschap.;
Daartoe mag zij alle onroerende,roerende en financiële handelingen verrichten,zoals onder meer aankopen en verkopen van roerende en onroerende goederen,onroerende goederen uitrusten,opschikken,verbouwen,verhuren en alle mogelijke onroerende handelingen in de meest brede zin,alsmede aankopen,tengelde maken en beleggen in effecten en alle waarde-elementen,behoudens hetgeen wettelijk voorbehouden is;
Het verlenen van commerciële diensten aan derden,in de ruimste zin van het woord,met inbegrip van,maar niet beperkt tot het aangaan van agentuurovereenkomsten,bemiddeling bij het tot stand komen van overeenkomsten tussen derden,en/of het zelf onderhandelen en afsluiten van zaken tussen derden,het verlenen van consultatie en praktische hulp betreffende commerciële processen,marktonderzoek;
Oprichten van filialen en verkooppunten;
Het organiseren of helpen organiseren van beurzen,evenementen,opleiding,workshops,optredens,enz.,het nemen,kopen en verkopen,huren,leasen of ter beschikking stellen van licenties,patenten en octrooien.Dit alles met uitdrukkelijke uitzondering voor die activiteiten die wettelijk voorbehouden zijn.;
De vennootschap zal haar optreden,wat betreft de verrichting van deze activiteiten,ondergeschikt maken aan de vervulling van de wettelijke voorwaarden.;
Daartoe kan de vennootschap samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of zijdelings belangen nemen in ondernemingen die een gelijkaardig voorwerp nastreven,ook aanverwant,of die de verwezenlijking van het voorwerp vergemakkelijken.Zij kan ook de functies van bestuurder,commissaris of vereffenaar van zulke vennootschappen uitoefenen.;
De vennootschap kan zich ten gunste van vennootschappen borgstellen of haar aval verlenen,optreden als haar agent of vertegenwoordiger,voorschotten toestaan,kredieten verlenen,hypothecaire of andere zekerheden verstrekken.;
De vennootschap mag zakelijke rechten vestigen op onroerende goederen,in het kader van de uitoefening van haar werk.;
De vennootschap zal in het algemeen alle commerciële,industriële,financiële,roerende of onroerende handelingen mogen verrichten,in rechtstreeks of onrechtstreeks verband met haar voorwerp,of welke van aard zijn het bereiken ervan geheel of ten dele te vergemakkelijken.;
Deze lijst is exemplatief en niet beperkend.;
Zij zal haar voorwerp kunnen realiseren zowel in België als in het buitenland op alle manieren en modaliteiten die ze goed vindt.