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Cars Lux

Active
Private limited company (pre-2019)founded 1967active for 59 yearsKouterbaan 40, 1840 Londerzeel, BelgiumKBO/BCE: BE 0403.370.441
Summary

Cars Lux has been active since 1967 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €977,035. Equity is growing by about 4.1% per year across the filed financial years. Its solvency ranks better than 75% of 1,074 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow ReportCompare
Cars LuxActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Scheduled passenger transport by road
NACE 49310
Oldest company in Londerzeel, Transport and storage sector1 site
Size
€2.0mturnover 2025
Staff
38.7 FTE
Equity
€1.8m
Profit
€977,035
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Parent
MAVICO INVESTMENTS · 72.38%
  • MandacoDirector · permanent representative Karin Koeck
Auditor: CALLENS VANDELANOTTE2025 accounts filed 77 days late3 of 11 deeds summarised
Why 84raises riskLast filed accounts filed 77 days late; 3 of the last 3 lateSector: Land transport and transport via pipelines (NACE 49)lowers riskFounded in 1967Profit of €977,035 (financial year 2025)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 69% of its sector peers (NACE 49, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 88+55
equity 63.0% of total assets
Liquidity 45+41
short-term debt 28.8% · cash 5.6%
Profitability 100+36
return on assets 34.0%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,181 companies, NACE 49, small)
Last 24 months 11-2024: 2.8% 12-2024: 2.8%● unchanged vs 11-2024 01-2025: 2.8%● unchanged vs 12-2024 02-2025: 2.7%▼ -0.1 percentage points vs 01-2025 03-2025: 2.6%▼ -0.1 percentage points vs 02-2025 04-2025: 2.6%● unchanged vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025 07-2025: 2.8%▲ +0.2 percentage points vs 06-2025 08-2025: 3.6%▲ +0.8 percentage points vs 07-2025 09-2025: 4.2%▲ +0.6 percentage points vs 08-2025 10-2025: 4.7%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 3.1%▼ -1.6 percentage points vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.1%● unchanged vs 12-2025 02-2026: 3.0%▼ -0.1 percentage points vs 01-2026 03-2026: 2.9%▼ -0.1 percentage points vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 3.0%▲ +0.1 percentage points vs 04-2026 06-2026: 3.0%● unchanged vs 05-2026 07-2026: 3.0%● unchanged vs 06-2026 08-2026: 3.8%▲ +0.8 percentage points vs 07-2026 09-2026: 4.3%▲ +0.5 percentage points vs 08-2026 10-2026: 0.5%▼ -3.8 percentage points vs 09-2026lowest value
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.47, compared with 1.04 in 2024, above the usual 1.5; short-term debt: 28.8% and cash: 5.6% of total assets), and 37% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, small): better than 80% on solvency, 49% on liquidity, 99% on profitability and 49% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 77 days late; 3 of the last 3 late
NBB · filings
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
lowers risk · Founded in 1967
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Profit of €977,035 (financial year 2025)
NBB · annual accounts
raises risk · 2025 accounts filed 77 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
77 days late
2024
64 days late
2023
65 days late
2022
59 days late
2021
61 days late
2020
16 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Highest result from 2018 to 2025net €977,035 ▲890%
  3. Liquidity more than triplescurrent ratio 3.47

Key points

  • Positive: Result rose in 2025from €98,706 to €977,035 ▲ 890% View
  • Positive: Oldest company in Londerzeel, Transport and storage sectorin the Checked rankings No. 1 View
  • Caution: Latest accounts filed lateafter the legal deadline 77 days View
  • Controlled by MAVICO INVESTMENTSultimately: De Decker Van Riet… 72.38% View
  • Active since 1967founded 05-07-1967 59 years View

By topic

Financials

Financial year
2025
Turnover
€2.0m
Profit
€977,035
Solvency
63.0%
Turnover▼ 57.7%
Net result
20182025
Go to Financials

Board & ownership

Board
1 member
Parent
MAVICO INVESTMENTS · 72.38%
Auditor
CALLENS VANDELANOTTE
  • MandacoDirector
Go to Board & ownership

Timeline

Events
58
Since
1977
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €1m
  2. 03-10-2025Annual accounts filed
  3. 27-05-2025Appointments: MOBIMAN (persoon belast met het dagelijks…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Scheduled passenger transport by roadNACE 49310
Founded
05-07-1967
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Cars Lux

What is the company number of Cars Lux?
0403.370.441. In Belgium the VAT number is the company number with BE in front: BE 0403.370.441.
Where is Cars Lux based?
The registered office is at Kouterbaan 40, 1840 Londerzeel.Company details
What does Cars Lux do?
According to the KBO register, the main activity is scheduled passenger transport by road (NACE 49310).
What is the legal form of Cars Lux?
Private limited company (pre-2019) (BVBA).
When was Cars Lux founded?
On 05-07-1967.
Is Cars Lux still active?
Yes, Cars Lux is an active enterprise in the KBO register.
How many employees does Cars Lux have?
On average 38.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Cars Lux?
€2.0m in financial year 2025, according to the filed annual accounts.
Is Cars Lux profitable?
In financial year 2025, Cars Lux made a profit of €977,035.
Where can I find the annual accounts of Cars Lux?
Cars Lux filed 50 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Cars Lux due?
By 31-07-2027, for financial year 2026.Timeline

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