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Cars Lux

Active
Private limited company (pre-2019)founded 1967active for 59 yearsKouterbaan 40, 1840 Londerzeel, BelgiumKBO/BCE: BE 0403.370.441

From the official registers: KBO 50 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Cars Lux has been active since 1967 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €977,035. Equity has been growing by about 4.1% per year since 2018. Its solvency ranks better than 74% of 1,081 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

KBO
Status
Active since 05-07-1967 Normal situation
Activity
Scheduled passenger transport by road NACE 49310
Establishment unit
2.037.560.125 1840 Londerzeel, since 23-12-1977
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • MOBIMANManaging director · permanent representative Christophe De Decker
  • MandacoDirector · since 06-05-2025 · permanent representative Karin Koeck
Shareholders

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Turnover
€2.0m
▼ 57.7%
Profit
€977,035
▲ 890%
Equity
€1.8m
▲ 117%
Total assets
€2.9m
▼ 72.8%
Staff
38.7 FTE
▼ 11.8%
Filed on 16-10-2026, 77 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 77 days late; 3 of the last 3 accounts lateSector: Land transport and transport via pipelines (NACE 49)lowers riskFounded in 1967Profit of €977,035 (financial year 2025)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of small companies in land transport (NACE 49)
Financial strength · tick: 2024
Strong
Solvency 88+55
equity 63.0% of total assets
Liquidity 45+41
short-term debt 28.8% · cash 5.6%
Profitability 100+36
return on assets 34.0%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,181 companies, NACE 49, small)
Last 24 months 11-2024: 2.8% 12-2024: 2.8%● unchanged vs 11-2024 01-2025: 2.8%● unchanged vs 12-2024 02-2025: 2.7%▼ -0.1 percentage points vs 01-2025 03-2025: 2.6%▼ -0.1 percentage points vs 02-2025 04-2025: 2.6%● unchanged vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025 07-2025: 2.8%▲ +0.2 percentage points vs 06-2025 08-2025: 3.6%▲ +0.8 percentage points vs 07-2025 09-2025: 4.2%▲ +0.6 percentage points vs 08-2025 10-2025: 4.7%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 3.1%▼ -1.6 percentage points vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.1%● unchanged vs 12-2025 02-2026: 3.0%▼ -0.1 percentage points vs 01-2026 03-2026: 2.9%▼ -0.1 percentage points vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 3.0%▲ +0.1 percentage points vs 04-2026 06-2026: 3.0%● unchanged vs 05-2026 07-2026: 3.0%● unchanged vs 06-2026 08-2026: 3.8%▲ +0.8 percentage points vs 07-2026 09-2026: 4.3%▲ +0.5 percentage points vs 08-2026 10-2026: 0.5%▼ -3.8 percentage points vs 09-2026lowest value
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.47 (1.04 in 2024), above the usual 1.5. Short-term debt is 28.8% and cash 5.6% of total assets. 37% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, small). It does better than 80% of them on solvency, 49% on liquidity, 99% on profitability and 49% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 77 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
lowers risk · Founded in 1967
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Profit of €977,035 (financial year 2025)
NBB · annual accounts
raises risk · 2025 accounts filed 77 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
77 days late
2024
64 days late
2023
65 days late
2022
59 days late
2021
61 days late
2020
16 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 44 days after the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €98,706 to €977,035 ▲ 890% View
  • Positive: Oldest company in Londerzeel, Transport and storage sectorin the Checked rankings No. 1 View

Comparable companies

These companies have the same main activity as Cars Lux: scheduled passenger transport by road (NACE 49310). They are comparable in size and age: total assets between €1.7m and €6.4m, founded between 1952 and 1992.

CompanyTotal assetsTurnover
Cars Lux Londerzeel€2.9m€2.0m
V.D. VOORDE Lochristi€4.1m€4.5m
AUTOBUS DE SCHELDE Londerzeel€6.4m€4.8m
Autobus Naway Rebecq€1.7m€3.5m
Les Autobus Blaise Sankt Vith€2.6m€3.4m
Autobussen De Reys Willebroek€3.0m€6.8m
AUTOBUSSEN EN AUTOCARS ACHIEL WEYN EN ZONEN Stekene€3.9m€3.6m
Full comparison

Documents

Annual accounts at the NBB

All 50 annual accounts

Articles and registers

Key facts about Cars Lux

What is the company number of Cars Lux?
The company number of Cars Lux is 0403.370.441. The VAT number is the same number with BE in front: BE 0403.370.441.
Where is Cars Lux based?
The registered office is at Kouterbaan 40, 1840 Londerzeel.Company details
What does Cars Lux do?
According to the KBO register, the main activity is scheduled passenger transport by road (NACE 49310).
What is the legal form of Cars Lux?
The legal form of Cars Lux is Private limited company (pre-2019) (BVBA).
When was Cars Lux founded?
Cars Lux was founded on 05-07-1967.
Is Cars Lux still active?
Yes, Cars Lux is an active enterprise in the KBO register.
How many employees does Cars Lux have?
Cars Lux had an average of 38.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Cars Lux?
The turnover of Cars Lux was €2.0m in financial year 2025, according to the filed annual accounts.
Is Cars Lux profitable?
In financial year 2025, Cars Lux made a profit of €977,035.
Where can I find the annual accounts of Cars Lux?
Cars Lux filed 50 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Cars Lux due?
Cars Lux must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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