TECHPLAN
ActiveTECHPLAN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €216k and a net result of €46k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 82% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+76
Solvency100=
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.09 against 5.49 in 2023), and 24.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
27 d early
2022
32 d early
2021
30 d late
2020
65 d early
2019
56 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€216k▲ 13.0%
2023 · €191k
2018: €197k
2019: €234k
2020: €154k
2021: €162k
2022: €182k
2023: €191k
2018 → 2024
Total assets
€285k▲ 22.1%
2023 · €233k
2018: €203k
2019: €256k
2020: €536k
2021: €199k
2022: €207k
2023: €233k
2018 → 2024
Net result
€46k▲ 412%
2023 · €9k
2018: €21k
2019: €37k
2020: €-80k
2021: €8k
2022: €20k
2023: €9k
2018 → 2024
Working capital
€213k▲ 12.6%
2023 · €190k
2018: €190k
2019: €219k
2020: €9k
2021: €159k
2022: €168k
2023: €190k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€154k-€162k▲ 5.2%€182k▲ 12.2%€191k▲ 5.0%€216k▲ 13.0%
Operating result€-78k-€20k€21k▲ 5.2%€11k▼ 45.8%€61k▲ 435%
Net result€-80k-€8k€20k▲ 148%€9k▼ 54.4%€46k▲ 412%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 435% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €285k
Fixed assets
€2k▲ 66.6%
Current assets
€282k▲ 21.8%
Equity and liabilities €285k
Equity
€216k▲ 13.0%
Debt
€69k▲ 63.4%
The debt ratio rises from 18.1% to 24.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€61k▲
2023 · €12k
Cash flow
€47k▲
2023 · €9k
Solvency
75.8%▼
2023 · 81.9%
Current ratio
4.09▼
2023 · 5.49
Quick ratio
4.09▼
2023 · 5.49
Debt / equity
0.32▲
2023 · 0.22
ROE
21.4%▲
2023 · 4.7%
ROA
16.2%▲
2023 · 3.9%
Interest coverage
9.66▲
2023 · 6.35
Debt
€69k▲
2023 · €42k
Debt ≤ 1 year
€69k▲
2023 · €42k
Income taxes
€10k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€233k€285k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€670€2k▲
Furniture and vehicles24€670€2k▲
Financial fixed assets28€599€599=
Current assets29/58€232k€282k▲
Amounts receivable within one year40/41€33k€28k▼
Trade receivables40€33k€28k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€189k€248k▲
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€233k€285k▲
Equity10/15€191k€216k▲
Contributions10/11€6k€6k=
Reserves13€111k€135k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€109k€135k▲
Profit (loss) carried forward14€74k€75k▲
Amounts payable17/49€42k€69k▲
Amounts payable within one year42/48€42k€69k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€17k€17k▲
Taxes450/3€17k€17k▲
Other amounts payable47/48€22k€46k▲
Income statement
Code20232024
Non-recurring operating income76A€17k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€432€458▲
Other operating charges640/8€547€1k▲
Gross operating margin9900€12k€62k▲
Operating profit (loss)9901€11k€61k▲
Financial income75/76B€600€2k▲
Recurring financial income75€600€2k▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€10k€56k▲
Income taxes67/77€1k€10k▲
Profit (loss) for the period9904€9k€46k▲
Profit (loss) for the period to be appropriated9905€9k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€120k▲
Profit (loss) brought forward from the previous period14P€74k€74k=
Transfer from equity791/2-€21k
Transfer to equity691/2€9k€45k▲
To other reserves6921€9k€45k▲
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €46k ▲412%
Operating result €61k, net result €46k, both a record.
31-12
Financial
Equity above €200kEq €216k ▲13%
4 profitable years in a row build equity to €216k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 5.27
Current ratio from 1.05 to 5.27; short-term debt falls from €178k to €37k.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-80k ▼319%
Net result drops to €-80k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €234k ▲18.5%
2 profitable years in a row build equity to €234k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 341790 AffligemGround area
950 m²
Building footprint
169 m²
Volume, LiDAR
1,292 m³
Parcel 23030A0724/00C000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TECHPLAN
since 20112.197.490.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23030A0724/00C000 | Flanders | 950 m² | 1 · 169 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ViEsion passive
BE 0895.349.788
Namur · Eq €216k
S.V.R. IMMOBILIERE
BE 0892.751.079
Aywaille · Eq €216k
SERAFIJN
BE 0785.497.387
Koekelare · Eq €216k
AGENCE 66
BE 0832.849.918
Waterloo · Eq €216k
BOVO INVEST
BE 0846.344.103
Vosselaar · Eq €215k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 5,270 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2011
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68122Development of non-residential building projects
42212Civil engineering
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.