Techno Bati
ActiveSummary
The computed 12-month bankruptcy probability of Techno Bati is 2.6% (moderate). The 2024 annual accounts show equity of €74,026 and a net result of €20,515. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 9975 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability69▼-26
Solvency60=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.5 against 1.47 in 2023; short-term debt: 65% and cash: 0.7% of total assets), but 65% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35%
Return on assets
9.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-03-2025, 125 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
125 d early
2023
57 d late
2022
66 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€74,026▲ 38.3%
2023 · €53,512
Total assets
€211,428▲ 36.8%
2023 · €154,536
Net result
€20,515▼ 36.2%
2023 · €32,146
Working capital
€68,722▲ 45.9%
2023 · €47,095
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€47,322-€32,689▼ 30.9%€38,502▲ 17.8%
Net result€45,795above the sector's middle half-€32,146within the sector's middle half▼ 29.8%€20,515within the sector's middle half▼ 36.2%
Equity€52,795within the sector's middle half-€53,512below the sector's middle half▲ 1.4%€74,026within the sector's middle half▲ 38.3%
Total assets€88,976within the sector's middle half-€154,536below the sector's middle half▲ 73.7%€211,428within the sector's middle half▲ 36.8%
Debt€36,181-€101,024▲ 179%€137,401▲ 36.0%
Working capital€49,755within the sector's middle half-€47,095within the sector's middle half▼ 5.3%€68,722within the sector's middle half▲ 45.9%
Solvency59.3%within the sector's middle half-34.6%within the sector's middle half▼ 24.7pp35.0%within the sector's middle half▲ 0.4pp
Current ratio2.38within the sector's middle half-1.47within the sector's middle half▼ 0.911.50within the sector's middle half▲ 0.03
Return on assets (ROA)51.5%above the sector's middle half-20.8%above the sector's middle half▼ 30.7pp9.7%within the sector's middle half▼ 11.1pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 18% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €211,428
Fixed assets
€5,305 ▼ 17.3%
Current assets
€206,123 ▲ 39.2%
Equity and liabilities €211,428
Equity
€74,026 ▲ 38.3%
Debt
€137,401 ▲ 36.0%
Debt's share of the balance-sheet total falls from 65.4% to 65.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41,526▲
2023 · €34,893
Cash flow
€23,539▼
2023 · €34,351
Quick ratio
1.32▲
2023 · 1.26
Debt to equity
1.86▼
2023 · 1.89
ROE
27.7%▼
2023 · 60.1%
Interest coverage
4.56▼
2023 · 63.46
Debt ≤ 1 year
€137,401▲
2023 · €101,024
Income taxes
€10,376
Staff costs
€38,846▲
2023 · €2,676
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €613,301 | €444,745 | €442,139 | ▼ 0.6% |
| Remuneration, social security and pensions62 | €4,784 | €2,676 | €38,846 | ▲ 1,352% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €769 | €2,205 | €3,024 | ▲ 37.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €23,457 | - | - | - |
| Other operating charges640/8 | €328 | €1,021 | €5,493 | ▲ 438% |
| Gross operating margin9900 | €76,659 | €38,590 | €85,866 | ▲ 123% |
| Operating profit (loss)9901 | €47,322 | €32,689 | €38,502 | ▲ 17.8% |
| Financial income75/76B | €3 | €7 | €1,503 | ▲ 21,242% |
| Recurring financial income75 | €3 | €7 | €107 | ▲ 1,426% |
| Non-recurring financial income76B | - | - | €1,395 | - |
| Financial charges65/66B | €1,531 | €550 | €9,114 | ▲ 1,558% |
| Recurring financial charges65 | €1,531 | €550 | €9,114 | ▲ 1,558% |
| Profit (loss) for the period before taxes9903 | €45,795 | €32,146 | €30,891 | ▼ 3.9% |
| Income taxes67/77 | - | - | €10,376 | - |
| Profit (loss) for the period9904 | €45,795 | €32,146 | €20,515 | ▼ 36.2% |
| Profit (loss) for the period to be appropriated9905 | €45,795 | €32,146 | €20,515 | ▼ 36.2% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €88,976 | €154,536 | €211,428 | ▲ 36.8% |
| Fixed assets21/28 | €3,039 | €6,416 | €5,305 | ▼ 17.3% |
| Tangible fixed assets22/27 | €3,039 | €5,816 | €3,205 | ▼ 44.9% |
| Plant, machinery and equipment23 | €594 | €1,925 | €999 | ▼ 48.1% |
| Furniture and vehicles24 | €2,445 | €3,891 | €2,206 | ▼ 43.3% |
| Financial fixed assets28 | - | €600 | €2,100 | ▲ 250% |
| Current assets29/58 | €85,937 | €148,120 | €206,123 | ▲ 39.2% |
| Stocks and contracts in progress3 | - | €20,950 | €25,000 | ▲ 19.3% |
| Stocks30/36 | - | €20,950 | €25,000 | ▲ 19.3% |
| Amounts receivable within one year40/41 | €85,934 | €104,643 | €179,087 | ▲ 71.1% |
| Trade receivables40 | €37,552 | €73,445 | €153,438 | ▲ 109% |
| Other amounts receivable41 | €48,382 | €31,198 | €25,649 | ▼ 17.8% |
| Cash at bank and in hand54/58 | €2 | €16,525 | €1,420 | ▼ 91.4% |
| Deferred charges and accrued income490/1 | - | €6,001 | €616 | ▼ 89.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €88,976 | €154,536 | €211,428 | ▲ 36.8% |
| Equity10/15 | €52,795 | €53,512 | €74,026 | ▲ 38.3% |
| Contributions10/11 | €7,000 | €7,000 | €7,000 | = |
| Capital10 | €7,000 | €7,000 | €7,000 | = |
| Issued capital100 | €7,000 | €7,000 | €7,000 | = |
| Reserves13 | €45,795 | €46,512 | €67,026 | ▲ 44.1% |
| Distributable reserves133 | €45,795 | €46,512 | €67,026 | ▲ 44.1% |
| Amounts payable17/49 | €36,181 | €101,024 | €137,401 | ▲ 36.0% |
| Amounts payable within one year42/48 | €36,181 | €101,024 | €137,401 | ▲ 36.0% |
| Financial debts43 | - | - | €2,500 | - |
| Other loans439 | - | - | €2,500 | - |
| Trade debts44 | €21,917 | €90,904 | €65,823 | ▼ 27.6% |
| Suppliers440/4 | €21,917 | €90,904 | €65,823 | ▼ 27.6% |
| Taxes, remuneration and social security45 | €3,700 | €9,429 | €14,279 | ▲ 51.4% |
| Taxes450/3 | - | €9,429 | €9,429 | = |
| Remuneration and social security454/9 | €3,700 | - | €4,850 | - |
| Other amounts payable47/48 | €10,564 | €692 | €54,799 | ▲ 7,821% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,795 | €32,146 | €20,515 | ▼ 36.2% |
| + Depreciation and write-downs630 | €769 | €2,205 | €3,024 | ▲ 37.2% |
| Operating cash flow (approximation) | €46,563 | €34,351 | €23,539 | ▼ 31.5% |
| Investment in fixed assets (approximation) | - | -€5,582 | -€1,912 | ▲ 65.7% |
| Change in cash | - | €16,523 | -€15,105 | ▼ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €20,515 ▼36.2%
Net result drops to €20,515, the lowest in the series.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 57 days late
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2021
Ground area
1.6 ha
Building footprint
172 m²
Volume, LiDAR
814 m³
2 parcels, Wallonia · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Techno Bati
since 20212.323.611.343
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62067B0850/00P000 | Wallonia | 1.4 ha | - | - |
| 62067F0915/00N004 | Wallonia | 1,779 m² | 1 · 172 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATELIER PYCK
BE 0738.391.615
Merelbeke-Melle · Eq €74,028
Wood & Stone
BE 0775.616.057
Deinze · Eq €74,030
ALGEMENE BOUWWERKEN DE SMET DANNY
BE 0670.511.708
Oosterzele · Eq €74,022
HeLix Bouw
BE 0666.467.204
Nazareth-De Pinte · Eq €74,013
DOCKX Frédéric
BE 0809.157.964
Jodoigne · Eq €74,013
Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 13,230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68121Development of residential building projects
43310Plastering work
43320Joinery installation
43341Painting of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775823618
Also
9925:BE0775823618
Registered
05-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.