TECHNIQUES SPECIALES MARLAIRE
ActiveSummary
TECHNIQUES SPECIALES MARLAIRE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €5k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.24 against 7.33 in 2024; short-term debt: 16% and cash: 64.3% of total assets), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
21 d late
2023
30 d late
2022
51 d late
2021
26 d early
2020
58 d early
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 5.9%
2024 · €87k
2018: €67k
2019: €76k
2020: €67k
2021: €75k
2022: €113k
2023: €107k
2024: €87k
2018 → 2025
Total assets
€110k▲ 9.0%
2024 · €101k
2018: €410k
2019: €182k
2020: €601k
2021: €463k
2022: €351k
2023: €200k
2024: €101k
2018 → 2025
Net result
€5k▼ 49.2%
2024 · €10k
2018: €-210
2019: €9k
2020: €-9k
2021: €8k
2022: €38k
2023: €-6k
2024: €10k
2018 → 2025
Working capital
€93k▲ 5.9%
2024 · €87k
2018: €66k
2019: €76k
2020: €246k
2021: €341k
2022: €153k
2023: €107k
2024: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€113k▲ 50.6%€107k▼ 5.4%€87k▼ 18.4%€93k▲ 5.9%
Operating result€14k-€47k▲ 223%€-1k€13k€7k▼ 46.2%
Net result€8k-€38k▲ 366%€-6k€10k€5k▼ 49.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €110k
Equity
€93k ▲ 5.9%
Debt
€18k ▲ 28.2%
Debt's share of the balance-sheet total rises from 13.6% to 16.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
6.24▼
2024 · 7.33
Debt to equity
0.19▲
2024 · 0.16
ROE
5.6%▼
2024 · 11.7%
ROA
4.7%▼
2024 · 10.1%
Debt ≤ 1 year
€18k▲
2024 · €14k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€101k€110k▲
Current assets29/58€101k€110k▲
Amounts receivable within one year40/41€65k€37k▼
Trade receivables40€6k€3k▼
Other amounts receivable41€59k€33k▼
Cash at bank and in hand54/58€36k€71k▲
Deferred charges and accrued income490/1€910€3k▲
Equity and liabilities
Total equity and liabilities10/49€101k€110k▲
Equity10/15€87k€93k▲
Contributions10/11€3k€3k=
Reserves13€80k€80k=
Distributable reserves133€80k€80k=
Profit (loss) carried forward14€4k€9k▲
Amounts payable17/49€14k€18k▲
Amounts payable within one year42/48€14k€18k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€6k€13k▲
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Other operating charges640/8€233€149▼
Non-recurring operating charges66A€75€232▲
Gross operating margin9900€13k€7k▼
Operating profit (loss)9901€13k€7k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€14k€7k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€10k€5k▼
Profit (loss) for the period to be appropriated9905€10k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€9k▲
Profit (loss) brought forward from the previous period14P€-6k€4k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 7.33
Current ratio from 2.15 to 7.33; short-term debt falls from €93k to €14k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
31-12
Financial
Highest result since 2018net €38k ▲366%
Operating result €47k, net result €38k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲50.6%
2 profitable years in a row build equity to €113k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.80
Current ratio from 1.69 to 3.80; short-term debt falls from €355k to €122k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Weakest financial yearnet €-9k ▼200%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Thuin 1856032 CharleroiGround area
4,148 m²
Building footprint
385 m²
Volume, LiDAR
4,328 m³
2 parcels, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Pétrias(NAL) 142, 6120 Ham-sur-Heure-Nalinnes
since 20032.123.427.889
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52352C0187/00S000 | Wallonia | 4,083 m² | 1 · 320 m² | 14.3 m · 4 fl. |
| 56058A0630/00R000 | Wallonia | 64 m² | 1 · 64 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SALES SMART CONCEPT
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DECAE V.
BE 0713.711.251
Genappe · Eq €92,569
VANDERHEYDEN B. CONSTRUCTION
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Plombières · Eq €92,560
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,179 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2003
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.