TECHNICS@home
ActiveSummary
TECHNICS@home has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,593 and a net result of €10,313. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 28374 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+83
Solvency75▲+13
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.47 in 2024; short-term debt: 49.5% and cash: 25.1% of total assets), and 49.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
29 d late
2022
on the day
2021
13 d early
2020
16 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€46,593▲ 28.4%
2024 · €36,280
Total assets
€92,272▼ 5.2%
2024 · €97,313
Net result
€10,313
2024 · -€30,497
Working capital
€37,857▲ 59.3%
2024 · €23,772
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,590▲ 233%€15,693▼ 10.8%€8,713▼ 44.5%-€27,567€11,098
Net result€13,890within the sector's middle half▲ 377%€9,350within the sector's middle half▼ 32.7%€5,151within the sector's middle half▼ 44.9%-€30,497below the sector's middle half€10,313within the sector's middle half
Equity€52,277within the sector's middle half▲ 9.0%€61,627within the sector's middle half▲ 17.9%€66,777within the sector's middle half▲ 8.4%€36,280within the sector's middle half▼ 45.7%€46,593within the sector's middle half▲ 28.4%
Total assets€119,238within the sector's middle half▲ 109%€112,626within the sector's middle half▼ 5.5%€123,884within the sector's middle half▲ 10.0%€97,313within the sector's middle half▼ 21.4%€92,272within the sector's middle half▼ 5.2%
Debt€66,961▲ 647%€50,999▼ 23.8%€57,107▲ 12.0%€61,033▲ 6.9%€45,678▼ 25.2%
Working capital€30,455within the sector's middle half▼ 33.8%€43,078within the sector's middle half▲ 41.4%€51,300within the sector's middle half▲ 19.1%€23,772within the sector's middle half▼ 53.7%€37,857within the sector's middle half▲ 59.3%
Solvency43.8%within the sector's middle half▼ 40.4pp54.7%within the sector's middle half▲ 10.9pp53.9%within the sector's middle half▼ 0.8pp37.3%within the sector's middle half▼ 16.6pp50.5%within the sector's middle half▲ 13.2pp
Current ratio2.26within the sector's middle half▼ 3.873.25above the sector's middle half▲ 0.992.42within the sector's middle half▼ 0.831.47within the sector's middle half▼ 0.951.83within the sector's middle half▲ 0.36
Return on assets (ROA)11.6%within the sector's middle half▲ 6.5pp8.3%within the sector's middle half▼ 3.3pp4.2%within the sector's middle half▼ 4.1pp-31.3%below the sector's middle half▼ 35.5pp11.2%within the sector's middle half▲ 42.5pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11,098 after a loss of €27,567 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92,272
Fixed assets
€8,736 ▼ 61.2%
Current assets
€83,536 ▲ 11.7%
Equity and liabilities €92,272
Equity
€46,593 ▲ 28.4%
Debt
€45,678 ▼ 25.2%
Debt's share of the balance-sheet total falls from 62.7% to 49.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24,864▲
2024 · -€13,658
Cash flow
€24,079▲
2024 · -€16,589
Quick ratio
1.67▲
2024 · 1.32
Debt to equity
0.98▼
2024 · 1.68
ROE
22.1%▲
2024 · -84.1%
Interest coverage
35.93▲
2024 · -5.11
Debt ≤ 1 year
€45,678▼
2024 · €51,040
Debt > 1 year
€0▼
2024 · €9,993
Income taxes
€149▼
2024 · €256
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,477 | €14,212 | €14,011 | €13,909 | €13,765 | ▼ 1.0% |
| Other operating charges640/8 | €76 | €1,018 | €554 | €189 | €865 | ▲ 357% |
| Gross operating margin9900 | €23,142 | €30,923 | €23,277 | -€13,469 | €25,728 | ▲ 291% |
| Operating profit (loss)9901 | €17,590 | €15,693 | €8,713 | -€27,567 | €11,098 | ▲ 140% |
| Financial income75/76B | - | €600 | €811 | €0 | €57 | ▲ 282,850% |
| Recurring financial income75 | - | €600 | €811 | €0 | €57 | ▲ 282,850% |
| Financial charges65/66B | €415 | €1,119 | €104 | €2,674 | €692 | ▼ 74.1% |
| Recurring financial charges65 | €415 | €1,119 | €104 | €2,674 | €692 | ▼ 74.1% |
| Profit (loss) for the period before taxes9903 | €17,175 | €15,175 | €9,420 | -€30,241 | €10,463 | ▲ 135% |
| Income taxes67/77 | €3,285 | €5,825 | €4,270 | €256 | €149 | ▼ 41.7% |
| Profit (loss) for the period9904 | €13,890 | €9,350 | €5,151 | -€30,497 | €10,313 | ▲ 134% |
| Profit (loss) for the period to be appropriated9905 | €13,890 | €9,350 | €5,151 | -€30,497 | €10,313 | ▲ 134% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €119,238 | €112,626 | €123,884 | €97,313 | €92,272 | ▼ 5.2% |
| Fixed assets21/28 | €64,633 | €50,421 | €36,410 | €22,501 | €8,736 | ▼ 61.2% |
| Tangible fixed assets22/27 | €64,633 | €50,421 | €36,410 | €22,501 | €8,736 | ▼ 61.2% |
| Plant, machinery and equipment23 | €1,395 | €808 | €423 | €140 | €0 | ▼ 100% |
| Furniture and vehicles24 | €63,238 | €49,612 | €35,987 | €22,361 | €8,736 | ▼ 60.9% |
| Current assets29/58 | €54,605 | €62,205 | €87,474 | €74,812 | €83,536 | ▲ 11.7% |
| Stocks and contracts in progress3 | €7,380 | €7,380 | €7,380 | €7,380 | €7,380 | = |
| Stocks30/36 | €7,380 | €7,380 | €7,380 | €7,380 | €7,380 | = |
| Amounts receivable within one year40/41 | €38,388 | €53,371 | €67,015 | €57,929 | €53,000 | ▼ 8.5% |
| Trade receivables40 | €38,164 | €38,164 | €52,000 | €44,035 | €49,317 | ▲ 12.0% |
| Other amounts receivable41 | €224 | €15,207 | €15,015 | €13,894 | €3,683 | ▼ 73.5% |
| Cash at bank and in hand54/58 | €8,837 | €318 | €8,941 | €7,923 | €23,132 | ▲ 192% |
| Deferred charges and accrued income490/1 | - | €1,136 | €4,138 | €1,580 | €24 | ▼ 98.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €119,238 | €112,626 | €123,884 | €97,313 | €92,272 | ▼ 5.2% |
| Equity10/15 | €52,277 | €61,627 | €66,777 | €36,280 | €46,593 | ▲ 28.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €33,652 | €43,002 | €48,153 | €48,153 | €34,858 | ▼ 27.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €31,792 | €41,142 | €46,293 | €46,293 | €32,998 | ▼ 28.7% |
| Profit (loss) carried forward14 | €24 | €25 | €25 | -€30,473 | -€6,864 | ▲ 77.5% |
| Amounts payable17/49 | €66,961 | €50,999 | €57,107 | €61,033 | €45,678 | ▼ 25.2% |
| Amounts payable after more than one year17 | €42,811 | €31,872 | €20,932 | €9,993 | €0 | ▼ 100% |
| Financial debts170/4 | €42,811 | €31,872 | €20,932 | €9,993 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €24,150 | €19,127 | €36,174 | €51,040 | €45,678 | ▼ 10.5% |
| Current portion of amounts payable after more than one year42 | €10,939 | €10,939 | €10,939 | €10,939 | €9,993 | ▼ 8.6% |
| Trade debts44 | €4,766 | €283 | €3,818 | €8,434 | €12,330 | ▲ 46.2% |
| Suppliers440/4 | €4,766 | €283 | €3,818 | €8,434 | €12,330 | ▲ 46.2% |
| Taxes, remuneration and social security45 | €8,146 | €6,653 | €13,937 | €9,589 | €2,674 | ▼ 72.1% |
| Taxes450/3 | €8,146 | €6,653 | €13,937 | €9,589 | €2,674 | ▼ 72.1% |
| Other amounts payable47/48 | €299 | €1,252 | €7,480 | €22,078 | €20,682 | ▼ 6.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,890 | €9,350 | €5,151 | -€30,497 | €10,313 | ▲ 134% |
| + Depreciation and write-downs630 | €5,477 | €14,212 | €14,011 | €13,909 | €13,765 | ▼ 1.0% |
| Operating cash flow (approximation) | €19,366 | €23,562 | €19,162 | -€16,589 | €24,079 | ▲ 245% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€8,518 | €8,623 | -€1,018 | €15,209 | ▲ 1,594% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10,313
Net result €10,313 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet -€30,497
Net result drops to -€30,497, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €13,890 ▲377%
Operating result €17,590, net result €13,890, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt-Winge · 1 establishment unit since 2010
Ground area
1,271 m²
Building footprint
237 m²
Volume, LiDAR
1,162 m³
Parcel 24106D0266/00G000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
TECHNICS@home
since 20102.194.179.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24106D0266/00G000 | Flanders | 1,271 m² | 1 · 237 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 · 1 entry · 180 EUR awarded · 180 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 180 EUR | 180 EUR |
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Of 9,531 companies in sector 43222 we hold annual accounts for 5,665. 4,495 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded16-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0826994284
Also
9925:BE0826994284
Registered
07-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.