STUCKENS FREDDY
ActiveSTUCKENS FREDDY has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €55k and a net result of €30k. Equity is growing by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▲+40
Solvency94▲+15
Growth71▲+4
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 1.73 in 2023; short-term debt: 30.7% and cash: 32.9% of total assets), and 30.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
57 d late
2022
63 d late
2021
23 d late
2020
1 d early
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€284k▲ 28.5%
2023 · €221k
2018: €186k
2019: €118k
2020: €232k
2021: €198k
2022: €218k
2023: €221k
2018 → 2024
EBIT margin
14.3%▲ 14.4pp
2023 · -0.1%
2018: -0.3%
2019: 6.7%
2020: 6.0%
2021: 3.8%
2022: 0.9%
2023: -0.1%
2018 → 2024
Net result
€30k▲ 676%
2023 · €4k
2018: €-3k
2019: €6k
2020: €11k
2021: €5k
2022: €353
2023: €4k
2018 → 2024
Working capital
€39k▲ 154%
2023 · €16k
2018: €-10k
2019: €-2k
2020: €9k
2021: €10k
2022: €13k
2023: €16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€232k-€198k▼ 15.0%€218k▲ 10.2%€221k▲ 1.4%€284k▲ 28.5%
Equity€15k-€20k▲ 34.9%€21k▲ 1.7%€25k▲ 18.9%€55k▲ 124%
Operating result€14k-€8k▼ 45.7%€2k▼ 74.5%€-193€41k
Net result€11k-€5k▼ 51.1%€353▼ 93.3%€4k▲ 1,010%€30k▲ 676%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €41k after a loss of €193 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €79k
Fixed assets
€16k▲ 72.2%
Current assets
€64k▲ 72.9%
Equity and liabilities €79k
Equity
€55k▲ 124%
Debt
€24k▲ 14.1%
The debt ratio falls from 46.5% to 30.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2023 · €4k
Cash flow
€34k▲
2023 · €8k
Solvency
69.3%▲
2023 · 53.5%
Current ratio
2.62▲
2023 · 1.73
Quick ratio
2.30▲
2023 · 1.61
Debt / equity
0.44▼
2023 · 0.87
ROE
55.3%▲
2023 · 15.9%
ROA
38.3%▲
2023 · 8.5%
Interest coverage
19.12▲
2023 · 4.58
Debt
€24k▲
2023 · €21k
Debt ≤ 1 year
€24k▲
2023 · €21k
Income taxes
€9k▲
2023 · €1k
Staff costs
€-952▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€46k€79k▲
Fixed assets21/28€9k€16k▲
Tangible fixed assets22/27€9k€16k▲
Plant, machinery and equipment23€7k€11k▲
Furniture and vehicles24€2k€5k▲
Current assets29/58€37k€64k▲
Stocks and contracts in progress3€2k€8k▲
Stocks30/36€2k€8k▲
Amounts receivable within one year40/41€16k€30k▲
Trade receivables40€10k€23k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€18k€26k▲
Deferred charges and accrued income490/1€511€357▼
Equity and liabilities
Total equity and liabilities10/49€46k€79k▲
Equity10/15€25k€55k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€6k€36k▲
Amounts payable17/49€21k€24k▲
Amounts payable within one year42/48€21k€24k▲
Trade debts44€14k€14k▼
Suppliers440/4€14k€14k▼
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€2k€8k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€3k€604▼
Income statement
Code20232024
Turnover70€221k€284k▲
Remuneration, social security and pensions62€13k€-952▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€1k€935▼
Gross operating margin9900€18k€45k▲
Operating profit (loss)9901€-193€41k▲
Financial income75/76B€6k€799▼
Recurring financial income75€348€799▲
Non-recurring financial income76B€6k-
Financial charges65/66B€814€2k▲
Recurring financial charges65€814€2k▲
Profit (loss) for the period before taxes9903€5k€39k▲
Income taxes67/77€1k€9k▲
Profit (loss) for the period9904€4k€30k▲
Profit (loss) for the period to be appropriated9905€4k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€36k▲
Profit (loss) brought forward from the previous period14P€2k€6k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €30k ▲676%
Operating result €41k, net result €30k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verhaegenstraat 323220 HolsbeekGround area
1,012 m²
Building footprint
150 m²
Volume, LiDAR
580 m³
Parcel 24043B0164/00R000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STUCKENS FREDDY BVBA
since 20122.214.605.614
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24043B0164/00R000 | Flanders | 1,012 m² | 1 · 150 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AK-CONCEPT
BE 0775.529.450
Beringen · Eq €55k
MS Chauffage Sanitaire
BE 0778.351.556
Libin · Eq €55k
MANCUSO
BE 0474.810.347
Amay · Eq €55k
FISATEC
BE 0793.847.604
Laarne · Eq €55k
ARDETIS
BE 0760.597.685
Ath · Eq €55k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,630 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2012
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.