TECHNICS AND AUTOMATION
ActiveThe annual accounts of TECHNICS AND AUTOMATION for fiscal year 2025 show a net loss of 302% of total assets and of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €13k and a net result of €-60k. Equity is shrinking by ~15.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 72% of 1294 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency91▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.92 against 3.88 in 2024; short-term debt: 34.2% and cash: 100% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
-302.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-60k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
32 d late
2023
92 d late
2022
60 d late
2021
61 d late
2020
31 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 86.0%
2024 · €94k
2018: €124k
2019: €107k
2020: €82k
2021: €50k
2022: €65k
2023: €121k
2024: €94k
2018 → 2025
Total assets
€20k▼ 81.5%
2024 · €107k
2018: €152k
2019: €190k
2020: €87k
2021: €52k
2022: €73k
2023: €153k
2024: €107k
2018 → 2025
Net result
€-60k▼ 122%
2024 · €-27k
2018: €76k
2019: €-17k
2020: €-24k
2021: €-32k
2022: €15k
2023: €55k
2024: €-27k
2018 → 2025
Working capital
€13k▼ 67.6%
2024 · €40k
2018: €108k
2019: €53k
2020: €37k
2021: €13k
2022: €34k
2023: €78k
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€65k▲ 30.4%€121k▲ 84.8%€94k▼ 22.4%€13k▼ 86.0%
Operating result€-32k-€16k€56k▲ 259%€-27k€-60k▼ 125%
Net result€-32k-€15k€55k▲ 264%€-27k€-60k▼ 122%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €60k in 2025 against €27k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €20k
Equity
€13k▼ 86.0%
Debt
€7k▼ 51.4%
The debt ratio rises from 13.0% to 34.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-18k▲
2024 · €-20k
Cash flow
€-18k▲
2024 · €-20k
Solvency
65.8%▼
2024 · 87.0%
Current ratio
2.92▼
2024 · 3.88
Quick ratio
2.92▼
2024 · 3.88
Debt / equity
0.52▲
2024 · 0.15
ROE
-459.1%▼
2024 · -28.9%
ROA
-302.1%▼
2024 · -25.2%
Interest coverage
-87.82▼
2024 · -32.67
Debt
€7k▼
2024 · €14k
Debt ≤ 1 year
€7k▼
2024 · €14k
Income taxes
€-32▼
2024 · €90
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€20k▼
Fixed assets21/28€53k-
Tangible fixed assets22/27€53k-
Land and buildings22€52k-
Plant, machinery and equipment23€2k-
Current assets29/58€54k€20k▼
Amounts receivable within one year40/41€11k-
Trade receivables40€2k-
Other amounts receivable41€9k-
Cash at bank and in hand54/58€43k€20k▼
Equity and liabilities
Total equity and liabilities10/49€107k€20k▼
Equity10/15€94k€13k▼
Contributions10/11€20k-
Reserves13€28k-
Tax-exempt reserves132€28k-
Profit (loss) carried forward14€46k€13k▼
Amounts payable17/49€14k€7k▼
Amounts payable within one year42/48€14k€7k▼
Financial debts43€4k€879▼
Other loans439€4k€879▼
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€42k▲
Other operating charges640/8€356€396▲
Gross operating margin9900€-19k€-18k▲
Operating profit (loss)9901€-27k€-60k▼
Financial income75/76B€339€171▼
Recurring financial income75€339€171▼
Financial charges65/66B€600€208▼
Recurring financial charges65€600€208▼
Profit (loss) for the period before taxes9903€-27k€-60k▼
Income taxes67/77€90€-32▼
Profit (loss) for the period9904€-27k€-60k▼
Transfer from tax-exempt reserves789-€28k
Profit (loss) for the period to be appropriated9905€-27k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€13k▼
Profit (loss) brought forward from the previous period14P€73k€46k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series.
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Equity above €100kEq €121k ▲84.8%
2 profitable years in a row build equity to €121k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Liquidity times 6current ratio 9.71
Current ratio from 1.63 to 9.71; short-term debt falls from €84k to €4k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veststraat 223271 Scherpenheuvel-ZichemGround area
385 m²
Building footprint
209 m²
Volume, LiDAR
1,082 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T.and A.
since 20042.143.950.319
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0046/00E009 | Flanders | 263 m² | 1 · 96 m² | 10.8 m · 2 fl. |
| 24129E0171/00X011 | Flanders | 122 m² | 1 · 112 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AARRAS TECHNICS
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SABBE CONSTRUCT
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Of 1,225 companies in sector 33200 we hold annual accounts for 677. 327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2004
Fiscal year end31-12
Activities, NACEBEL
33200Installation of industrial machinery and equipment
33300
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
74201Photography, excluding press photography
74811
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.