PNDA
ActiveSummary
PNDA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 1309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-14
Solvency77▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.1 against 2.16 in 2024; short-term debt: 47.5% and cash: 0.2% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
-27.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-12k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
197 d late
2022
30 d late
2021
31 d late
2020
27 d late
2019
69 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 34.5%
2024 · €34k
2018: €18k
2019: €-4k
2020: €-1k
2021: €-2k
2022: €13k
2023: €40k
2024: €34k
2018 → 2025
Total assets
€43k▼ 32.8%
2024 · €64k
2018: €29k
2019: €23k
2020: €15k
2021: €12k
2022: €19k
2023: €60k
2024: €64k
2018 → 2025
Net result
€-12k▼ 94.8%
2024 · €-6k
2018: €46k
2019: €-30k
2020: €3k
2021: €-1k
2022: €16k
2023: €27k
2024: €-6k
2018 → 2025
Working capital
€22k▼ 34.5%
2024 · €34k
2018: €16k
2019: €-6k
2020: €-1k
2021: €-3k
2022: €13k
2023: €40k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€13k€40k▲ 201%€34k▼ 15.1%€22k▼ 34.5%
Operating result€-491-€17k€32k▲ 93.9%€-5k€-9k▼ 82.3%
Net result€-1k-€16k€27k▲ 69.4%€-6k€-12k▼ 94.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€50 =
Current assets
€43k ▼ 32.8%
Equity and liabilities €43k
Equity
€22k ▼ 34.5%
Debt
€20k ▼ 30.9%
Debt's share of the balance-sheet total rises from 46.3% to 47.7%. Equity and debt are lower.
Key figures and ratios
Current ratio
2.10▼
2024 · 2.16
Debt to equity
0.91▲
2024 · 0.86
ROE
-52.7%▼
2024 · -17.7%
ROA
-27.6%▼
2024 · -9.5%
Debt ≤ 1 year
€20k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€64k€43k▼
Fixed assets21/28€50€50=
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Financial fixed assets28€50€50=
Current assets29/58€64k€43k▼
Amounts receivable within one year40/41€57k€43k▼
Trade receivables40€44k€7k▼
Other amounts receivable41€13k€36k▲
Cash at bank and in hand54/58€3k€67▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€64k€43k▼
Equity10/15€34k€22k▼
Contributions10/11€6k€6k=
Reserves13€20k€20k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14€8k€-4k▼
Amounts payable17/49€30k€20k▼
Amounts payable within one year42/48€30k€20k▼
Financial debts43€11k€10k▼
Credit institutions430/8€11k€10k▼
Trade debts44€11k€6k▼
Suppliers440/4€11k€6k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Accrued charges and deferred income492/3€66€67▲
Income statement
Code20242025
Other operating charges640/8-€850
Gross operating margin9900€-5k€-9k▼
Operating profit (loss)9901€-5k€-9k▼
Financial charges65/66B€918€2k▲
Recurring financial charges65€918€2k▲
Profit (loss) for the period before taxes9903€-6k€-12k▼
Profit (loss) for the period9904€-6k€-12k▼
Profit (loss) for the period to be appropriated9905€-6k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-4k▼
Profit (loss) brought forward from the previous period14P€14k€8k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 197 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 3.28
Current ratio from 0.82 to 3.28; short-term debt falls from €14k to €6k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €-30k ▼164%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gustave Camus 66200 ChâteletGround area
954 m²
Building footprint
142 m²
Volume, LiDAR
759 m³
Parcel 52012B0229/00C000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PNDA
since 20102.189.217.546
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52012B0229/00C000 | Wallonia | 954 m² | 1 · 142 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JCon-Solutions
BE 1004.464.001
Sint-Niklaas · Eq €22,453
SMART CHOICE
BE 0700.455.707
Liège · Eq €22,302
TIS
BE 1001.839.061
Beveren-Kruibeke-Zwijndrecht · Eq €22,199
DAAN TILLEMAN
BE 1021.474.435
Knokke-Heist · Eq €22,837
WESSAM
BE 0544.377.658
Gent · Eq €22,000
Of 1,225 companies in sector 33200 we hold annual accounts for 676. 395 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
33200Installation of industrial machinery and equipment
33190Repair, maintenance and installation of machinery and equipment
47120Other non-specialised retail sale
47789Other retail sale of new goods
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32467050601