TECHNICCHAUFF
ActiveSummary
The computed 12-month bankruptcy probability of TECHNICCHAUFF is 2.0% (moderate). The 2025 annual accounts show equity of €32k and a net result of €-5k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 27965 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability52▲+52
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.31 in 2024; short-term debt: 17.5% and cash: 40.7% of total assets), and 17.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.5%
Return on assets
-13.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
27 d late
2022
1 d late
2021
16 d late
2020
13 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€74k
EBIT margin
0.3%
Net result
€-5k▲ 63.3%
2024 · €-15k
2018: €-760
2019: €-2k▼ -151% vs 2018
2020: €2k▲ +198% vs 2019
2021: €18k▲ +851% vs 2020highest in 8 years
2022: €9k▼ -49.1% vs 2021
2023: €5k▼ -46.7% vs 2022
2024: €-15k▼ -401% vs 2023lowest in 8 years
2025: €-5k▲ +63.3% vs 2024
2018 → 2025
Working capital
€12k▲ 28.9%
2024 · €9k
2018: €7k
2019: €6k▼ -21.0% vs 2018lowest in 8 years
2020: €9k▲ +61.2% vs 2019
2021: €26k▲ +174% vs 2020
2022: €43k▲ +67.0% vs 2021highest in 8 years
2023: €16k▼ -63.3% vs 2022
2024: €9k▼ -41.2% vs 2023
2025: €12k▲ +28.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€47k▲ 50.8%€52k▲ 10.2%€38k▼ 27.8%€32k▼ 14.2%
2021: €31klowest in 5 years
2022: €47k▲ +50.8% vs 2021
2023: €52k▲ +10.2% vs 2022highest in 5 years
2024: €38k▼ -27.8% vs 2023
2025: €32k▼ -14.2% vs 2024
Operating result€18k-€13k▼ 28.0%€480▼ 96.3%€-12k€-5k▲ 58.5%
2021: €18khighest in 5 years
2022: €13k▼ -28.0% vs 2021
2023: €480▼ -96.3% vs 2022
2024: €-12k▼ -2679% vs 2023lowest in 5 years
2025: €-5k▲ +58.5% vs 2024
Net result€18k-€9k▼ 49.1%€5k▼ 46.7%€-15k€-5k▲ 63.3%
2021: €18khighest in 5 years
2022: €9k▼ -49.1% vs 2021
2023: €5k▼ -46.7% vs 2022
2024: €-15k▼ -401% vs 2023lowest in 5 years
2025: €-5k▲ +63.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€20k ▼ 28.2%
Current assets
€19k ▲ 15.1%
Equity and liabilities €39k
Equity
€32k ▼ 14.2%
Debt
€7k ▼ 3.0%
Debt's share of the balance-sheet total rises from 15.8% to 17.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▲
2024 · €-4k
Cash flow
€3k▲
2024 · €-7k
Current ratio
2.74▲
2024 · 2.31
Debt to equity
0.21▲
2024 · 0.19
ROE
-16.5%▲
2024 · -38.6%
ROA
-13.6%▲
2024 · -32.5%
Interest coverage
9.24▲
2024 · -14.19
Debt ≤ 1 year
€7k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€45k€39k▼
Fixed assets21/28€28k€20k▼
Tangible fixed assets22/27€28k€20k▼
Plant, machinery and equipment23€434-
Furniture and vehicles24€28k€20k▼
Financial fixed assets28€100€100=
Current assets29/58€16k€19k▲
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€3k€783▼
Other amounts receivable41€6k€1k▼
Cash at bank and in hand54/58€7k€16k▲
Deferred charges and accrued income490/1€1k€863▼
Equity and liabilities
Total equity and liabilities10/49€45k€39k▼
Equity10/15€38k€32k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€17k€12k▼
Amounts payable17/49€7k€7k▼
Amounts payable within one year42/48€7k€7k▼
Trade debts44€4k€612▼
Suppliers440/4€4k€612▼
Other amounts payable47/48€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€536€449▼
Non-recurring operating charges66A€58€267▲
Gross operating margin9900€-4k€4k▲
Operating profit (loss)9901€-12k€-5k▲
Financial income75/76B€54€102▲
Recurring financial income75€54€102▲
Financial charges65/66B€306€313▲
Recurring financial charges65€306€313▲
Profit (loss) for the period before taxes9903€-13k€-5k▲
Income taxes67/77€2k-
Profit (loss) for the period9904€-15k€-5k▲
Profit (loss) for the period to be appropriated9905€-15k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€12k▼
Profit (loss) brought forward from the previous period14P€32k€17k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €5k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €3k | €8k | €8k | ▼ 0.1% |
| Other operating charges640/8 | €433 | €518 | €576 | €536 | €449 | ▼ 16.2% |
| Non-recurring operating charges66A | €440 | €410 | €464 | €58 | €267 | ▲ 361% |
| Gross operating margin9900 | €26k | €17k | €4k | €-4k | €4k | ▲ 196% |
| Operating profit (loss)9901 | €18k | €13k | €480 | €-12k | €-5k | ▲ 58.5% |
| Financial income75/76B | €120 | €123 | €8k | €54 | €102 | ▲ 87.9% |
| Recurring financial income75 | €120 | €123 | €94 | €54 | €102 | ▲ 87.9% |
| Non-recurring financial income76B | - | - | €8k | - | - | - |
| Financial charges65/66B | €143 | €113 | €556 | €306 | €313 | ▲ 2.3% |
| Recurring financial charges65 | €143 | €113 | €556 | €306 | €313 | ▲ 2.3% |
| Profit (loss) for the period before taxes9903 | €18k | €13k | €8k | €-13k | €-5k | ▲ 57.7% |
| Income taxes67/77 | €198 | €4k | €3k | €2k | - | - |
| Profit (loss) for the period9904 | €18k | €9k | €5k | €-15k | €-5k | ▲ 63.3% |
| Profit (loss) for the period to be appropriated9905 | €18k | €9k | €5k | €-15k | €-5k | ▲ 63.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42k | €49k | €59k | €45k | €39k | ▼ 12.4% |
| Fixed assets21/28 | €6k | €4k | €36k | €28k | €20k | ▼ 28.2% |
| Tangible fixed assets22/27 | €6k | €4k | €36k | €28k | €20k | ▼ 28.3% |
| Plant, machinery and equipment23 | - | €1k | €875 | €434 | - | - |
| Furniture and vehicles24 | €6k | €3k | €36k | €28k | €20k | ▼ 27.2% |
| Financial fixed assets28 | €100 | €100 | €100 | €100 | €100 | = |
| Current assets29/58 | €37k | €45k | €23k | €16k | €19k | ▲ 15.1% |
| Amounts receivable within one year40/41 | €33k | €24k | €19k | €8k | €2k | ▼ 76.3% |
| Trade receivables40 | €22k | €17k | €8k | €3k | €783 | ▼ 72.5% |
| Other amounts receivable41 | €11k | €8k | €11k | €6k | €1k | ▼ 78.3% |
| Cash at bank and in hand54/58 | €3k | €19k | €3k | €7k | €16k | ▲ 134% |
| Deferred charges and accrued income490/1 | €791 | €1k | €705 | €1k | €863 | ▼ 24.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42k | €49k | €59k | €45k | €39k | ▼ 12.4% |
| Equity10/15 | €31k | €47k | €52k | €38k | €32k | ▼ 14.2% |
| Contributions10/11 | €12k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €18k | €27k | €32k | €17k | €12k | ▼ 30.9% |
| Amounts payable17/49 | €11k | €2k | €7k | €7k | €7k | ▼ 3.0% |
| Amounts payable within one year42/48 | €11k | €2k | €7k | €7k | €7k | ▼ 3.0% |
| Trade debts44 | €6k | €2k | €6k | €4k | €612 | ▼ 85.4% |
| Suppliers440/4 | €6k | €2k | €6k | €4k | €612 | ▼ 85.4% |
| Advances received on contracts in progress46 | - | - | €1k | - | - | - |
| Taxes, remuneration and social security45 | €5k | - | - | - | - | - |
| Remuneration and social security454/9 | €5k | - | - | - | - | - |
| Other amounts payable47/48 | €36 | - | - | €3k | €6k | ▲ 116% |
| Accrued charges and deferred income492/3 | - | €41 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €9k | €5k | €-15k | €-5k | ▲ 63.3% |
| + Depreciation and write-downs630 | €3k | €3k | €3k | €8k | €8k | ▼ 0.1% |
| Operating cash flow (approximation) | €21k | €12k | €8k | €-7k | €3k | ▲ 141% |
| Investment in fixed assets (approximation) | - | €-1k | €-35k | €0 | €0 | - |
| Change in cash | - | €17k | €-16k | €3k | €9k | ▲ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Liquidity times 8current ratio 27.39
Current ratio from 3.36 to 27.39; short-term debt falls from €11k to €2k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Highest result since 2018net €18k ▲851%
Operating result €18k, net result €18k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Ground area
144 m²
Building footprint
144 m²
Volume, LiDAR
2,714 m³
Parcel 21810L2203/00G002, Brussels · tallest building 22.2 m, ±7 floors. Linked by address, not a title deed.
54
companies at this address
See who is registered here
1 establishment unit
TECHNICCHAUFF
since 20152.239.359.024
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2203/00G002 | Brussels | 144 m² | 1 · 144 m² | 22.1 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,528 companies in sector 43222 we hold annual accounts for 5,663. 4,107 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Scores and ratios are computed by Checked and are not a credit decision.