KOELTELEK
ActiveKOELTELEK has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 87% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
78
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-10
Solvency100=
Growth70=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 5.86 against 6.49 in 2024), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
3.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
31 d late
2023
12 d late
2022
31 d late
2021
2 d early
2020
21 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€85k▲ 19.5%
2023 · €71k
2018: €58k
2019: €46k
2020: €48k
2021: €68k
2022: €53k
2023: €71k
2018 → 2024
EBIT margin
3.0%▼ 0.2pp
2023 · 3.2%
2018: 6.9%
2019: 5.6%
2020: 5.2%
2021: -6.0%
2022: -5.7%
2023: 3.2%
2018 → 2024
Net result
€2k▼ 14.6%
2024 · €2k
2018: €-1k
2019: €2k
2020: €2k
2021: €-3k
2022: €-2k
2023: €2k
2024: €2k
2018 → 2025
Working capital
€39k▲ 4.0%
2024 · €38k
2018: €37k
2019: €38k
2020: €40k
2021: €36k
2022: €34k
2023: €36k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€68k-€53k▼ 22.5%€71k▲ 33.8%€85k▲ 19.5%
Equity€36k-€34k▼ 5.2%€36k▲ 4.7%€38k▲ 4.9%€39k▲ 4.0%
Operating result€-4k-€-3k▲ 26.8%€2k€3k▲ 13.4%€2k▼ 25.7%
Net result€-3k-€-2k▲ 42.7%€2k€2k▲ 7.8%€2k▼ 14.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €47k
Equity
€39k▲ 4.0%
Debt
€8k▲ 17.4%
The debt ratio rises from 15.4% to 17.1%: debt grows faster than equity.
Key figures and ratios
Solvency
82.9%▼
2024 · 84.6%
Current ratio
5.86▼
2024 · 6.49
Quick ratio
2.67▼
2024 · 2.92
Debt / equity
0.21▲
2024 · 0.18
ROE
3.8%▼
2024 · 4.6%
ROA
3.2%▼
2024 · 3.9%
Debt
€8k▲
2024 · €7k
Debt ≤ 1 year
€8k▲
2024 · €7k
Income taxes
€352▼
2024 · €706
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€47k▲
Current assets29/58€45k€47k▲
Stocks and contracts in progress3€25k€26k▲
Stocks30/36€25k€26k▲
Amounts receivable within one year40/41€13k€16k▲
Trade receivables40€13k€15k▲
Other amounts receivable41-€898
Cash at bank and in hand54/58€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€45k€47k▲
Equity10/15€38k€39k▲
Contributions10/11€20k€20k=
Reserves13€18k€19k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€16k€17k▲
Amounts payable17/49€7k€8k▲
Amounts payable within one year42/48€7k€8k▲
Trade debts44€6k€6k▲
Suppliers440/4€6k€6k▲
Taxes, remuneration and social security45€341€1k▲
Taxes450/3€341€1k▲
Other amounts payable47/48€952€952=
Income statement
Code20242025
Turnover70€85k-
Goods, raw materials, services and sundry goods60/61€82k-
Other operating charges640/8€190€593▲
Gross operating margin9900€3k€2k▼
Operating profit (loss)9901€3k€2k▼
Financial charges65/66B€97€50▼
Recurring financial charges65€97€50▼
Profit (loss) for the period before taxes9903€2k€2k▼
Income taxes67/77€706€352▼
Profit (loss) for the period9904€2k€2k▼
Profit (loss) for the period to be appropriated9905€2k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▼
Transfer to equity691/2€2k€2k▼
To other reserves6921€2k€2k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €2k ▲7.8%
Net result €2k, the highest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-3k ▼317%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duiveketestraat 108420 De HaanGround area
2,412 m²
Building footprint
350 m²
Volume, LiDAR
1,779 m³
Parcel 35007D1003/00C000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOELTELEK
since 20142.227.913.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007D1003/00C000 | Flanders | 2,412 m² | 1 · 350 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THERMOGENE
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Eco-Chauff SRL
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Of 9,478 companies in sector 43222 we hold annual accounts for 5,625. 4,268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-02-2014
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
46647Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:059239650